Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Kia Sportage insurance rates

Average Kia Sportage insurance cost: $153. At this price, look for more perks to protect your ride.

Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


We pulled Kia Sportage car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Kia Sportage is $152.61 a month — or $1,831.32 a year. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 KIA Sportage$89.24$88.17$145.97$157.17$120.14
2016 KIA Sportage$102.07$98.97$166.71$171.50$134.81
2021 KIA Sportage$116.24$107.71$184.32$202.17$152.61

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
loading

Compare up to 4 providers

Get the cheapest quotes for your Kia Sportage

Enter your zip code to compare providers in your area.

Your information is secure

About the Kia Sportage

The Kia Sportage has been around since 1993 and is currently in its fourth generation. The compact SUV is known for its quiet interior, spacious passenger space and long warranty. In 2013, there were over 428,000 models sold in the world. The Kia Sportage won the Red Dot award for car design in 2016.

Kia Sportage Sport money-saving safety features

You could save money on car insurance for your Kia Sportage Sport if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Sportage?

The Insurance Institute for Highway Safety (IIHS) named the Kia Sportage as a Top Safety Pick car. All the crash tests were rated as good, the highest rating possible, by the IIHS. The National Highway Traffic Safety Administration awarded the Kia Sportage with a 5-Star Overall Safety Rating.

The 2017 Kia Sportage received 4 out of 5 stars, in the front crash test and the rollover crash test by the NHTSA. The organization also awarded the side crash test with five stars.

The latest model of the Kia Sportage include forward collision warning, lane departure warning and blind spot monitoring.

How does the Kia Sportage compare to other car models?

From a price standpoint, the Kia Sportage ranks right in the middle of our list of the 360 priciest car models to insure.

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site