Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

World Gym franchise financing options

Compare costs, fees and where to get financing for a World Gym.

Overall costs for World Gym run anywhere from $333,000 to $1,610,000. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2022 from Franchise Direct and include opening fees and expenses only. The location you choose for your World Gym franchise may result in higher or lower fees.

Franchise fees

World Gym franchise fees total around $27,500, which beats out the $37,000 average for the 200 largest franchises nationwide.
Franchise Cost
Initial franchise fee $25,000 to $30,000
Estimated total $25,000 to $30,000

Equipment fees

Equipment fees total $183,500 for World Gym. This costs more than the $180,023 average for the top 200 franchises.
Equipment Cost
Deposits, lease and other down payments for fitness equipment, fixtures, other fixed assets $40,000 to $200,000
Audio-visual equipment $10,000 to $50,000
Furniture and displays $2,000 to $10,000
Signs and branding $10,000 to $30,000
Office equipment and supplies $5,000 to $10,000
Estimated total $67,000 to $300,000

Real estate fees

Real estate will set you back $633,000 for World Gym, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
Build-out and leasehold improvements $200,000 to $1,000,000
Premises lease deposits $10,000 to $50,000
Utility deposits $1,000 to $5,000
Estimated total $211,000 to $1,055,000

Training fees

World Gym initial training costs total $5,000, which comes in under the nationwide average of $9,788.
Training Cost
Initial training $0 to $10,000
Estimated total $0 to $10,000

Inventory costs

Initial inventory for World Gym shakes out to $7,500. This is less than the nationwide average of $53,119.
Inventory Cost
Initial inventory $5,000 to $10,000
Estimated total $5,000 to $10,000

Licenses and permits costs

World Gym initial licenses and permits will set you back $12,500. This comes out to less than $18,770 — the overall nationwide average.
Licenses and permits Cost
Licenses and bonds $0 to $25,000
Estimated total $0 to $25,000

Insurance costs

Initial insurance costs for World Gym run $15,000. This means you'll be paying more than the overall nationwide average of $6,311.
Insurance Cost
Insurance $0 to $30,000
Estimated total $0 to $30,000

Administrative fees

World Gym administrative fees total up to $50,000 — which comes in over the overall nationwide average of $6,761.
Admin Cost
Pre-opening membership fee $20,000 to $80,000
Estimated total $20,000 to $80,000

Other expenses

Miscellaneous expenses for World Gym total $37,500 — less than the nationwide average of $69,970.
Other Cost
Professional fees $5,000 to $20,000
First 180 days' additional funds $0 to $50,000
Estimated total $5,000 to $70,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2022.

How to finance

Since the estimated total for World Gym is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the World Gym franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to World Gym about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $971,500 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a World Gym — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of World Gym opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if World Gym franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $333,000. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
1 - 4 of 4
Name Product Filter Values Min. Amount Max. Amount Requirements
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
Biz2Credit business loans
up to $6 million
up to $6 million
6+ months in business; $100,000+ annual revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
ROK Financial business loans
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.
Fundbox lines of credit
6 + months in business, $100,000+ in annual revenue, 600+ credit score
Get flat rate, short-term financing based on the financial health of your business, not your credit score.

Compare up to 4 providers

How World Gym stacks up

Compare how World Gym holds up against two similarly sized franchises.
Sir Speedy World Gym British Swim School
Average Franchise fees $12,500 $27,500 $39,500
Average Equipment fees $89,285 $183,500 $13,125
Average Real estate fees NA $633,000 $3,000
Average Training fees $30,000 $5,000 $2,250
Average Inventory fees NA $7,500 $3,000
Average Marketing fees NA NA NA
Average Licenses and permits fees NA $12,500 NA
Average Insurance fees NA $15,000 $3,700
Average Admin fees NA $50,000 $25,150
Average Personnel fees NA NA NA
Average Other fees $137,500 $37,500 $12,000

Bottom line

World Gym franchise costs run a total of $971,500. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site