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Adam & Eve Stores franchise financing options
Compare costs, fees and where to get financing for a Adam & Eve Stores.
Estimated initial costs
Our cost estimates are accurate as of 2022 from Franchise Direct and include opening fees and expenses only. The location you choose for your Adam & Eve Stores franchise may result in higher or lower fees.
Franchise feesAdam & Eve Stores franchise fees total around $30,000, which beats out the $37,000 average for the 200 largest franchises nationwide.
|Initial franchise fee||$30,000 to $30,000|
|Royalty||5% of Gross Sales for the longest operating store; 4% of Gross Sales for each additional store in operationConversion Store: 3% of Gross Sales for the first year of operation;4% of Gross Sales for the second year of operation; and 5% of Gross Sales for the remaining term of the Franchise Agreement. If franchisees operate more than one store, then after the second year of operation, each Conversion Store will be counted among the New Stores for the purposes of assigning the Royalty to be paid.|
|Estimated total||$30,000 to $30,000|
Equipment feesEquipment fees total $8,500 for Adam & Eve Stores. This is less than the $180,023 average for the top 200 franchises.
|Signage||$5,000 to $12,000|
|Computer system||$495/month, renewable every 5 years.|
|Estimated total||$5,000 to $12,000|
Training feesAdam & Eve Stores initial training costs total $1,250, which comes in under the nationwide average of $9,788.
|Travel and living expenses while training||$500 to $2,000|
|Estimated total||$500 to $2,000|
Inventory costsInitial inventory for Adam & Eve Stores shakes out to $75,000. This is more expensive than the nationwide average of $53,119.
|Initial inventory||$60,000 to $90,000|
|Estimated total||$60,000 to $90,000|
Marketing costsAdvertisement and marketing costs total up to $9,000 for Adam & Eve Stores, beating out the nationwide average of $9,938.
|Grand opening advertising||$6,000 to $12,000|
|Estimated total||$6,000 to $12,000|
Licenses and permits costsAdam & Eve Stores initial licenses and permits will set you back $125. This comes out to less than $18,770 — the overall nationwide average.
|Licenses and permits||Cost|
|Permits and licenses||$50 to $200|
|Estimated total||$50 to $200|
Insurance costsInitial insurance costs for Adam & Eve Stores run $2,000. This means you'll be paying less than the overall nationwide average of $6,311.
|Prepaid insurance premiums||$1,000 to $3,000|
|Insurance||Cost of Insurance and procurement expense.|
|Estimated total||$1,000 to $3,000|
Other expensesMiscellaneous expenses for Adam & Eve Stores total $20,500 — less than the nationwide average of $69,970.
|Miscellaneous opening expenses||$1,000 to $3,000|
|Professional fees||$2,000 to $5,000|
|Three months' additional funds||$5,000 to $25,000|
|Estimated total||$8,000 to $33,000|
How to financeSince the estimated total for Adam & Eve Stores is on the more costly side, we recommend following these steps to get fully financed:
- Go to the Adam & Eve Stores franchising website and review its financial requirements, including cash-on-hand requirements.
- Reach out to Adam & Eve Stores about in-house financing for franchisees.
- If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $146,375 estimated opening costs.
- Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
- Once you settle on a lender, gather all required documents, including account statements and assets.
- Apply for financing online or in person as required by the lender.
What types of financing is available?You have several options when it comes to financing a Adam & Eve Stores — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
- Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
- Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Adam & Eve Stores opening costs.
- SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Compare small business lendersYou may not need financing to cover the estimated $110,550. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How Adam & Eve Stores stacks upCompare how Adam & Eve Stores holds up against two similarly sized franchises.
|The Glass Guru||Adam & Eve Stores||Closets by Design|
|Average Franchise fees||NA||$30,000||$20,000|
|Average Equipment fees||NA||$8,500||NA|
|Average Real estate fees||NA||NA||NA|
|Average Training fees||NA||$1,250||NA|
|Average Inventory fees||NA||$75,000||$17,500|
|Average Marketing fees||NA||$9,000||NA|
|Average Licenses and permits fees||NA||$125||$1,000|
|Average Insurance fees||NA||$2,000||$1,750|
|Average Admin fees||NA||NA||NA|
|Average Personnel fees||NA||NA||NA|
|Average Other fees||NA||$20,500||NA|
Bottom lineAdam & Eve Stores franchise costs run a total of $146,375. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.
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