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Valvoline Instant Oil Change franchise financing options

Compare costs, fees and where to get financing for a Valvoline Instant Oil Change.

Overall costs for Valvoline Instant Oil Change run anywhere from $173,000,407,250 to $263,400,596,500. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Valvoline Instant Oil Change franchise may result in higher or lower fees.

Equipment fees

Equipment fees total $3,200,312,500 for Valvoline Instant Oil Change. This costs more than the $180,023 average for the top 200 franchises.
Equipment Cost
Operating equipment, excluding inspection and dyno machines $15,000 to $100,000
Lube equipment and signage $3,000$240,000 to $3,400$270,000
Estimated total $3,000,255,000 to $3,400,370,000

Real estate fees

Real estate will set you back $215,000,059,625 for Valvoline Instant Oil Change, which is more expensive than the average of $788,376 for the top 200 franchises.
Real estate Cost
Development fee, per center $1,250 to $15,000
Land and improvements purchased or leased for three months $1,700,000$36,000 to $2,600,000$55,000
Security deposits $500 to $11,500
Estimated total $170,000,037,750 to $260,000,081,500

Training fees

Valvoline Instant Oil Change initial training costs total $7,500, which comes in under the nationwide average of $9,788.
Training Cost
Training $5,000 to $10,000
Estimated total $5,000 to $10,000

Inventory costs

Initial inventory for Valvoline Instant Oil Change shakes out to $26,000. This is less than the nationwide average of $53,119.
Inventory Cost
Startup supplies $22,000 to $30,000
Estimated total $22,000 to $30,000

Marketing costs

Advertisement and marketing costs total up to $8,750 for Valvoline Instant Oil Change, beating out the nationwide average of $9,938.
Marketing Cost
Grand opening expenses and advertising $7,500 to $10,000
Estimated total $7,500 to $10,000

Licenses and permits costs

Valvoline Instant Oil Change initial licenses and permits will set you back $30,000. This comes out to more than $18,770 — the overall nationwide average.
Licenses and permits Cost
License fee $30,000 to $30,000
Estimated total $30,000 to $30,000

Other expenses

Miscellaneous expenses for Valvoline Instant Oil Change total $57,500 — less than the nationwide average of $69,970.
Other Cost
Three months' additional funds $50,000 to $65,000
Estimated total $50,000 to $65,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2021.

How to finance

Since the estimated total for Valvoline Instant Oil Change is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Valvoline Instant Oil Change franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Valvoline Instant Oil Change about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $218,200,501,875 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a Valvoline Instant Oil Change — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Valvoline Instant Oil Change opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if Valvoline Instant Oil Change franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $173,000,407,250. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Biz2Credit business loans
up to $6 million
up to $6 million
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
OnDeck short-term loans
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.
Fora Financial business loans
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.

Compare up to 4 providers

How Valvoline Instant Oil Change stacks up

Compare how Valvoline Instant Oil Change holds up against two similarly sized franchises.
Buffalo Wild Wings Valvoline Instant Oil Change Budget Blinds
Average Franchise fees $17,500 NA $119,950
Average Equipment fees $1,060,750 $3,200,312,500 $31,755
Average Real estate fees $1,850,000 $215,000,059,625 NA
Average Training fees $17,500 $7,500 $1,375
Average Inventory fees $15,000 $26,000 NA
Average Marketing fees $12,500 $8,750 NA
Average Licenses and permits fees $252,500 $30,000 $750
Average Insurance fees $27,200 NA $2,900
Average Admin fees NA NA NA
Average Personnel fees $7,500 NA NA
Average Other fees $170,000 $57,500 $33,125

Bottom line

Valvoline Instant Oil Change franchise costs run a total of $218,200,501,875. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

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