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Kia Rio insurance rates

Average Kia Rio insurance rates

The average insurance costs for a Kia Rio is $187 a month — or $2,244 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Kia Rio car insurance rates

A 2017 Kia Rio starts at a base price of $14,165. With the average insurance rate at $2,244 per year, the annual insurance cost–to–base car price ratio is 15.8%.

ModelMonthly insurance rateBase car price
Cadenza$220.00$31,990
Forte$180.00$16,600
K900$220.00$49,900
Optima$181.00$22,200
Rio$187.00$14,165
SEdona$190.00$26,900
Sorento$165.00$25,600
Soul$176.00$16,100
Soul Ev$174.00$32,250
Sportage$174.00$23,200

About the Kia Rio

The Kia Rio has been around since 2000 and is currently in its fourth generation. The subcompact car is known for its powerful engine, luxurious interior and agile handling. In the United States market, there is a hatchback and sedan form available for the Kia Rio.

Insurance companies determine the insurance cost for a Kia Rio based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Rio shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Kia Rio money-saving safety features

You could save money on car insurance for your Kia Rio if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Rio?

The Insurance Institute for Highway Safety (IIHS) awarded the Kia Rio with high scores for the moderate overlap front test, rear crash protection test and roof strength crash test. The Kia Rio was so awarded a marginal score for the small overlap test and an acceptable score for the side impact crash test, by the IIHS. The National Highway Traffic Safety Administration (NHTSA) gave the Kia Rio a 4-Star Overall Safety Rating. The 2017 Kia Rio was awarded four stars, out of five, for the frontal and rollover crash tests, by the NHTSA. The organization also awarded the Kia Rio with five stars for the side crash test.

In 2012, the Kia Rio was ranked number 8 in the top 10 stolen cars in the United States, according to the NHTSA. There are approximately 2.7 thefts per 1,000 Kia Rio models.

How does the Kia Rio compare to other car models?

From a price standpoint, the Kia Rio ranks right in the middle of our list of the 360 priciest car models to insure.

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