Fiona personal loans review
Get connected with lenders that have terms as long as 7 years and loans starting at $1,000.
finder.com’s rating: 4.25 / 5.0
- Best for comparing multiple loan offers with any credit score.
- Pick something else if you don't want your information shared with partner lenders.
Max. Loan Amount
4.99% to 35.99%
Min. Credit Score
Anna Serio is a trusted lending expert and certified Commercial Loan Officer who's published more than 950 articles on Finder to help Americans strengthen their financial literacy. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020.
Fiona is a connection service that can help you find a personal loan. It’s ideal for anyone who wants to make a quick comparison between lenders, and its lending partners work with most credit types to offer a wide range of rates and loan amounts.
But you might want to look elsewhere if you just reached the legal age to borrow in your state — Fiona doesn’t work with borrowers under 21. And your personal information will be shared with its network of partner lenders, meaning you might have to field emails and phone calls even after you take out a loan.
Rather apply with a lender directly? Take time to compare your other options using our table.
How much does it cost to use Fiona?
Fiona is free to use to get connected to a lender. If you choose to borrow from a lender, the cost will depend on the APR, loan amount and loan term you’re offered. The lenders in its network offer rates starting at 4.99%, and you could potentially borrow up to $100,000 for two to seven years.
Before you compare offers from Fiona, use the calculator below to estimate how much a loan might cost you.
Monthly repayments calculatorCalculate how much you could expect to pay each month
|Loan terms (in years)|
How it works
Fiona will review the information you submit to find a lender that may meet your needs. From here, you will submit a full application — and based on that, your lender will determine what you’re eligible for. The better your credit score and finances, the more likely you are to score a low rate or qualify for a larger loan amount.
What do I need to qualify?
You must meet these requirements to qualify for a loan from one of Fiona’s partners:
- Good to excellent credit of around 670 or higher
- At least 21 years old
- US citizen or permanent resident
What information do I need to apply?
You don’t need to provide any documents when you fill out Fiona’s online form. But you should have the following information ready before you get started:
- Estimated credit score range
- Annual income
- Pay frequency
- Social Security number
- Date of birth
- Most credit types welcome
- Wide range of loans available
- Coapplicants accepted
- Won’t affect credit score
- No loans for individuals under 21 years old
- Lenders may charge origination fee of 1% to 6%
- Shares your information with partners
See other personal loan options
Is Fiona legit?
Fiona reviews and complaints
|BBB customer reviews||1 out of 5 stars, based on 1 customer reviews|
|Trustpilot score||3.2 out of 5 stars, based on 1 customer reviews|
|Customer reviews verified as of||12 October 2020|
There are almost no customer reviews of Fiona as of June 2020. There is no information on its BBB page, and it doesn’t have a Trustpilot.
Its parent company, Even Financial doesn’t do much better. It gets an A rating from the BBB, but only has two reviews. However, this isn’t uncommon for a connection service. Most don’t receive customer reviews. Instead, you should check the reviews for the loan company you’re connected with to make sure it treats its customers fairly.
Is Fiona the same as Even Financial?
Yes, Fiona is an online connection service powered by Even Financial. You can get offers from the same lenders through Even, but Fiona’s site is made to be more user friendly. You can read our review of Even to learn more about how it works.
How do I get started?
To see which lenders you could qualify for, follow these steps:
- Click Check my rate to be redirected to Fiona’s online form.
- Select your loan amount, purpose and estimated credit score.
- Fill in the required fields with information about yourself, your job and where you live.
- Review the terms and conditions before checking the box that you agree.
- Click Get your offers.
What happens after I fill out the online form?
After you submit the online form, Fiona’s algorithm will put together a list of lenders that you might qualify with. Compare your results and click Continue to continue with the full application on the lender’s website.
How do repayments work with Fiona?
That depends on the lender you’re connected with, though your loan won’t have a term that’s longer than seven years. Most personal loans come with monthly repayments, which you can often sign up to have deducted from your bank account automatically.
If you have any questions about your loan or are worried about missing repayments, reach out to your lender’s customer service team as soon as possible.
Want to find out how Fiona compares to other providers? Read our guide to personal loans.
Frequently asked questions
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