Compare cashback credit cards from Wells Fargo | finder.com

Compare cashback credit cards from Wells Fargo

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Earn unlimited cash back on all of your purchases without paying an annual fee.

If you’re looking for a cashback credit card from Wells Fargo, your choice is limited to two cards. Both cards are similar, but one of them earns higher cash back on everything you buy and has a longer intro APR period. The other is made for students who want to build credit.

Compare Wells Fargo cashback credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
1.5% cash back on all purchases
0% intro for the first 12 months (then 16.24% to 28.24% variable)
$0
$200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.
3% back on gas and groceries for the first 6 months, then 1% after that and on everything else
0% intro for the first 6 months (then 13.4% to 23.4% variable)
$0
Earn 3% back on gas and groceries for the first 6 months. Then earn 1% on those purchases and on everything else.

Compare up to 4 providers

Overview of cashback credit cards from Wells Fargo

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card
  • Get this card if: You want unlimited cash back.

Earn unlimited cash back on everything you buy with the Wells Fargo Cash Wise Visa® Card.

  • Earn unlimited 1.5% cash back on all purchases.
  • If you use Android Pay or Apple Pay to make payments, earn 1.8% cash back for the first 12 months of card membership.
  • Spend $1,000 on purchases within the first 3 months of your account opening and earn a $200 cash rewards bonus.
  • Get a 0% intro APR period on purchases and balance transfers for your first 12 months of card membership. After the intro period passes, a variable APR of 16.24% to 28.24% applies.
  • Pay no annual fee.

Wells Fargo Cash Back College℠ Card

Wells Fargo Cash Back College℠ Card
  • Get this card if: You’re a college student.

Students looking to build their credit and earn cash back at the same time could find the Wells Fargo Cash Back College℠ Card to be a decent option.

  • Start building your credit history while in college. To do so, make sure you make at least the minimum payment on time every month.
  • Earn 3% cash back on gas, groceries and drugstore purchases for your first six months. After that, earn 1% back — which is also the rate you earn on all other purchases.
  • Get a 0% intro APR period on balance transfers and purchases for your first 6 months of card membership. After that, a variable APR of 13.4% to 23.4% applies.
  • Pay no annual fee.

How to compare cashback credit cards from Wells Fargo

Wells Fargo offers only two cashback credit cards. When wondering which card to choose, consider:

  • Are you a college student? If you are, the Wells Fargo Cash Back College℠ Card could be suited for you. You get to earn cash back on your purchases and build your credit at the same time.
  • Do you want to earn flat cashback rate on all purchases? Both cards offer this perk, but with the Wells Fargo Cash Wise Visa® Card you’ll earn more cash back.

Consider a card from another brand

Blue Cash Everyday® Card from American Express

  • Earn a $150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms apply.
Read less
Read more
See Rates & Fees
Promoted

Bottom line

When looking at Wells Fargo cashback credit cards, the choice is fairly simple. You have one card made for college students to help build credit and earn cash back on purchases, and another card made for everyone else. Whichever card you choose, you won’t pay an annual fee.

But if you have second thoughts, consider looking at other cashback credit cards to compare your options and choose the card for your needs.

Frequently asked questions

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site