Cash Kitty Loans US review February 2018 | finder.com

Cash Kitty Loans review

An online service that helps you find a quick cash lender.

Emergencies happen, and sometimes you need a little extra cash to get you through until your next paycheck. Applying to several different lenders takes precious time that you likely don’t have. Cash Kitty Loans has a solution that may meet your short-term needs.

Min Loan Amount$200
Max. Loan Amount$2,500
Loan SecurityUnsecured
Turnaround TimeAs little as one business day
RequirementsMust be employed with regular income, earn at least $800 per month, have a checking account, be at least 18 years old and a US citizen.
  • Employed with regular income
  • Monthly income of $800+
  • Checking account
  • US citizen
  • Age 18 or older

What is Cash Kitty Loans?

Cash Kitty Loans is a provider that allows you to apply to get connected multiple lenders at once with one simple application. Instead of lending you the money directly, Cash Kitty Loans uses your information to find you a suitable loan in its network of short-term lenders.

A provider in the UK operates under the brand name Cash Kitty as well, but it’s a separate company.

What are the benefits of Cash Kitty Loans?

  • Quick and easy application. The application takes mere minutes to complete, requiring basic information.
  • Many lenders with one application. Don’t worry about filling out application after application. Cash Kitty Loans has an entire network of lenders it can potentially connect you with.
  • Get your money fast. If you’re approved for a short-term loan and accept it, you could get the funds deposited in your account in as little as one business day.
  • Free service. You aren’t charged anything to use Cash Kitty Loans to find potential short-term loans.

What to watch out for

Fast loans and free service can come with some pretty steep pitfalls. Make sure you take into account the following before you apply:

  • You don’t know who’ll see your application. Cash Kitty Loans doesn’t list which lenders are in its network, so you can’t very well research the lenders before submitting your information. Just because your information is safe with Cash Kitty, doesn’t mean the lender it reaches has the best customer service or most helpful website.
  • Not a lender. While Cash Kitty Loans has a nicely designed website, it’s not the end destination. Any loan offers you receive are from its network and will not be serviced by Cash Kitty Loans. Be sure you’re comfortable with the repayment process of the lender you’re ultimately matched with.
  • Terms not listed. You won’t know the exact rates and terms until you receive an offer. Because the terms differ from lender to lender, there’s no clear answer to how long you have to pay back the loan until you receive an offer.
  • Steep costs. Short-term loans have notoriously high APRs. Other forms of credit may take longer to process, but could end up costing a lot less overall.

Compare Cash Kitty Loans to similar providers

Rates last updated February 19th, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Maximum Loan Amount
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
Varies by lender
As soon as next business day
$2,500
BadCreditLoans.com
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
3 to 36 months
Varies based on lender
$5,000
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be connected to a network of lenders for funding at rates that vary by state.
Varies based on lender
As soon as next business day
$1,000
SWIFT Payday Loan
Access multiple lenders with a 5-minute application for a cash advance on your paycheck.
Varies by lender
Next business day
$1,200
LendYou Payday Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
Varies
1 business day
$15,000
LoanSolo.com Payday Loans
Potentially get connected with a legit lender offering convenient payday loans and quickly get funds.
Varies by lender
As soon as one business day
$1,000
ExtraLend.com Installment Loans
This free and simple service could connect you with online lenders offering installment loans.
Varies by lender
As soon as one business day
$3,000
iCashLoans.com Short Term Loans
Potentially get a loan through a network of 100+ lenders. One simple online application.
Varies by lender
Varies by lender
$1,000
CashAdvance.com Payday Loans
Whether for emergencies or unexpected expenses, this broker may be able to connect you among its nationwide network of lenders.
Up to 12 months
1–2 days
$999

Compare up to 4 providers

Rates last updated February 19th, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Maximum Loan Amount
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
7–30 days
generally receive the money the next business day
$250
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
Varies by state
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
Varies by state
1–2 business days
$1,000
ACE Cash Express Payday Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Varies by state

Compare up to 4 providers

A warning before signing up

Cash Kitty Loans connects you to short-term loan providers easily, but a short-term loan can be a dangerous gamble. APRs in the 1000s, short turnarounds and the risk of getting caught in a debt cycle wherein you’re borrowing more money to pay off what you owe from the last loan all contribute to the dangers of short-term loans.

Even if you’re in a hurry, consider looking into advice on how to break the debt cycle and alternatives to short-term loans.

Is it safe to apply with Cash Kitty Loans?

Mostly. Cash Kitty Loans protects your information on par with a the security afforded by a traditional bank. It uses 256-bit encryption technology to secure your information and Cash Kitty Loans is part of the Online Lenders Alliance, whose members have to follow a code of conduct and list of best practices to ensure customers are fully informed and fairly treated.

It should be noted that, in order to generate offers, Cash Kitty Loans submits your information to other parties in its network when you apply for a loan through the website. This means you don’t have full control over which companies ultimately see your personal information.

What does the Internet say about Cash Kitty Loans?

Cash Kitty Loans is an unknown quantity on the Internet as of January 2018. The majority of research ends up leading to a separate, unaffiliated UK lender by almost the same name.

While there aren’t extensive reviews or ratings for Cash Kitty Loans, its website is transparent. Loan amounts, eligibility, security details and the role Cash Kitty Loans plays as a lead generator are all clearly outlined.

Am I eligible?

In order to apply through Cash Kitty Loans you must:

  • Be employed with regular income
  • Make at least $800 per month
  • Have a valid checking account
  • Be a US citizen
  • Be at least 18 years old

How do I apply?

The process should take less than a minute, and within a few more minutes you may receive short-term loan offers you’re eligible for.

I got a loan. Now what?

You’ll be transacting with the lender you received the loan offer from after you accept it. Cash Kitty Loans will not service your loan, nor will it be able to answer questions about it.

Be sure to work with the lender to set up your repayment plan and avoid potential late fees or collections.

Bottom line

Short-term loans can get you out of a bind, but they should probably be a last resort. In an absolute emergency, still make time to compare your short-term loan options. Before you commit to an offer make sure you go over the repayment terms and conditions carefully and ask any questions that come up.

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