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Sbarro franchise financing options
Compare costs, fees and where to get financing for a Sbarro.
Estimated initial costs
Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Sbarro franchise may result in higher or lower fees.
Franchise feesSbarro franchise fees total around $27,500, which beats out the $37,000 average for the 200 largest franchises nationwide.
|Initial franchise fee||$20,000 to $35,000|
|Estimated total||$20,000 to $35,000|
Real estate feesReal estate will set you back $54,600 for Sbarro, thought it's less than the average of $788,376 for the top 200 franchises.
|Lease||$25,000 to $50,000|
|Utility installations & deposits||$200 to $2,000|
|Architectural fees||$12,000 to $20,000|
|Estimated total||$37,200 to $72,000|
Training feesSbarro initial training costs total $9,000, which comes in under the nationwide average of $9,788.
|Training expenses||$8,000 to $10,000|
|Estimated total||$8,000 to $10,000|
Licenses and permits costsSbarro initial licenses and permits will set you back $3,500. This comes out to less than $18,770 — the overall nationwide average.
|Licenses and permits||Cost|
|Permits and licenses||$2,000 to $5,000|
|Estimated total||$2,000 to $5,000|
Insurance costsInitial insurance costs for Sbarro run $800. This means you'll be paying less than the overall nationwide average of $6,311.
|Insurance package||$800 to $800|
|Estimated total||$800 to $800|
Administrative feesSbarro administrative fees total up to $3,750 — which comes in under the overall nationwide average of $6,761.
|Legal and accounting||$2,500 to $5,000|
|Estimated total||$2,500 to $5,000|
Other expensesMiscellaneous expenses for Sbarro total $12,500 — less than the nationwide average of $69,970.
|One to three months' additional funds||$10,000 to $15,000|
|Estimated total||$10,000 to $15,000|
How to financeSince the estimated total for Sbarro is on the more costly side, we recommend following these steps to get fully financed:
- Go to the Sbarro franchising website and review its financial requirements, including cash-on-hand requirements.
- Reach out to Sbarro about in-house financing for franchisees.
- If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $111,650 estimated opening costs.
- Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
- Once you settle on a lender, gather all required documents, including account statements and assets.
- Apply for financing online or in person as required by the lender.
What types of financing is available?You have several options when it comes to financing a Sbarro — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
- Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
- Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Sbarro opening costs.
- SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Compare small business lendersYou may not need financing to cover the estimated $80,500. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How Sbarro stacks upCompare how Sbarro holds up against two similarly sized franchises.
|Ben & Jerry's||Sbarro||Interim Health Care|
|Average Franchise fees||$22,250||$27,500||$50,000|
|Average Equipment fees||$113,300||NA||$4,250|
|Average Real estate fees||$155,750||$54,600||$9,075|
|Average Training fees||$2,000||$9,000||$2,000|
|Average Inventory fees||$10,000||NA||NA|
|Average Marketing fees||$3,000||NA||$9,250|
|Average Licenses and permits fees||NA||$3,500||$2,500|
|Average Insurance fees||$1,500||$800||$2,500|
|Average Admin fees||NA||$3,750||$1,500|
|Average Personnel fees||NA||NA||NA|
|Average Other fees||$67,000||$12,500||$3,250|
Bottom lineSbarro franchise costs run a total of $111,650. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.
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