Subaru Legacy insurance rates

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Average Subaru Legacy insurance rates

The Subaru Legacy is a cheap sedan that’s surprisingly pricey to insure. The average insurance costs for a Subaru Legacy is $150 a month, or $1,800 a year. With a base price of $21,995, the annual insurance cost–to–base car price ratio is 8.2%, higher than the national average of 4%.

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.	Go to site More Info	Compare	loading Fetching your data...
Metromile		Optional			49%	AZ, CA, IL, NJ, OR, PA, VA, WA	Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.	Go to site More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.	Go to site More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Get free quotes from top insurers for the exact coverage you need in minutes.	Go to site More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Enjoy having your own dedicated agent to help you get the best discounts and coverage.	Go to site More Info	Compare	loading Fetching your data...
Root					52%	AZ, AR, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT	Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.	Go to site More Info	Compare	loading Fetching your data...
Geico		Optional			26%	All 50 states	It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.	Go to site More Info	Compare	loading Fetching your data...
The Hartford		Optional			Yes	All 50 states	Drivers over 50 and AARP members enjoy special car insurance pricing and benefits.	Go to site More Info	Compare	loading Fetching your data...
Clearcover		Optional			No	CA, IL	A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.	Go to site More Info	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.	Go to site More Info	Compare	loading Fetching your data...
Farmers					15%	All 50 states	Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.	Go to site More Info	Compare	loading Fetching your data...
Elephant		Optional			10%	IL, IN, MD, TN, TX, VA	Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.	Go to site More Info	Compare	loading Fetching your data...

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Subaru Legacy price

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Subaru Legacy
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Subaru Legacy’s model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles your drive in a year
  • Safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driver’s driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

About the Subaru Legacy

The Subaru Legacy has been around since 1989 and it is currently in its sixth generation. The midsize car is known for its roomy interior, excellent fuel economy and high safety scores. From when the car was introduced to 2008, there has been over 3.6 million Legacy models produced worldwide.

Subaru Legacy money-saving safety features

You could save money on car insurance for your Subaru Legacy if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Subaru Legacy?

The 2017 Subaru Legacy received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration. All crash tests performed by the government organization received the highest possible safety rating. The Insurance Institute for Highway Safety (IIHS) named the Subaru Legacy as a Top Safety Pick+ car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Legacy model includes antilock brakes, blind spot monitoring and stability control.

How does the Subaru Legacy compare to other car models?

From a price standpoint, the Subaru Legacy ranks right in the middle of our list of the 360 priciest car models to insure.

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