Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

Super Tots franchise financing options

Compare costs, fees and where to get financing for a Super Tots.

Overall costs for Super Tots run anywhere from $18,300 to $48,750. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Super Tots franchise may result in higher or lower fees.

Franchise fees

Super Tots franchise fees total around $22,750, which beats out the $37,000 average for the 200 largest franchises nationwide.
Franchise Cost
Initial franchise fee $13,000 to $32,500
Royalty The greater of the minimum royalty or a percentage of gross revenues between 6% and 9%.
Estimated total $13,000 to $32,500

Equipment fees

Equipment fees total $900 for Super Tots. This is less than the $180,023 average for the top 200 franchises.
Equipment Cost
Signage $0 to $500
Computer hardware and software $0 to $1,300
Estimated total $0 to $1,800

Real estate fees

Real estate will set you back $375 for Super Tots, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
Leasehold improvements $0 to $500
Utility expenses $0 to $250
Estimated total $0 to $750

Training fees

Super Tots initial training costs total $1,500, which comes in under the nationwide average of $9,788.
Training Cost
Training $500 to $2,500
Estimated total $500 to $2,500

Marketing costs

Advertisement and marketing costs total up to $3,000 for Super Tots, beating out the nationwide average of $9,938.
Marketing Cost
Grand opening marketing $3,000 to $3,000
Estimated total $3,000 to $3,000

Licenses and permits costs

Super Tots initial licenses and permits will set you back $1,500. This comes out to less than $18,770 — the overall nationwide average.
Licenses and permits Cost
Business licenses and permits $0 to $3,000
Estimated total $0 to $3,000

Insurance costs

Initial insurance costs for Super Tots run $2,000. This means you'll be paying less than the overall nationwide average of $6,311.
Insurance Cost
Insurance $800 to $3,200
Estimated total $800 to $3,200

Other expenses

Miscellaneous expenses for Super Tots total $1,500 — less than the nationwide average of $69,970.
Other Cost
Professional fees $1,000 to $2,000
Estimated total $1,000 to $2,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2021.

How to finance

The average cost to open one of the 200 biggest franchises in the US — $1,120,176 — is well over the estimated total initial costs for $33,525. Securing funds will likely be easier at lower amounts, just follow these steps:
  1. Review the financial requirements on the Super Tots franchising website.
  2. Compare banks, online lenders and business credit cards and determine which financing type best suits your needs.
  3. Once you settle on a financing type, compare lenders based on credit history requirements, amounts offered and interest rates.
  4. Gather all required documents and apply online or in person.

What types of financing is available?

Consider one of the following options for covering a portion of the costs to open a Super Tots.
  • Online loan. For a turnaround that's faster than a bank, an online business loan could be the way to go. Credit requirements are often more flexible than those of traditional bank loans, too.
  • Credit card. Using a business credit card allows you to spend up to your preapproved limit. This means if extra expenses pop up, you can likely cover them without having to take out another type of financing.
  • Bank loan. If you have stronger credit — typically a score of 670 or higher — a traditional bank loan may get you a more favorable interest rate than a credit card or online loan.
  • SBA loan. Qualifying for an SBA loan is easier than a traditional bank loan, but it typically comes with fees and higher interest rates.
Also check if Super Tots franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $18,300. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Biz2Credit business loans
up to $6 million
up to $6 million
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
OnDeck short-term loans
$5,000
$250,000
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.
Fora Financial business loans
$5,000
$500,000
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
Lendio business loans
$500
$5,000,000
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
$10,000
$5,000,000
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.
loading

Compare up to 4 providers

How Super Tots stacks up

Compare how Super Tots holds up against two similarly sized franchises.
Skyhawks Sports Camps Super Tots Swimtastic/SafeSplash/SwimLabs
Average Franchise fees $22,750 $22,750 $37,500
Average Equipment fees $900 $900 $29,250
Average Real estate fees $375 $375 $400,000
Average Training fees $1,500 $1,500 $3,500
Average Inventory fees NA NA NA
Average Marketing fees NA $3,000 NA
Average Licenses and permits fees $1,500 $1,500 $4,000
Average Insurance fees $2,000 $2,000 $6,250
Average Admin fees NA NA NA
Average Personnel fees NA NA NA
Average Other fees $1,500 $1,500 $5,500

Bottom line

Super Tots franchise costs run a total of $33,525. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site