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McAlister’s Deli franchise financing options
Compare costs, fees and where to get financing for a McAlister's Deli.
Estimated initial costs
Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your McAlister's Deli franchise may result in higher or lower fees.
Franchise feesMcAlister's Deli franchise fees total around $25,000, which beats out the $37,000 average for the 200 largest franchises nationwide.
|Initial franchise fee||$15,000 to $35,000|
|Estimated total||$15,000 to $35,000|
Equipment feesEquipment fees total $278,425 for McAlister's Deli. This costs more than the $180,023 average for the top 200 franchises.
|Equipment package||$67,450 to $178,300|
|Millwork||$17,100 to $49,700|
|Furniture||$10,450 to $26,500|
|Menu board, graphics and interior signage||$15,000 to $27,100|
|Exterior signage||$15,000 to $126,000|
|Smallwares||$10,250 to $13,000|
|TV and music||$500 to $500|
|Estimated total||$135,750 to $421,100|
Real estate feesReal estate will set you back $796,600 for McAlister's Deli, which is more expensive than the average of $788,376 for the top 200 franchises.
|Construction and build-out costs||$175,000 to $1,355,000|
|Architect and engineer||$10,000 to $37,000|
|Rent||$1,200 to $15,000|
|Estimated total||$186,200 to $1,407,000|
Training feesMcAlister's Deli initial training costs total $64,250 — more than the nationwide average of $9,788.
|Computer system and software training||$26,000 to $62,500|
|Travel and living expenses during training||$10,000 to $30,000|
|Estimated total||$36,000 to $92,500|
Inventory costsInitial inventory for McAlister's Deli shakes out to $12,500. This is less than the nationwide average of $53,119.
|Opening inventory||$7,000 to $18,000|
|Estimated total||$7,000 to $18,000|
Marketing costsAdvertisement and marketing costs total up to $16,000 for McAlister's Deli, which is more than the nationwide average of $9,938.
|Grand opening marketing||$5,000 to $27,000|
|Estimated total||$5,000 to $27,000|
Licenses and permits costsMcAlister's Deli initial licenses and permits will set you back $4,575. This comes out to less than $18,770 — the overall nationwide average.
|Licenses and permits||Cost|
|Permits||$1,050 to $8,100|
|Estimated total||$1,050 to $8,100|
Insurance costsInitial insurance costs for McAlister's Deli run $9,250. This means you'll be paying more than the overall nationwide average of $6,311.
|Insurance||$3,500 to $15,000|
|Estimated total||$3,500 to $15,000|
Administrative feesMcAlister's Deli administrative fees total up to $6,500 — which comes in under the overall nationwide average of $6,761.
|Legal and accounting fees||$3,000 to $10,000|
|Estimated total||$3,000 to $10,000|
Other expensesMiscellaneous expenses for McAlister's Deli total $33,000 — less than the nationwide average of $69,970.
|Miscellaneous opening costs and security deposits||$500 to $10,500|
|Three months' additional funds||$5,000 to $50,000|
|Estimated total||$5,500 to $60,500|
How to financeSince the estimated total for McAlister's Deli is on the more costly side, we recommend following these steps to get fully financed:
- Go to the McAlister's Deli franchising website and review its financial requirements, including cash-on-hand requirements.
- Reach out to McAlister's Deli about in-house financing for franchisees.
- If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $1,246,100 estimated opening costs.
- Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
- Once you settle on a lender, gather all required documents, including account statements and assets.
- Apply for financing online or in person as required by the lender.
What types of financing is available?You have several options when it comes to financing a McAlister's Deli — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
- Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
- Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of McAlister's Deli opening costs.
- SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Compare small business lendersYou may not need financing to cover the estimated $398,000. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How McAlister's Deli stacks upCompare how McAlister's Deli holds up against two similarly sized franchises.
|Golden Corral||McAlister's Deli||Big O Tires|
|Average Franchise fees||$50,000||$25,000||$22,500|
|Average Equipment fees||$735,730||$278,425||$220,000|
|Average Real estate fees||$3,675,000||$796,600||$233,500|
|Average Training fees||$126,625||$64,250||$4,400|
|Average Inventory fees||$60,000||$12,500||$90,000|
|Average Marketing fees||$12,500||$16,000||$30,000|
|Average Licenses and permits fees||NA||$4,575||NA|
|Average Insurance fees||$45,000||$9,250||$4,250|
|Average Admin fees||$100,000||$6,500||NA|
|Average Personnel fees||NA||NA||NA|
|Average Other fees||$64,500||$33,000||$120,000|
Bottom lineMcAlister's Deli franchise costs run a total of $1,246,100. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.
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