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Kias are cheap cars to buy but not quite as cheap to insure, and this SUV is no exception. The average insurance costs for a Kia Sportage is $174 a month — or $2,088 a year, about $800 more than the average. With a base price of $23,200, the annual insurance cost–to–base car price ratio is 9.0%, much higher than the average of 4%.
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Kia Sportage car insurance rates
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Cadenza | $220.00 | $31,990 |
| Forte | $180.00 | $16,600 |
| K900 | $220.00 | $49,900 |
| Optima | $181.00 | $22,200 |
| Rio | $187.00 | $14,165 |
| SEdona | $190.00 | $26,900 |
| Sorento | $165.00 | $25,600 |
| Soul | $176.00 | $16,100 |
| Soul Ev | $174.00 | $32,250 |
| Sportage | $174.00 | $23,200 |
About the Kia Sportage
The Kia Sportage has been around since 1993 and is currently in its fourth generation. The compact SUV is known for its quiet interior, spacious passenger space and long warranty. In 2013, there were over 428,000 models sold in the world. The Kia Sportage won the Red Dot award for car design in 2016.
Kia Sportage Sport money-saving safety features
You could save money on car insurance for your Kia Sportage Sport if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Kia Sportage?
The Insurance Institute for Highway Safety (IIHS) named the Kia Sportage as a Top Safety Pick car. All the crash tests were rated as good, the highest rating possible, by the IIHS. The National Highway Traffic Safety Administration awarded the Kia Sportage with a 5-Star Overall Safety Rating. The 2017 Kia Sportage received four stars, out of five, in the frontal crash test and the rollover crash test by the NHTSA. The organization also awarded the side crash test with five stars.
The latest model of the Kia Sportage include forward collision warning, lane departure warning and blind spot monitoring.
How does the Kia Sportage compare to other car models?
From a price standpoint, the Kia Sportage ranks right in the middle of our list of the 360 priciest car models to insure.
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