Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
History of savings account interest rates
Let's take a look at how they've moved since 2010.
Putting your nest egg within easy reach when you need it, a savings account is a must-have for many people. Looking at historical savings account rates in terms of their movement alongside the national rate can help you make an informed decision when choosing a bank.
Historical savings account interest rates
The FDIC has only kept track of savings account interest rates from the beginning of 2010. See how the online savings account you’re considering performs compared to previous average market rates.
*Based on the national average interest rates for savings accounts according to the FDIC.
Current savings account interest rates
If you’re shopping around for a new savings account, look for a bank that will give you an interest rate that meets or exceeds the national average. While the market has been pretty stagnant over the last several years, we’re in the beginning of an upward trend, which could mean higher interest rates in the future if you choose an account with a variable rate.
More guides on Finder
Varo Savings Account Review
Learn how this high-interest account can boost your savings goals.
Which US states are hit most often by hurricanes?
We took a stroll down hurricane alley to learn which states are the most at risk for being hit, what time of year is the most active and which violent storms cost the most.
How would you spend your savings?
In the age of #adulting, Finder asks Americans what their financial priorities are and what they’re most willing to dip into their savings for.
Digital banking is the best way to get a 1%+ APY right now
57% of people have started using digital banking more since the coronavirus pandemic. If you’re reluctant to hop on board, these numbers may sway you.
How to open a business bank account
Opening a business bank account is easier than you think. Explore our guide on how to do it.
BrioDirect High-Yield Savings review
BrioDirect savings accounts boast an attractive interest rate, but there are a few drawbacks.
Accidental death statistics
Find out the top causes of accidental deaths and which states are the deadliest.
How to buy life insurance during a recession
Learn how to choose a financially stable insurer and lock in a low rate for your policy.
PNC ‘S’ is for Savings review
A PNC kids account that uses Sesame Street to teach your child good money habits.
Senior driving stats
Compare the good and the risky sides of driving when you’re a senior.
Ask an Expert