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Subaru Outback insurance rates

Ride in style while paying $151 on average for your Outback’s insurance. But rates vary by insurer.

Top car insurers for Subaru OutbackCompare companies
How much does insurance cost? See sample rates

The average cost of car insurance for a 2021 Subaru Outback is $150.61 a month —or $1,807.32 a year. However, your actual costs depend on your driving history, car model, location and other factors.

Filter car insurance companies by states served, roadside assistance, accident forgiveness and more to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Subaru Outback car insurance rates

We pulled Subaru Outback car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Subaru Outback is $150.61. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Subaru Outback$102.57$83.14$129.97$119.83$108.88
2016 Subaru Outback$120.07$91.37$142.02$153.25$126.68
2021 Subaru Outback$127.08$110.16$175.36$189.82$150.61

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

About the Subaru Outback

The Subaru Outback has been around since 1995 and it is currently in its fifth generation. The vehicle was derived from the second generation Subaru Legacy. The SUV is known for its spacious interior, best in its class for cargo capacity and excellent maneuverability on wet roads.

Subaru Outback money-saving safety features

You could save money on car insurance for your Subaru Outback if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Subaru Outback?

The 2017 Subaru Outback received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The frontal crash test and side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the rollover crash test. The Insurance Institute for Highway Safety (IIHS) named the Subaru Outback as a Top Safety Pick+ car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Outback model includes antilock brakes, blind spot monitoring and stability control.

How does the Subaru Outback compare to other car models?

From a price standpoint, the Subaru Outback ranks right in the middle of our list of the 360 priciest car models to insure.

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