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Compare personal loans through Fiona to find one that fits your needs.
$250,000
Max. Loan Amount
4.75% to 35.99%
APR
550
Minimum credit score
Even Financial, aka Fiona, is a loan connection service that's free to use. Fiona isn't a direct lender and doesn't provide loans. Rather, it's a search engine for personal loan offers, matching you with prequalified offers across its network of top providers — each of which has its own loan products and definition of a “good borrower."
To use the service, enter some information about the type of loan you want and see your offers in less than 60 seconds. Lenders in the network offer rates as low as 4.75% — and some go as high as 35.99%. There are also a wide range of loan amounts available, stretching from $250 to $250,000. But the actual APR and loan amount you’re eligible for will depend on the lender and your creditworthiness.
Not every lender offers good deals, so compare rates and origination fees before finalizing your loan application. If you're an excellent credit borrower with a credit score of 740 or higher and a low debt-to-income ratio, you should be able to secure a competitive rate loan without having to pay origination fees.
Yes, Fiona is a comparison service powered by Even Financial that connects borrowers with different personal loan providers, credit cards and saving accounts. Get connected with loan options for as high as $100,000, and the form typically takes a few minutes to complete.
Completing the form doesn't affect your credit score. Fiona uses 256-bit encryption to secure private information.
Use the calculator below to make sure you’re getting a good deal that you’ll be able to afford.
Calculate how much you could expect to pay each month
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The rates, fees and terms vary by the lender. When you submit your information, Even Financial will search its network to find a lender that meets your search criteria. From here, you may be offered a loan — but the total amount, loan term and APR will depend on doing a full application and undergoing a credit check.
The better your credit and finances, the more likely you are to get a good deal. Those with lower credit won't get the best rates — although Even Financial works with lenders that offer loans to borrowers with poor credit.
Even Financial partners with over 300 lenders — though not all provide personal loans. Some of its top partners include:
Compare even more lenders with just a few clicks.
BBB accredited | No |
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BBB rating | A+ |
BBB customer reviews | 1 out of 5 stars, based on 2 customer reviews |
Trustpilot Score | 3.4 out of 5 stars, based on 4 customer reviews |
Customer reviews verified as of | 23 June 2022 |
There aren’t many reviews of Even Financial online and the ones that exist are mixed and lean towards the negative. The main complaint is about the large amount of marketing material people received — a common complaint for loan marketplaces.
If you decide to use Even Financial to find a lender, be aware that you'll likely get a lot of emails. And before submitting an application, check the lender you're applying with to make sure it has good online ratings.
To be connected with a lender, you’ll need to meet these requirements:
To complete Even Financial’s online form, you will need to supply some basic information:
To fill out Even Financial’s online form and see what lenders you might qualify for, follow these steps:
If Even Financial connects you with a lender, select the lender to be redirected to the lender’s website. You may need to provide additional information or documents to complete a full application. If you’re approved, you’ll receive a finalized offer.
It’s possible that you won’t qualify for a loan with the lenders in Even Financial’s network. If this happens, you can compare other personal loan options instead. You may find improving your credit or lowering the amount that you’re requesting could also help you find a lender that will meet your needs.
Yes, Even Financial is a legit connection service. It has a standard privacy policy that covers how it collects and uses your personal information, and it has a clear list of its state licenses.
However, there's been reports of fraudulent misuse of its name. Keep on the lookout for scams, and remember that Even Financial doesn’t require its customers to pay any fees.
California took action because it acted as a broker for a business that was in violation of California law. Even Financial paid a $100,000 settlement to the California Department of Business Oversight in June 2019.
Compare more loan connection services to see how they stack up against Even Financial.
Even Financial personal loans is not currently available on Finder
Have you considered Best Egg personal loans?
A prime online lending platform with multiple repayment methods.
Review by
Aliyyah Camp was the personal loans publisher for Finder. Aliyyah earned a BA in communication from the University of Pennsylvania.
Even Financial’s connection service is ideal if you’re looking to quickly compare offers from multiple top lenders. There are a wide range of loan amounts, long terms and low starting rates available, and the lenders in its network open to borrowers with poor credit.
But you’re limited to the lenders in its network, and you might receive multiple marketing emails and phone calls — even after you take out a loan. The company also had government action taken against it in June 2019 for violating California’s loan broker laws.
Want to see even more lenders? You can compare other personal loan options using our table.
2 Comments
October 3, 2017
i filed a ch7 bankruptcy in April this year 2017 and it discharged in July just a few months ago… do i have any options for a personal loan?
October 4, 2017
Hello Danny,
Thank you for reaching out to us.
While you will be more limited in terms of lender options, it’s still possible to get a loan after bankruptcy. There are lenders that might accept you even with Chapter 7 or Chapter 13 bankruptcies on your credit report however, the fees and rates may be considerably higher on loan after bankruptcy, and you may be required to attach an asset as security or apply with a guarantor.
Remember to check all the eligibility criteria and read through the loan Terms and Conditions before making a decision on whether it is right for you.
I hope this helps.
All the best,
Gru