Compare cashback credit cards from Wells Fargo | finder.com

Compare cashback credit cards from Wells Fargo

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Earn unlimited cash back on all of your purchases without paying an annual fee.

If you’re looking for a cashback credit card from Wells Fargo, your choice is limited to two cards. Both cards are similar, but one of them earns higher cash back on everything you buy and has a longer intro APR period. The other is made for students who want to build credit.

Compare Wells Fargo cashback credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
16.24% to 28.24% variable
0% for the first 12 months (then 16.24% to 28.24% variable)
$200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.
$0
13.4% to 23.4% variable
0% for the first 6 months (then 13.4% to 23.4% variable)
Earn 3% back on gas and groceries for the first 6 months. Then earn 1% on those purchases and on everything else.

Compare up to 4 providers

Best cashback credit cards from Wells Fargo

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card
Earn unlimited cash back on everything you buy with the Wells Fargo Cash Wise Visa® Card.

  • Earn unlimited 1.5% cash back on all purchases.
  • If you use Android Pay or Apple Pay to make payments, earn 1.8% cash back for the first 12 months of card membership.
  • Spend $1,000 on purchases within the first 3 months of your account opening and earn a $200 cash rewards bonus.
  • Get a 0% intro APR period on purchases and balance transfers for your first 12 months of card membership. After the intro period passes, a variable APR of 16.24% to 28.24% applies.
  • No annual fee.

Wells Fargo Cash Back College℠ Card

Wells Fargo Cash Back College℠ Card
Students looking to build their credit and earn cash back at the same time could find the Wells Fargo Cash Back College℠ Card to be a decent option.

  • Start building your credit history while in college. To do so, make sure you make at least the minimum payment on time every month.
  • Earn 3% cash back on gas, groceries and drugstore purchases for your first six months. After that, earn 1% back — which is also the rate you earn on all other purchases.
  • Get a 0% intro APR period on balance transfers and purchases for your first 6 months of card membership. After that, a variable APR of 13.4% to 23.4% applies.
  • No annual fee.

How to compare cashback credit cards from Wells Fargo

Wells Fargo offers only two cashback credit cards. When wondering which card to choose, consider:

  • Are you a college student? If you are, the Wells Fargo Cash Back College℠ Card could be best suited for you. You get to earn cash back on your purchases and build your credit at the same time.
  • Do you want to earn flat cashback rate on all purchases? Both cards offer this perk, but with the Wells Fargo Cash Wise Visa® Card you’ll earn more cash back.
  • Consider a top card from another brand

    Chase Freedom Unlimited®

    • 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
    • No minimum to redeem for cash back
    • Cash back rewards do not expire as long as your account is open
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee
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    Bottom line

    When looking at Wells Fargo cashback credit cards, the choice is fairly simple. You have one card made for college students to help build credit and earn cash back on purchases, and another card made for everyone else. Whichever card you choose, you won’t pay an annual fee.

    But if you have second thoughts, consider looking at other cashback credit cards to compare your options and choose the best card for your needs.

    Frequently asked questions

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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