Shedding light on car insurance prices
The average insurance costs for a Mazda MX-5 Miata is $152 a month — or $1,824 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
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The Mazda MX-5 Miata has been around since 1989 and was designed to be a small roadster. The sports car is known for its agile handling, excellent fuel economy, folding roof and excellent fuel economy. In 2000, the Guinness Book of World Records announced that the Mazda MX-5 Miata is the top selling two seat sports car. More than one million models were produced by the end of 2016.
Insurance companies determine the insurance cost for a Mazda MX-5 Miata based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Mazda shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Mazda MX-5 Miata shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
You could save money on car insurance for your Mazda MX-5 Miata if it comes equipped with these safety features.
A 2017 Mazda MX-5 Miata starts at a base price of $24,915. With the average insurance rate at $1,824 per year, the annual insurance cost–to–base car price ratio is 7.3%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 3 | $165.00 | $17,845 |
| 6 | $220.00 | $21,945 |
| CX-3 | $165.00 | $19,960 |
| CX-5 | $227.00 | $24,045 |
| MX-5 MIATA | $152.00 | $24,915 |
Similar to many sport cars on the market, the 2017 Mazda MX-5 Miata has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
The latest model of the Mazda MX-5 Miata include blind spot monitoring with rear cross traffic alert, automatic emergency braking system and lane departure warning.
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From a price standpoint, the Mazda MX-5 Miata ranks right in the middle of our list of the 360 priciest car models to insure. Lear the price of other car brands and models:
