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Subaru Legacy insurance rates

Average Subaru Legacy insurance rates

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Black Subaru Legacy

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The Subaru Legacy is a cheap sedan that’s surprisingly pricey to insure. The average insurance costs for a Subaru Legacy is $150 a month, or $1,800 a year. With a base price of $21,995, the annual insurance cost–to–base car price ratio is 8.2%, higher than the national average of 4%.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your Subaru Legacy

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Subaru Legacy price

Model Monthly insurance rate Base car price
BRZ $154 $25,495
CROSSTREK $220 $21,695
FORESTER $141 $22,595
IMPREZA $227 $18,395
LEGACY $150 $21,995
OUTBACK $139 $25,645
WRX $144 $26,695
ASCENT $123 $31,995

About the Subaru Legacy

The Subaru Legacy has been around since 1989 and it is currently in its sixth generation. The midsize car is known for its roomy interior, excellent fuel economy and high safety scores. From when the car was introduced to 2008, there has been over 3.6 million Legacy models produced worldwide.

Subaru Legacy money-saving safety features

You could save money on car insurance for your Subaru Legacy if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Subaru Legacy?

The 2017 Subaru Legacy received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration. All crash tests performed by the government organization received the highest possible safety rating. The Insurance Institute for Highway Safety (IIHS) named the Subaru Legacy as a Top Safety Pick+ car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Legacy model includes antilock brakes, blind spot monitoring and stability control.

How does the Subaru Legacy compare to other car models?

From a price standpoint, the Subaru Legacy ranks right in the middle of our list of the 360 priciest car models to insure.

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