Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Kia Sportage insurance rates
Average Kia Sportage insurance rates
Guides
Vehicle Guides
Need Financing?
Kias are cheap cars to buy but not quite as cheap to insure, and this SUV is no exception. The average insurance costs for a Kia Sportage is $174 a month — or $2,088 a year, about $800 more than the average. With a base price of $23,200, the annual insurance cost–to–base car price ratio is 9.0%, much higher than the average of 4%.
Our top pick: Progressive
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
- Transparent pricing tools that help you buy within budget
- Accident forgiveness on small claims or for staying claim-free
- Stack a variety of discounts for multiple cars, autopay or homeownership
Compare insurance for your Kia Sportage
Kia Sportage car insurance rates
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Cadenza | $220.00 | $31,990 |
| Forte | $180.00 | $16,600 |
| K900 | $220.00 | $49,900 |
| Optima | $181.00 | $22,200 |
| Rio | $187.00 | $14,165 |
| SEdona | $190.00 | $26,900 |
| Sorento | $165.00 | $25,600 |
| Soul | $176.00 | $16,100 |
| Soul Ev | $174.00 | $32,250 |
| Sportage | $174.00 | $23,200 |
About the Kia Sportage
The Kia Sportage has been around since 1993 and is currently in its fourth generation. The compact SUV is known for its quiet interior, spacious passenger space and long warranty. In 2013, there were over 428,000 models sold in the world. The Kia Sportage won the Red Dot award for car design in 2016.
Kia Sportage Sport money-saving safety features
You could save money on car insurance for your Kia Sportage Sport if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Kia Sportage?
The Insurance Institute for Highway Safety (IIHS) named the Kia Sportage as a Top Safety Pick car. All the crash tests were rated as good, the highest rating possible, by the IIHS. The National Highway Traffic Safety Administration awarded the Kia Sportage with a 5-Star Overall Safety Rating. The 2017 Kia Sportage received four stars, out of five, in the frontal crash test and the rollover crash test by the NHTSA. The organization also awarded the side crash test with five stars.
The latest model of the Kia Sportage include forward collision warning, lane departure warning and blind spot monitoring.
How does the Kia Sportage compare to other car models?
From a price standpoint, the Kia Sportage ranks right in the middle of our list of the 360 priciest car models to insure.
Compare all car makes & models
Get the cheapest quotes
Compare car insurance companies near you.
Your information is secure.
More guides on Finder
-
Lemonade car insurance review for 2021
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.
-
How much does umbrella insurance cost?
Get a low-cost policy for liability expenses that exceed your car or home insurance coverage.
-
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
-
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
-
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
-
Car insurance for drivers 25 to 40 years old
Take advantage of the lowest minimum coverage rates by earning all the discounts you can.
-
Heacock Classic car insurance review May 2021
Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.
-
Acceptance car insurance review May 2021
Consider Acceptance if you’re a high-risk driver, but prepare for the possibility of a negative customer service experience.
-
Senior driving stats
Compare the good and the risky sides of driving when you’re a senior.
-
What is a combined single limit car insurance policy?
This type of limit applies to liability coverage, but it’s most common with commercial car insurance.
Ask an Expert