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Subaru Outback insurance rates

Ride in style while paying $151 on average for your Outback’s insurance. But rates vary by insurer.

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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Subaru Outback is $150.61 — or $1,807.32 a year. However, an older model may score you lower rates. And your actual costs will depend on your driving history, car model, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Subaru Outback$102.57$83.14$129.97$119.83$108.88
2016 Subaru Outback$120.07$91.37$142.02$153.25$126.68
2021 Subaru Outback$127.08$110.16$175.36$189.82$150.61

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
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About the Subaru Outback

The Subaru Outback has been around since 1995 and it is currently in its fifth generation. The vehicle was derived from the second generation Subaru Legacy. The SUV is known for its spacious interior, best in its class for cargo capacity and excellent maneuverability on wet roads.

Subaru Outback money-saving safety features

You could save money on car insurance for your Subaru Outback if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Subaru Outback?

The 2017 Subaru Outback received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The frontal crash test and side crash test received 5 stars, the highest possible rating, from the NHTSA. The government organization also awarded a 4-star safety rating for the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Subaru Outback as a Top Safety Pick+ car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Outback model includes antilock brakes, blind spot monitoring and stability control.

How does the Subaru Outback compare to other car models?

From a price standpoint, the Subaru Outback ranks right in the middle of our list of the 360 priciest car models to insure.

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Publisher

Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full bio

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