Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

CruiseOne franchise financing options

Compare costs, fees and where to get financing for a CruiseOne.

Overall costs for CruiseOne/Dream Vacations run anywhere from $11,100 to $10,500. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2022 from Franchise Direct and include opening fees and expenses only. The location you choose for your CruiseOne/Dream Vacations franchise may result in higher or lower fees.

Franchise fees

CruiseOne/Dream Vacations franchise fees total around $4,900, which beats out the $37,000 average for the 200 largest franchises nationwide.
Franchise Cost
Initial franchise fee $9,800 for new franchisee $3,195 for intermediate franchisee$495 for experienced franchisee to
Estimated total $9,800 to $0

Equipment fees

Equipment fees total $2,175 for CruiseOne/Dream Vacations. This is less than the $180,023 average for the top 200 franchises.
Equipment Cost
Office equipment and furniture $0 to $1,500
Initial office supplies $50 to $300
Computer hardware and software equipment $0 to $2,500
Estimated total $50 to $4,300

Training fees

CruiseOne/Dream Vacations initial training costs total $548, which comes in under the nationwide average of $9,788.
Training Cost
Training expenses $200 to $250
Additional signatories, associates training and travel $0 to $645
Estimated total $200 to $895

Marketing costs

Advertisement and marketing costs total up to $725 for CruiseOne/Dream Vacations, beating out the nationwide average of $9,938.
Marketing Cost
Initial promotion and advertising $250 to $1,200
Estimated total $250 to $1,200

Licenses and permits costs

CruiseOne/Dream Vacations initial licenses and permits will set you back $325. This comes out to less than $18,770 — the overall nationwide average.
Licenses and permits Cost
Permits, franchises, bonds & memberships $150 to $500
Estimated total $150 to $500

Administrative fees

CruiseOne/Dream Vacations administrative fees total up to $628 — which comes in under the overall nationwide average of $6,761.
Admin Cost
Insurance, legal and accounting $150 to $1,000
Criminal and civil background check $0 to $30
Financing application fee $0 to $75
Estimated total $150 to $1,105

Other expenses

Miscellaneous expenses for CruiseOne/Dream Vacations total $1,500 — less than the nationwide average of $69,970.
Other Cost
Three months' additional funds $500 to $2,500
Estimated total $500 to $2,500
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2022.

How to finance

The average cost to open one of the 200 biggest franchises in the US — $332,249 — is well over the estimated total initial costs for $10,800. Securing funds will likely be easier at lower amounts, just follow these steps:
  1. Review the financial requirements on the CruiseOne/Dream Vacations franchising website.
  2. Compare banks, online lenders and business credit cards and determine which financing type best suits your needs.
  3. Once you settle on a financing type, compare lenders based on credit history requirements, amounts offered and interest rates.
  4. Gather all required documents and apply online or in person.

What types of financing is available?

Consider one of the following options for covering a portion of the costs to open a CruiseOne/Dream Vacations.
  • Online loan. For a turnaround that's faster than a bank, an online business loan could be the way to go. Credit requirements are often more flexible than those of traditional bank loans, too.
  • Credit card. Using a business credit card allows you to spend up to your preapproved limit. This means if extra expenses pop up, you can likely cover them without having to take out another type of financing.
  • Bank loan. If you have stronger credit — typically a score of 670 or higher — a traditional bank loan may get you a more favorable interest rate than a credit card or online loan.
  • SBA loan. Qualifying for an SBA loan is easier than a traditional bank loan, but it typically comes with fees and higher interest rates.
Also check if CruiseOne/Dream Vacations franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $11,100. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Biz2Credit business loans
up to $6 million
up to $6 million
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.
OnDeck short-term loans
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.
Fundbox lines of credit
6 + months in business, $100,000+ in annual revenue, 600+ credit score
Get flat rate, short-term financing based on the financial health of your business, not your credit score.

Compare up to 4 providers

How CruiseOne/Dream Vacations stacks up

Compare how CruiseOne/Dream Vacations holds up against two similarly sized franchises.
Miracle-Ear CruiseOne/Dream Vacations The Maids Home Services
Average Franchise fees NA $4,900 $49,550
Average Equipment fees NA $2,175 $15,575
Average Real estate fees NA NA $1,500
Average Training fees NA $548 $3,900
Average Inventory fees NA NA NA
Average Marketing fees NA $725 NA
Average Licenses and permits fees NA $325 NA
Average Insurance fees NA NA $2,700
Average Admin fees NA $628 $1,000
Average Personnel fees NA NA NA
Average Other fees NA $1,500 $33,025

Bottom line

CruiseOne/Dream Vacations franchise costs run a total of $10,800. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site