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How we picked theseThe Finder Score crunches over 250 savings accounts from hundreds of financial institutions. It takes into account the product's interest rate, fees, opening deposit and features - this gives you a simple score out of 10.
To provide a Score, Finder’s banking experts analyze hundreds of savings accounts against FDIC-reported national averages as a baseline. Accounts with rates well over the national average are scored the highest, while accounts with rates well below are scored low.
Emergency funds can be a huge relief when an unexpected bill pops up. Learn more about how to build and where to put your emergency fund.
SoFi, Discover, Wealthfront, Varo, Uphold, Bask Bank, Current, Marcus and Ally offer top vacation savings accounts with high APYs.
Christmas club accounts and regular savings accounts can both help you save for Christmas. See which option is most worth it here.
How to choose the best savings account for your situation.
High-yield savings accounts are safe and don’t have many drawbacks. But there are a few disadvantages to consider before opening one.
Earn up to 8% with BCU Powerplus Checking and close to 7% with other accounts from Greenlight, Netspend, Varo, Uphold and more.
Chime’s savings account has a solid APY and has no monthly fees, but it requires Chime’s checking account.
SoFi’s high-yield savings account is a hybrid checking and savings account featuring a high APY, cashback rewards and minimal fees.
SoFi, Discover, Wealthfront, Varo, Uphold, Bask Bank, Current, Marcus and Ally offer top vacation savings accounts with high APYs.
If you struggle to save, you could benefit from a savings account or CD that won’t allow you to withdraw funds.
Savings accounts let your money earn interest while it sits. There are very few drawbacks to getting one and lots of benefits.
Uninterrupted compound interest accounts pay interest on your initial balance and the interest you continually earn if you don’t withdraw.
How to choose the best savings account for your situation.
Compare some of the best high-yield savings accounts available.
