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Cold Stone Creamery costs and fees

The average cost to open one of the 200 biggest franchises in the US is $1,202,874 — see how Cold Stone Creamery compares.

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Overall costs for Cold Stone Creamery run anywhere from $50,200 to $473,975. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

How COVID-19 affects franchising costs

Strict sanitation and employee protection measures during the coronavirus outbreak add to the typical costs you face when opening a new franchise. Paired with the unusually heavy amount of promotions that may be required by the franchise, you may not see as much in the way of profits starting out. For more information on what support is out there, read our guide to loans for businesses affected by the coronavirus.

Estimated initial costs

Our cost estimates are accurate as of 2019 from https://www.franchisedirect.com and include opening fees and expenses only. Your location may result in higher or lower fees.

Franchise fees

Cold Stone Creamery franchise fees total around $17,500, which beats out the $37,000 average for the 200 largest franchises nationwide.
Franchise Cost
Initial franchise fee $8,000 to $27,000
Estimated total $8,000 to $27,000

Equipment fees

Equipment fees total $83,100 for Cold Stone Creamery. This is less than the $180,023 average for the top 200 franchises.
Equipment Cost
Exterior signage $1,500 to $12,000
Equipment $8,000 to $144,700
Estimated total $9,500 to $156,700

Real estate fees

Real estate will set you back $116,500 for Cold Stone Creamery, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
First three months' rent and security deposit $0 to $19,500
Real estate Varies to
Lease review fee $0 to $2,500
Architectural fees $1,000 to $15,000
Leasehold improvements $0 to $195,000
Estimated total $1,000 to $232,000

Training fees

Cold Stone Creamery initial training costs total $5,425, which comes in under the nationwide average of $9,788.
Training Cost
Travel and living expenses for two people while training, not including salaries $3,000 to $7,500
Computer training and food safety certification course $100 to $250
Estimated total $3,100 to $7,750

Inventory costs

Initial inventory for Cold Stone Creamery shakes out to $4,500. This is less than the nationwide average of $53,119.
Inventory Cost
Opening inventory $1,000 to $8,000
Estimated total $1,000 to $8,000

Marketing costs

Advertisement and marketing costs total up to $7,500 for Cold Stone Creamery, beating out the nationwide average of $9,938.
Marketing Cost
Grand opening marketing and advertising $5,000 to $10,000
Estimated total $5,000 to $10,000

Licenses and permits costs

Cold Stone Creamery initial licenses and permits will set you back $1,750. This comes out to less than $18,770 — the overall nationwide average.
Licenses and permits Cost
Permits and licenses $500 to $3,000
Estimated total $500 to $3,000

Insurance costs

Initial insurance costs for Cold Stone Creamery run $1,500. This means you'll be paying less than the overall nationwide average of $6,311.
Insurance Cost
Insurance premiums $500 to $2,500
Estimated total $500 to $2,500

Administrative fees

Cold Stone Creamery administrative fees total up to $1,350 — which comes in under the overall nationwide average of $6,761.
Admin Cost
PCI compliance costs $150 to $1,300
Telephone and utility deposits and hookups $250 to $1,000
Depository account $3,000 (Must be replenished on a regular basis.)
Audit Cost of audit plus interest at Default Rate on underpayments or the maximum rate permissible by law.
Estimated total $400 to $2,300

Personnel costs

Uniforms, name tags and the like make up personnel costs, and for Cold Stone Creamery it will run you $500. The nationwide average cost of personnel fees comes in at $22,818, which means you'll be paying less to outfit your employees.
Personnel Cost
Employee uniforms $200 to $800
Estimated total $200 to $800

Other expenses

Miscellaneous expenses for Cold Stone Creamery total $22,463 — less than the nationwide average of $69,970.
Other Cost
Miscellaneous $1,000 to $3,925
Three months' additional funds $20,000 to $20,000
Estimated total $21,000 to $23,925
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2019.

How to finance

The best way to finance Cold Stone Creamery comes down to your personal financial situation. What assets you have available will largely determine how much you need to borrow, and which option suits you best. Potential solutions include:
  • Bank loan. Your personal credit plays a large role in getting a business term loan from a bank. Typically this type of funding is for larger amounts.
  • Online loan. Credit requirements may be more flexible for an online loan than a bank loan, but amounts may max out at a lower amount — typically around $1 million.
  • SBA loan. The good part about SBA loans is that they top out at $5 million, but your business has to meet a number of requirements.
  • Credit card. Small costs that aren't fixed, such as stray inventory and supply purchases, may be better off on a business credit card. Just make sure you can pay it off quickly to avoid high APRs.
Also check if Cold Stone Creamery franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

Data indicated here is updated regularly
Name Product Filter Values Min. Amount Max. Amount Requirements
Lendio business loans
$500
$5,000,000
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
Fora Financial business loans
$5,000
$500,000
1+ year in business, $250,000+ annual revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Great for SBA loan applicants.
First Down Funding business loans
$5,000
$300,000
At least 2 years in business, an annual revenue of $300,000+, and a minimum credit score of 400
Alternative financing up to $300K with highly competitive rates.
ROK Financial business loans
$10,000
$5,000,000
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.
OnDeck small business loans
$5,000
$250,000
600+ personal credit score, 1 year in business, $100,000+ annual revenue
A leading online business lender offering flexible financing at competitive fixed rates.
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Compare up to 4 providers

How Cold Stone Creamery stacks up

Compare how Cold Stone Creamery holds up against two similarly sized franchises.
Budget Blinds Cold Stone Creamery Kona Ice
Average Franchise fees $119,950 $17,500 $15,000
Average Equipment fees $31,755 $83,100 $120,450
Average Real estate fees NA $116,500 $600
Average Training fees $1,375 $5,425 $850
Average Inventory fees NA $4,500 $5,750
Average Marketing fees NA $7,500 NA
Average Licenses and permits fees $750 $1,750 $4,875
Average Insurance fees $2,900 $1,500 $825
Average Admin fees NA $1,350 $1,750
Average Personnel fees NA $500 NA
Average Other fees $33,125 $22,463 $4,750

Bottom line

Cold Stone Creamery franchise costs run a total of $262,088. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

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