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Subaru Legacy insurance rates
Average insurance cost for your Legacy: $162. But how low can your rates go with Geico?
The average cost of car insurance for a 2021 Subaru Legacy is $162.42 a month —or $1,949.04 a year. However, your actual costs depend on your driving history, car model, location and other factors.
We pulled Subaru Legacy car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Subaru Legacy is $162.42. However, some older models may cost more to insure than others depending on which safety features your vehicle has and which insurer you choose.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2011 Subaru Legacy | $111.57 | $97.57 | $169.37 | $168.02 | $136.63 |
| 2016 Subaru Legacy | $127.74 | $109.68 | $158.18 | $163.08 | $139.67 |
| 2021 Subaru Legacy | $146.91 | $126.54 | $186.21 | $190.03 | $162.42 |
How we got these rates
Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability: $50,000
- Comprehensive deductible: $500
- Collision deductible: $500
- Medical payments: $5,000
- Uninsured motorist bodily injury: $50,000/$100,000
Your rates may be different based on details such as your zip, location, job type, annual mileage and more.
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About the Subaru Legacy
The Subaru Legacy has been around since 1989 and it is currently in its sixth generation. The midsize car is known for its roomy interior, excellent fuel economy and high safety scores. From when the car was introduced to 2008, there has been over 3.6 million Legacy models produced worldwide.
Subaru Legacy money-saving safety features
You could save money on car insurance for your Subaru Legacy if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Subaru Legacy?
The 2017 Subaru Legacy received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration. All crash tests performed by the government organization received the highest possible safety rating. The Insurance Institute for Highway Safety (IIHS) named the Subaru Legacy as a Top Safety Pick+ car. All crash tests performed by the IIHS received good ratings, the highest possible rating.
The Subaru Legacy model includes antilock brakes, blind spot monitoring and stability control.
How does the Subaru Legacy compare to other car models?
From a price standpoint, the Subaru Legacy ranks right in the middle of our list of the 360 priciest car models to insure.
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