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Taco Bell franchise financing options
Compare costs, fees and where to get financing for a Taco Bell.
Estimated initial costs
Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Taco Bell franchise may result in higher or lower fees.
Franchise feesTaco Bell franchise fees total around $35,475, which beats out the $37,000 average for the 200 largest franchises nationwide.
|Application and background check fee, per person||$350 to $600|
|Initial franchise fee||$25,000 to $45,000|
|Grand opening expenses||$5,000 to be spent by franchisees for advertising and promoting the opening of the unit.|
|Estimated total||$25,350 to $45,600|
Equipment feesEquipment fees total $295,000 for Taco Bell. This costs more than the $180,023 average for the top 200 franchises.
|Equipment, signage, decor and point-of-sale system||$200,000 to $390,000|
|Estimated total||$200,000 to $390,000|
Real estate feesReal estate will set you back $1,341,875 for Taco Bell, which is more expensive than the average of $788,376 for the top 200 franchises.
|First unit construction services||$22,250 to $27,250|
|Optional real estate services||$0 to $37,250|
|Real property||$20,000 to $1,400,000|
|Building and site construction||$177,000 to $1,000,000|
|Estimated total||$219,250 to $2,464,500|
Inventory costsInitial inventory for Taco Bell shakes out to $8,500. This is less than the nationwide average of $53,119.
|Initial inventory||$7,000 to $10,000|
|Estimated total||$7,000 to $10,000|
Licenses and permits costsTaco Bell initial licenses and permits will set you back $74,000. This comes out to more than $18,770 — the overall nationwide average.
|Licenses and permits||Cost|
|Permits, licenses, security deposits||$74,000 to $74,000|
|Estimated total||$74,000 to $74,000|
How to financeSince the estimated total for Taco Bell is on the more costly side, we recommend following these steps to get fully financed:
- Go to the Taco Bell franchising website and review its financial requirements, including cash-on-hand requirements.
- Reach out to Taco Bell about in-house financing for franchisees.
- If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $1,754,850 estimated opening costs.
- Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
- Once you settle on a lender, gather all required documents, including account statements and assets.
- Apply for financing online or in person as required by the lender.
What types of financing is available?You have several options when it comes to financing a Taco Bell — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
- Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
- Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Taco Bell opening costs.
- SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Compare small business lendersYou may not need financing to cover the estimated $525,600. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How Taco Bell stacks upCompare how Taco Bell holds up against two similarly sized franchises.
|Jani-King||Taco Bell||Dairy Queen|
|Average Franchise fees||$102,250||$35,475||NA|
|Average Equipment fees||$4,650||$295,000||$460,000|
|Average Real estate fees||$3,050||$1,341,875||$761,250|
|Average Training fees||NA||NA||$48,145|
|Average Inventory fees||$700||$8,500||$25,000|
|Average Marketing fees||NA||NA||NA|
|Average Licenses and permits fees||$550||$74,000||$10,500|
|Average Insurance fees||NA||NA||NA|
|Average Admin fees||NA||NA||$4,500|
|Average Personnel fees||NA||NA||NA|
|Average Other fees||$4,650||NA||NA|
Bottom lineTaco Bell franchise costs run a total of $1,754,850. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.
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