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finder.com’s rating: 3.8 / 5.0
★★★★★
You can cut down the stress of comparing personal loans by using Even Financial. It allows you to submit one application and get connected with the best lenders for you. But your options are limited to its network of providers has to offer.
$100,000
Max. Loan Amount
3.84% to 35.99%
APR
550
Min. Credit Score
| Product Name | Even Financial Personal Loans |
|---|---|
| Min. Loan Amount | $1,000 |
| Max. Loan Amount | $100,000 |
| APR | 3.84% to 35.99% |
| Interest Rate Type | Fixed |
| Minimum Loan Term | 2 years |
| Maximum Loan Term | 7 years |
| Turnaround Time | Varies |
In order to be connected with a lender through Even Financial, you need a credit score of at least 580. It’s important to know your budget as well. Depending on how much you need to borrow and the terms of your loan, your monthly payments could be quite high. If you won’t be able to afford your loan, lenders aren’t likely to work with you.
Even Financial can save you time. Instead of filling out multiple applications, one with Even Financial could connect you with five or more lenders at once. It’s worthwhile if you’d like to avoid the hassle of individual applications, and you can compare rates easily, without the extra work of sorting through loan offer documents.
Even Financial is a lender-connection service. You can compare offers from several providers at once based on your application.
Loans amounts reach up to $100,000 and can be used for just about anything.
An application with Even Financial could save you time, but you’ll want to factor in a few potential drawbacks:
The Internet is pretty silent when it comes to Even Financial as of June 2019. It has an A+ rating on the Better Business Bureau (BBB) website and has been BBB-accredited since 2015. There are no customer reviews, however and only two complaints — one of which doesn’t have details. The other involved a miscommunication between a client and customer service over how its payday protection feature worked on its app.
It also has no Trustpilot page. The fact that the words “even” and “financial” are so commonly used together in other contexts makes it virtually impossible to find mentions in forums.
Yes, Fiona is a comparison service powered by Even Financial that connects borrowers with different personal loan providers, credit cards and saving accounts. You can be connected with loans as high as $100,000, and the form typically takes a few minutes to complete. Your credit score isn’t affect by completing the form. Fiona uses 256-bit encryption to secure private information.
Yes. Even Financial is a legit lender that uses industry-standard SSL-encryption technology to ensure your personal and financial information is safe when you submit your application.
It does send information to third parties that you aren’t able to vet first — as with any marching service. However, it doesn’t sell your personal data to other companies, and it only partners with what it considers to be trusted, legitimate lenders.
Qualifications vary based on the lender that partners with Even Financial. To be eligible to apply, you must:
The application process is simple, and you’ll see what loans you could qualify for in under 60 seconds. Here are the quick steps:
It’s a great feeling to get a loan that fits your needs. Once you’re prequalified, head to the lender’s website.
Complete the requested information and supply any required documents. By submitting everything correctly the first time, you can avoid extending the process longer than necessary. If you’re approved, you’ll receive a finalized offer.
Just because you receive an offer doesn’t mean you have to accept it. If you need time to mull it over, you can talk to a professional or compare other personal loan options.
It’s possible that you won’t qualify for a loan with the lenders in Even Financial’s network. Improving your credit or lowering the amount that you’re requesting could potentially help you find a lender that will meet your needs.
Your search for the best personal loan may not require as much time as you think. Using Even Financial can seriously cut the time it takes to apply.
If you like the idea of applying through a loan connection service, you can compare other personal loan brokers to see how they stack up.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top personal loan providers and rate them one to five stars based on factors that are most important to you. These factors include: rates and fees, customer reviews, loan amounts, loan processing and borrower experience.
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