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Subaru Legacy insurance rates

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Average Subaru Legacy insurance rates

The average insurance costs for a Subaru Legacy is $150 a month — or $1,800 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Subaru Legacy
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

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About the Subaru Legacy

Subaru Legacy Insurance FinderThe Subaru Legacy has been around since 1989 and it is currently in its sixth generation. The midsize car is known for its roomy interior, excellent fuel economy and high safety scores. From when the car was introduced to 2008, there has been over 3.6 million Legacy models produced worldwide.

Insurance companies determine the insurance cost for a Subaru Legacy based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Subaru Legacy, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.

Subaru Legacy money-saving safety features

You could save money on car insurance for your Subaru Legacy if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Random Subaru facts

  • Subaru was founded in 1953 and is known for manufacturing Japanese automobiles.
  • Subaru is a well known brand for rally racing. Since 1973, Subaru vehicles have won 47 World Rally Championships.
  • Approximately 96 percent of Subaru cars that were built in the past 12 years are still working today.
  • Subaru uses a boxer engine layout in all their cars. The boxer engine makes for a safer and smoother ride.
  • Subaru base prices start at $19,000 and can go up to $27,000.

Compare insurance providers that cover Subaru Legacy

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Included free
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

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Subaru Legacy price

A 2017 Subaru Legacy starts at a base price of $21,995. With the average insurance rate at $1,800 per year, the annual insurance cost–to–base car price ratio is 8.2%.

Model Monthly insurance rate Base car price
BRZ $154 $25,495
CROSSTREK $220 $21,695
FORESTER $141 $22,595
IMPREZA $227 $18,395
LEGACY $150 $21,995
OUTBACK $139 $25,645
WRX $144 $26,695
ASCENT $123 $31,995

How safe is the Subaru Legacy?

The 2017 Subaru Legacy received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration. All crash tests performed by the government organization received the highest possible safety rating. The Insurance Institute for Highway Safety (IIHS) named the Subaru Legacy as a Top Safety Pick+ car. All crash tests performed by the IIHS received good ratings, the highest possible rating.

The Subaru Legacy model includes antilock brakes, blind spot monitoring and stability control.

Which car insurance provider is best for me?

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How does the Subaru Legacy compare to other car models?

From a price standpoint, the Subaru Legacy ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:

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