Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Captain D’s franchise financing options

Compare costs, fees and where to get financing for a Captain D's.

Editor's choice: OnDeck business lines of credit

  • Business loan amounts up to $250k
  • Repayment terms up to 18 months
  • $100k in annual revenue required
Go to site
Overall costs for Captain Du2019s run anywhere from $974,600 to $1,197,600. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Captain Du2019s franchise may result in higher or lower fees.

Franchise fees

Captain Du2019s franchise fees total around $40,000, which is more than the $37,000 average for the 200 largest franchises.
Franchise Cost
Initial franchise fee $35,000 to $45,000
Royalty 4.5% of gross sales.
Estimated total $35,000 to $45,000

Equipment fees

Equipment fees total $318,500 for Captain Du2019s. This costs more than the $180,023 average for the top 200 franchises.
Equipment Cost
Equipment $300,000 to $337,000
Estimated total $300,000 to $337,000

Real estate fees

Real estate will set you back $600,600 for Captain Du2019s, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
Real estate Varies to
Building construction and leasehold improvements $557,600 to $643,600
Estimated total $557,600 to $643,600

Training fees

Captain Du2019s initial training costs total $30,000 — more than the nationwide average of $9,788.
Training Cost
Training expenses $20,000 to $40,000
Estimated total $20,000 to $40,000

Inventory costs

Initial inventory for Captain Du2019s shakes out to $7,000. This is less than the nationwide average of $53,119.
Inventory Cost
Inventory $6,000 to $8,000
Estimated total $6,000 to $8,000

Insurance costs

Initial insurance costs for Captain Du2019s run $18,000. This means you'll be paying more than the overall nationwide average of $6,311.
Insurance Cost
Insurance $11,000 to $25,000
Estimated total $11,000 to $25,000

Other expenses

Miscellaneous expenses for Captain Du2019s total $72,000 — more than the nationwide average of $69,970.
Other Cost
Miscellaneous opening expenses $5,000 to $9,000
Three months' additional funds $40,000 to $90,000
Estimated total $45,000 to $99,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2021.

How to finance

Since the estimated total for Captain Du2019s is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Captain Du2019s franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Captain Du2019s about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $1,086,100 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a Captain Du2019s — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Captain Du2019s opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if Captain Du2019s franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $974,600. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Fora Financial business loans
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
OnDeck short-term loans
600+ personal credit score, 1 year in business, $100,000+ annual revenue
A leading online business lender offering flexible financing at competitive fixed rates.
National Funding business loans
Be in business at least one year and make at least $150,000 in annual sales. Other loan types have additional requirements.
Working capital loans and equipment financing, some high-risk industries may be eligible.
Fundbox lines of credit
6 + months in business, $100,000+ in annual revenue, 600+ credit score
Get flat rate, short-term financing based on the financial health of your business, not your credit score.

Compare up to 4 providers

How Captain Du2019s stacks up

Compare how Captain Du2019s holds up against two similarly sized franchises.
Pure Barre Captain Du2019s Hungry Howie's Pizza
Average Franchise fees $60,000 $40,000 $33,750
Average Equipment fees $60,500 $318,500 $134,513
Average Real estate fees $122,750 $600,600 $207,600
Average Training fees $24,250 $30,000 $4,150
Average Inventory fees $15,000 $7,000 $9,200
Average Marketing fees $15,000 NA NA
Average Licenses and permits fees $2,500 NA NA
Average Insurance fees $1,700 $18,000 $3,200
Average Admin fees $4,700 NA $750
Average Personnel fees NA NA NA
Average Other fees $25,000 $72,000 $10,000

Bottom line

Captain Du2019s franchise costs run a total of $1,086,100. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site