Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Express Employment Professionals franchise financing options

Compare costs, fees and where to get financing for a Express Employment Professionals.

Overall costs for Express Employment Professionals run anywhere from $150,000 to $239,000. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2022 from Franchise Direct and include opening fees and expenses only. The location you choose for your Express Employment Professionals franchise may result in higher or lower fees.

Franchise fees

Express Employment Professionals franchise fees total around $40,000, which is more than the $37,000 average for the 200 largest franchises.
Franchise Cost
Initial franchise fee $40,000 to $40,000
Royalty 8% of the Total Billings.
Estimated total $40,000 to $40,000

Equipment fees

Equipment fees total $37,050 for Express Employment Professionals. This is less than the $180,023 average for the top 200 franchises.
Equipment Cost
Office equipment $6,000 to $7,500
Computer system hardware $14,000 to $20,500
Furniture and fixtures $9,000 to $10,100
Signs $3,000 to $4,000
Estimated total $32,000 to $42,100

Real estate fees

Real estate will set you back $8,250 for Express Employment Professionals, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
Lease and deposit $2,100 to $4,600
Leasehold improvements $4,000 to $5,000
Utility deposits $200 to $600
Estimated total $6,300 to $10,200

Training fees

Express Employment Professionals initial training costs total $14,500 — more than the nationwide average of $9,788.
Training Cost
Training costs $4,000 to $25,000
Estimated total $4,000 to $25,000

Insurance costs

Initial insurance costs for Express Employment Professionals run $500. This means you'll be paying less than the overall nationwide average of $6,311.
Insurance Cost
Insurance $400 to $600
Estimated total $400 to $600

Administrative fees

Express Employment Professionals administrative fees total up to $1,950 — which comes in under the overall nationwide average of $6,761.
Admin Cost
Office supplies $300 to $600
Professional service fees $1,000 to $2,000
Audit Will vary under circumstances.
Estimated total $1,300 to $2,600

Other expenses

Miscellaneous expenses for Express Employment Professionals total $92,250 — more than the nationwide average of $69,970.
Other Cost
Additional funds $66,000 to $118,500
Estimated total $66,000 to $118,500
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2022.

How to finance

Since the estimated total for Express Employment Professionals is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Express Employment Professionals franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Express Employment Professionals about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $194,500 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a Express Employment Professionals — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Express Employment Professionals opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if Express Employment Professionals franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $150,000. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Biz2Credit business loans
up to $6 million
up to $6 million
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
OnDeck short-term loans
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.
Fora Financial business loans
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.

Compare up to 4 providers

How Express Employment Professionals stacks up

Compare how Express Employment Professionals holds up against two similarly sized franchises.
WSI Internet Express Employment Professionals 9Round
Average Franchise fees $57,200 $40,000 NA
Average Equipment fees $2,150 $37,050 NA
Average Real estate fees NA $8,250 NA
Average Training fees $2,000 $14,500 NA
Average Inventory fees NA NA NA
Average Marketing fees $10,500 NA NA
Average Licenses and permits fees $500 NA NA
Average Insurance fees $500 $500 NA
Average Admin fees $1,850 $1,950 NA
Average Personnel fees NA NA NA
Average Other fees NA $92,250 NA

Bottom line

Express Employment Professionals franchise costs run a total of $194,500. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site