Finder experts pick Fiona Personal Loans as a 2020 best pick for personal loans.
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Fiona personal loans review
Last updated:
Compare offers up to $100,000 with APRs starting at 3.84%.
finder.com’s rating: 4.25 / 5.0
★★★★★
- Best for comparing multiple loan offers with any credit score.
- Pick something else if you don't want your information shared with partner lenders.
$100,000
Max. Loan Amount
4.99% to 35.99%
APR
Good to excellent credit
Min. Credit Score
Details
| Product Name | Fiona Personal Loans |
|---|---|
| Min. Loan Amount | $1,000 |
| Max. Loan Amount | $100,000 |
| APR | 4.99% to 35.99% |
| Interest Rate Type | Fixed |
| Min. Credit Score | Good to excellent credit |
| Minimum Loan Term | 2 years |
| Maximum Loan Term | 7 years |
| Turnaround Time | Varies by lender |
Expert review
Review by
Anna Serio
anna.serio@finder.comAnna Serio is a trusted loans expert who's published more than 800 articles on Finder to help Americans strengthen their financial literacy. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Today, digital publications like Fundera, Business.com, and ValueWalk feature her professional advice, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020.
Expert review
Fiona is a personal finance connection service that can help you find a personal loan. It’s ideal for anyone who wants to make a quick comparison between personalized offers. It works with most credit types and offers a wide range of rates and loan amounts through its partner lenders.
But you might want to look elsewhere if you just reached the legal age to borrow in your state — Fiona doesn’t work with borrowers under 21. And your personal information will be shared with its network of partner lenders, meaning you might have to field emails and phone calls even after you take out a loan.
Rather apply with a lender directly? Compare your other options below.
First, am I eligible?
You must meet the following requirements at a minimum to qualify for a loan from one of Fiona’s partners:
- Good to excellent credit
- Over 21 years old
- US citizen or permanent resident
Pros
- Most credit types welcome
- Wide range of loans available
- Easy to compare personalized offers
- Doesn’t affect credit score
Cons
- No loans for individuals under 21 years old
- Not a direct lender
- Shares your information with partners
Compare other personal loan providers
Updated March 28th, 2020
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Is Fiona the same as Even Financial?
Yes, Fiona is an online connection service powered by Even Financial. You can get offers from the same lenders through Even, but Fiona’s site is made to be more user friendly. Read our review of Even to learn more about how it works.
What do customers say about Fiona?
| BBB accredited | No |
|---|---|
| Trustpilot score | 3.2 out of 5 stars, based on 1 customer reviews |
| Customer reviews verified as of | 09 December 2019 |
There are almost no customer customer reviews of Fiona as of December 2019. It doesn’t have a page on the Better Business Bureau (BBB) website. And its Trustpilot page only has one review, where a customer complained about lenders receiving their information after they filled out the form — standard practice for a connection service.
Its parent company, Even Financial doesn’t do much better. It gets a D+ rating from the BBB due to its failure to respond to customer complaints, government action taken against the company and unverified advertising claims. It has one negative review on Trustpilot over an issue unrelated to its loan service.
How do I get started?
You can get started by filling out an online form through Fiona’s website:
- Click the Go to site button on this page.
- Fill in the required fields with information about yourself, your job and where you live.
- Review the terms and conditions before checking the box that you agree.
- Click Get your offers.
What information do I need to provide?
You don’t need to provide any documents when you fill out Fiona’s online form. But you might want to look up the following information before you get started:
- Estimated credit score range
- Annual income
- Pay frequency
- Social Security number
What happens after I fill out the online form?
After you submit the online form, Fiona’s algorithm will put together a list of lenders that you might qualify with. Compare your results and click Continue to continue with the full application.
How do repayments work with Fiona?
That depends on the lender you’re connected with, though your loan won’t have a term that’s longer than seven years. Most personal loans come with monthly repayments, which you can often sign up to have deducted from your bank account automatically. If you have any questions about your loan or are worried about missing repayments, reach out to your lender’s customer service team as soon as possible.
Want to find out how Fiona compares to other providers? Read our guide to personal loans.
Frequently asked questions
Personal loan ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top personal loan providers and rate them one to five stars based on factors that are most important to you. These factors include: rates and fees, customer reviews, loan amounts, loan processing and borrower experience.
Read the full methodology of how we rate personal loan providers.