Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Mazda 3 insurance rates

Average MZ3 insurance cost? $159. At this price point, look for more perks to protect your ride.

Get the cheapest quotes for your car

Compare providers in your area.

We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Mazda 3 is $159.11 a month — or $1,909.26 a year. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Mazda 3$108.07$89.66$152.79$198.33$137.21
2016 Mazda 3$134.41$101.32$171.08$216.37$155.80
2021 Mazda 3$157.42$113.89$183.74$181.37$159.11

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
1 - 5 of 5
Name Product USFCI Gap insurance Homeowner discount Telematics Has an app? Available states
Pretected
Varies by provider
Depends on provider
Varies by provider
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
GoodRatesFinder
GoodRatesFinder
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
Compare Between Top Carriers And Start Saving.
Go to site
AutoQuoteCenter
AutoQuoteCenter
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
The AutoQuoteCenter platform makes sure you are presented with the top options in one place.
Go to site
GoCarQuotes
GoCarQuotes
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
A smart matching engine will sift through thousands of possible insurance policies and only present you with relevant and valid options.
Go to site
BestPolicyRate
BestPolicyRate
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
Choose the specific policy that suits you the most from a list of matching policies.
Go to site
loading

Get the cheapest quotes for your car

Compare providers in your area.

Mazda 3 money-saving safety features

You could save money on car insurance for your Mazda 3 if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Mazda 3?

The 2017 Mazda 3 was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.

The National Highway Traffic Safety Administration (NHTSA) awarded the Mazda 3 with a 5-Star Overall Safety Rating. The NHTSA gave 5 stars, the highest rating, for the frontal crash test and the side crash test. The government organization gave a four star rating for the rollover test.

The latest model of the Mazda 3 include blind-spot monitoring with rear cross-traffic alert, automatic emergency braking system and antilock brakes.

How does the Mazda 3 compare to other car models?

From a price standpoint, the Mazda 3 ranks right in the middle of our list of the 360 priciest car models to insure. Learn the price of other car brands and models.

Roslyn McKenna's headshot
Written by

Publisher

Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full bio

More guides on Finder

Ask a question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site