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Learning Express Toys franchise financing options

Compare costs, fees and where to get financing for a Learning Express Toys.

Overall costs for Learning Express Toys run anywhere from $140,000 to $213,300. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Learning Express Toys franchise may result in higher or lower fees.

Franchise fees

Learning Express Toys franchise fees total around $35,000, which beats out the $37,000 average for the 200 largest franchises nationwide.
Franchise Cost
Initial franchise fee $35,000 to $35,000
Estimated total $35,000 to $35,000

Equipment fees

Equipment fees total $32,650 for Learning Express Toys. This is less than the $180,023 average for the top 200 franchises.
Equipment Cost
Signage $3,000 to $8,000
Furniture, fixtures, and equipment $20,000 to $34,300
Estimated total $23,000 to $42,300

Inventory costs

Initial inventory for Learning Express Toys shakes out to $105,000. This is more expensive than the nationwide average of $53,119.
Inventory Cost
Opening inventory $80,000 to $130,000
Estimated total $80,000 to $130,000

Insurance costs

Initial insurance costs for Learning Express Toys run $4,000. This means you'll be paying less than the overall nationwide average of $6,311.
Insurance Cost
Insurance $2,000 to $6,000
Estimated total $2,000 to $6,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2021.

How to finance

Since the estimated total for Learning Express Toys is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Learning Express Toys franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Learning Express Toys about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $176,650 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a Learning Express Toys — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Learning Express Toys opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if Learning Express Toys franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $140,000. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Fora Financial business loans
$5,000
$500,000
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
Lendio business loans
$500
$5,000,000
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
OnDeck short-term loans
$5,000
$250,000
600+ personal credit score, 1 year in business, $100,000+ annual revenue
A leading online business lender offering flexible financing at competitive fixed rates.
National Funding business loans
$5,000
$500,000
Be in business at least one year and make at least $150,000 in annual sales. Other loan types have additional requirements.
Working capital loans and equipment financing, some high-risk industries may be eligible.
Fundbox lines of credit
$1,000
$150,000
6 + months in business, $100,000+ in annual revenue, 600+ credit score
Get flat rate, short-term financing based on the financial health of your business, not your credit score.
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How Learning Express Toys stacks up

Compare how Learning Express Toys holds up against two similarly sized franchises.
TGA Premier Tennis Learning Express Toys Pro Image Sports
Average Franchise fees NA $35,000 $30,000
Average Equipment fees NA $32,650 $3,250
Average Real estate fees NA NA NA
Average Training fees NA NA NA
Average Inventory fees NA $105,000 $180,000
Average Marketing fees NA NA NA
Average Licenses and permits fees NA NA NA
Average Insurance fees $1,525 $4,000 NA
Average Admin fees NA NA NA
Average Personnel fees NA NA NA
Average Other fees NA NA $20,500

Bottom line

Learning Express Toys franchise costs run a total of $176,650. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

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