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Rusty Taco franchise financing options

Compare costs, fees and where to get financing for a Rusty Taco.

Overall costs for Rusty Taco run anywhere from $345,000 to $561,950. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Rusty Taco franchise may result in higher or lower fees.

Franchise fees

Rusty Taco franchise fees total around $25,000, which beats out the $37,000 average for the 200 largest franchises nationwide.
Franchise Cost
Initial franchise fee $25,000 to $25,000
Estimated total $25,000 to $25,000

Equipment fees

Equipment fees total $18,000 for Rusty Taco. This is less than the $180,023 average for the top 200 franchises.
Equipment Cost
Computer hardware and software $12,000 to $24,000
Estimated total $12,000 to $24,000

Real estate fees

Real estate will set you back $342,500 for Rusty Taco, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
Deposits $6,000 to $10,000
Leasehold improvements $253,000 to $376,000
Architect fee $15,000 to $25,000
Estimated total $274,000 to $411,000

Licenses and permits costs

Rusty Taco initial licenses and permits will set you back $4,975. This comes out to less than $18,770 — the overall nationwide average.
Licenses and permits Cost
Permits and licenses $3,000 to $6,950
Estimated total $3,000 to $6,950

Insurance costs

Initial insurance costs for Rusty Taco run $18,000. This means you'll be paying more than the overall nationwide average of $6,311.
Insurance Cost
Insurance $6,000 to $30,000
Estimated total $6,000 to $30,000

Other expenses

Miscellaneous expenses for Rusty Taco total $45,000 — less than the nationwide average of $69,970.
Other Cost
Professional services $5,000 to $15,000
Three months' additional funds $20,000 to $50,000
Estimated total $25,000 to $65,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2021.

How to finance

Since the estimated total for Rusty Taco is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Rusty Taco franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Rusty Taco about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $453,475 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a Rusty Taco — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Rusty Taco opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if Rusty Taco franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $345,000. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Biz2Credit business loans
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
OnDeck short-term loans
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.
Fora Financial business loans
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.

Compare up to 4 providers

How Rusty Taco stacks up

Compare how Rusty Taco holds up against two similarly sized franchises.
House Doctors Rusty Taco Safe Ship
Average Franchise fees $59,800 $25,000 $19,900
Average Equipment fees $3,700 $18,000 $4,750
Average Real estate fees NA $342,500 $16,175
Average Training fees $1,000 NA NA
Average Inventory fees NA NA $500
Average Marketing fees NA NA NA
Average Licenses and permits fees $550 $4,975 NA
Average Insurance fees $2,250 $18,000 $850
Average Admin fees NA NA NA
Average Personnel fees NA NA $1,400
Average Other fees $42,000 $45,000 $21,000

Bottom line

Rusty Taco franchise costs run a total of $453,475. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

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