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Kia Sportage insurance rates

Average Kia Sportage insurance cost: $153. At this price, look for more perks to protect your ride.

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The average cost of car insurance for a 2021 Kia Sportage is $152.61 a month —or $1,831.32 a year. However, your actual costs depend on your driving history, car model, location and other factors.

We pulled Kia Sportage car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Kia Sportage is $152.61. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 KIA Sportage$89.24$88.17$145.97$157.17$120.14
2016 KIA Sportage$102.07$98.97$166.71$171.50$134.81
2021 KIA Sportage$116.24$107.71$184.32$202.17$152.61

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
loan/lease coverage
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Telematics only
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.

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About the Kia Sportage

The Kia Sportage has been around since 1993 and is currently in its fourth generation. The compact SUV is known for its quiet interior, spacious passenger space and long warranty. In 2013, there were over 428,000 models sold in the world. The Kia Sportage won the Red Dot award for car design in 2016.

Kia Sportage Sport money-saving safety features

You could save money on car insurance for your Kia Sportage Sport if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Sportage?

The Insurance Institute for Highway Safety (IIHS) named the Kia Sportage as a Top Safety Pick car. All the crash tests were rated as good, the highest rating possible, by the IIHS. The National Highway Traffic Safety Administration awarded the Kia Sportage with a 5-Star Overall Safety Rating. The 2017 Kia Sportage received four stars, out of five, in the frontal crash test and the rollover crash test by the NHTSA. The organization also awarded the side crash test with five stars.

The latest model of the Kia Sportage include forward collision warning, lane departure warning and blind spot monitoring.

How does the Kia Sportage compare to other car models?

From a price standpoint, the Kia Sportage ranks right in the middle of our list of the 360 priciest car models to insure.

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