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Nissan Versa insurance rates

Average Nissan Versa insurance rates

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The Nissan Versa’s average annual insurance premium is $2,292 a year. This steep premium costs much more than the standard $1,300 premium that most drivers pay. Safety ratings, theft reports and safety features can all play into the Versa’s car insurance cost.

You can expect to pay a monthly premium of $191 for the popular Nissan Versa. With a base price of $11,990, the annual insurance cost–to–base car price ratio is 19.1%, incredibly high compared to the national average of 4%. The Versa’s high theft rates may lend to this steep premium.

ModelMonthly insurance rateBase car price
Titan XD$227$31,590
Versa Note$180$15,480
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet -
Quinstreet -
Depends on provider
Depends on provider
Depends on provider
All 50 states

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About the Nissan Versa

The Nissan Versa has been around since 2002 and it is currently in its second generation. The subcompact car is known for its low base price, excellent fuel economy and spacious interior. In 2013, the Nissan Versa was the least expensive car in the United States.

Insurance companies determine the insurance cost for a Nissan Versa based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Nissan Versa, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.

Nissan Versa money-saving safety features

You could save money on car insurance for your Nissan Versa if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Random Nissan facts

  • Nissan Motor Company was founded in 1933 and is known for manufacturing Japanese cars.
  • In the 1970s, Nissan launched Japan’s first satellite and built rocket engines.
  • Nissan cars were sold under the Datsun brand in many export markets until 1983.
  • In 2015, approximately 12 million Americans had a Nissan model in their household.
  • Nissan base prices start at $12,000 and can go up to $110,000.

How safe is the Nissan Versa?

The 2017 Nissan Versa was evaluated by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The frontal crash test and the rollover crash test received four stars, out of five.

The Nissan Versa model includes lane departure warning, blind spot monitoring and electronic stability control.

How does the Nissan Versa compare to other car models?

From a price standpoint, the Nissan Versa ranks right in the middle of our list of the 360 priciest car models to insure.

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