Editor's choice: OnDeck business lines of credit
- Business loan amounts up to $250k
- Repayment terms up to 18 months
- $100k in annual revenue required
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Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Ace Hardware franchise may result in higher or lower fees.
|Initial franchise fee||$5,000 to $5,000|
|Estimated total||$5,000 to $5,000|
|Exterior signage||$5,000 to $35,000|
|Interior signage||$15,000 to $32,000|
|Telephone, in-store communications and other equipment||$0 to $10,000|
|Computer system with point-of-sale hardware and software||$8,000 to $80,000|
|Estimated total||$28,000 to $157,000|
|Leasehold improvements, including decorating, furniture and fixtures||$27,000 to $135,000|
|First three months' rent||$3,000 to $60,000|
|Estimated total||$30,000 to $195,000|
|New investor retail training||$0 to $37,730|
|Estimated total||$0 to $37,730|
|Opening inventory||$0 to $600,000|
|Initial supplies||$0 to $2,500|
|Estimated total||$0 to $602,500|
|Insurance||$0 to $30,000|
|Business insurance||Will vary depending upon coverage purchased. Estimated annual cost of required coverage: $2,500 - $30,000.|
|Estimated total||$0 to $30,000|
|Prepaid expenses and deposits||$3,000 to $15,000|
|Estimated total||$3,000 to $15,000|
|Capital stock subscription||$5,000 to $5,000|
|First 90 days' additional funds||$15,000 to $150,000|
|Estimated total||$20,000 to $155,000|
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
|Papa John's||Ace Hardware||Tim Hortons|
|Average Franchise fees||$12,500||$5,000||$32,500|
|Average Equipment fees||$86,500||$92,500||$255,000|
|Average Real estate fees||$258,750||$112,500||$817,750|
|Average Training fees||$8,500||$18,865||$11,000|
|Average Inventory fees||$6,000||$301,250||$15,500|
|Average Marketing fees||$5,000||NA||$2,750|
|Average Licenses and permits fees||NA||NA||$5,750|
|Average Insurance fees||$4,750||$15,000||$10,825|
|Average Admin fees||$210||$9,000||NA|
|Average Personnel fees||NA||NA||NA|
|Average Other fees||$17,750||$87,500||$32,500|
A business line of credit is a useful tool. But as a startup, you may not qualify for the best interest rates with most lenders. Explore your options — and alternatives — for flexible funding as a new business.
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