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Nestle Toll House Café franchise financing options

Compare costs, fees and where to get financing for a Nestle Toll House Café.

Overall costs for Nestleu00ae Toll Houseu00ae Cafu00e9 run anywhere from $45,400 to $89,500. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Nestleu00ae Toll Houseu00ae Cafu00e9 franchise may result in higher or lower fees.

Equipment fees

Equipment fees total $8,500 for Nestleu00ae Toll Houseu00ae Cafu00e9. This is less than the $180,023 average for the top 200 franchises.
Equipment Cost
Signage $7,000 to $10,000
Estimated total $7,000 to $10,000

Training fees

Nestleu00ae Toll Houseu00ae Cafu00e9 initial training costs total $2,200, which comes in under the nationwide average of $9,788.
Training Cost
Travel, lodging and meals for initial training $1,900 to $2,500
Estimated total $1,900 to $2,500

Inventory costs

Initial inventory for Nestleu00ae Toll Houseu00ae Cafu00e9 shakes out to $7,000. This is less than the nationwide average of $53,119.
Inventory Cost
Initial inventory $5,000 to $9,000
Estimated total $5,000 to $9,000

Marketing costs

Advertisement and marketing costs total up to $5,000 for Nestleu00ae Toll Houseu00ae Cafu00e9, beating out the nationwide average of $9,938.
Marketing Cost
Opening advertising $5,000 to $5,000
Local advertising Currently 0% of Gross Sales. Maximum of 3% of Gross Sales.
Estimated total $5,000 to $5,000

Administrative fees

Nestleu00ae Toll Houseu00ae Cafu00e9 administrative fees total up to $2,250 — which comes in under the overall nationwide average of $6,761.
Admin Cost
Legal fees $1,500 to $3,000
Estimated total $1,500 to $3,000

Other expenses

Miscellaneous expenses for Nestleu00ae Toll Houseu00ae Cafu00e9 total $42,500 — less than the nationwide average of $69,970.
Other Cost
Additional funds $25,000 to $60,000
Estimated total $25,000 to $60,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2021.

How to finance

Since the estimated total for Nestleu00ae Toll Houseu00ae Cafu00e9 is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Nestleu00ae Toll Houseu00ae Cafu00e9 franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Nestleu00ae Toll Houseu00ae Cafu00e9 about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $67,450 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

Consider one of the following options for covering a portion of the costs to open a Nestleu00ae Toll Houseu00ae Cafu00e9.
  • Online loan. For a turnaround that's faster than a bank, an online business loan could be the way to go. Credit requirements are often more flexible than those of traditional bank loans, too.
  • Credit card. Using a business credit card allows you to spend up to your preapproved limit. This means if extra expenses pop up, you can likely cover them without having to take out another type of financing.
  • Bank loan. If you have stronger credit — typically a score of 670 or higher — a traditional bank loan may get you a more favorable interest rate than a credit card or online loan.
  • SBA loan. Qualifying for an SBA loan is easier than a traditional bank loan, but it typically comes with fees and higher interest rates.
Also check if Nestleu00ae Toll Houseu00ae Cafu00e9 franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $45,400. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
OnDeck small business loans
$5,000
$250,000
600+ personal credit score, 1 year in business, $100,000+ annual revenue
A leading online business lender offering flexible financing at competitive fixed rates.
Fora Financial business loans
$5,000
$500,000
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Great for SBA loan applicants.
Lendio business loans
$500
$5,000,000
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
$10,000
$5,000,000
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.
LendingClub personal loans for business
$1,000
$40,000
US citizen or permanent resident, verifiable bank account, steady source of income, ages 18+.
Get prequalified for a personal loan up to $40,000 to help you grow your business. Great for new business owners with at least fair credit.
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How Nestleu00ae Toll Houseu00ae Cafu00e9 stacks up

Compare how Nestleu00ae Toll Houseu00ae Cafu00e9 holds up against two similarly sized franchises.
GradePower Learning Nestleu00ae Toll Houseu00ae Cafu00e9 Beef 'O' Brady'su00ae
Average Franchise fees $40,000 NA NA
Average Equipment fees NA $8,500 $184,300
Average Real estate fees NA NA $591,000
Average Training fees $3,150 $2,200 NA
Average Inventory fees NA $7,000 $27,500
Average Marketing fees NA $5,000 NA
Average Licenses and permits fees NA NA $10,250
Average Insurance fees $3,000 NA $11,000
Average Admin fees $9,000 $2,250 NA
Average Personnel fees NA NA NA
Average Other fees NA $42,500 $4,000

Bottom line

Nestleu00ae Toll Houseu00ae Cafu00e9 franchise costs run a total of $67,450. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

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