
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
finder.com’s rating: 4.6 / 5.0
★★★★★
This high-yield online savings account from First National Bank of Omaha offers competitive interest, no monthly fees and ATM access. But check deposits could take up to 10 days to clear and customer service is limited.
0.90%
APY
$0
Fee
$1
Minimum deposit to open
Review by
Shannon Terrell is a writer for Finder who studied communications and English literature at the University of Toronto. On any given day, you can find her researching everything from equine financing and business loans to student debt refinancing and how to start a trust. She loves hot coffee, the smell of fresh books and discovering new ways to save her pennies.
The FNBO Direct Online Savings account is best for those looking for a high-yield savings account. The account offers a competitive 0.9% APY and ATM access.
But you can’t make any international wire transfers and check deposits could take up to 10 days before appearing in your account.
Make a deposit of at least $1 to fund your FNBO Direct Online Savings account. You can make a deposit by electronic funds transfer or by mailing a personal check to:
FNBO Direct
PO Box 3707
Omaha, NE 68103-0707
Your ATM card should arrive by mail within seven to 10 business days.
To be eligible for this online savings account, you’ll need to meet the following criteria:
Have the following information ready before you begin your application:
In addition to no minimum balance requirements and mobile banking, the FNBO Direct Online Savings account comes with the following:
Aside from ATM fees at non-FNBO ATMs and the standard six-transfer monthly limit, be mindful of the following:
If you frequently send or receive international wire transfers, you’ll want to keep looking. As always, compare your options when choosing a savings account.
There are a number of ways to tap into your savings with this online account:
FNBO Direct has two other financial products designed to help you save:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top savings accounts and rate them one to five stars based on factors that are most important to you. These factors include: interest rates, monthly fees, minimum deposits, customer service and account features.