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Kia Rio insurance rates
Average Kia Rio insurance rates
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The average insurance costs for a Kia Rio is $187 a month — or $2,244 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Our top pick: Progressive
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Kia Rio car insurance rates
A 2017 Kia Rio starts at a base price of $14,165. With the average insurance rate at $2,244 per year, the annual insurance cost–to–base car price ratio is 15.8%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Cadenza | $220.00 | $31,990 |
| Forte | $180.00 | $16,600 |
| K900 | $220.00 | $49,900 |
| Optima | $181.00 | $22,200 |
| Rio | $187.00 | $14,165 |
| SEdona | $190.00 | $26,900 |
| Sorento | $165.00 | $25,600 |
| Soul | $176.00 | $16,100 |
| Soul Ev | $174.00 | $32,250 |
| Sportage | $174.00 | $23,200 |
About the Kia Rio
The Kia Rio has been around since 2000 and is currently in its fourth generation. The subcompact car is known for its powerful engine, luxurious interior and agile handling. In the United States market, there is a hatchback and sedan form available for the Kia Rio.
Insurance companies determine the insurance cost for a Kia Rio based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Rio shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Kia Rio money-saving safety features
You could save money on car insurance for your Kia Rio if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Kia Rio?
The Insurance Institute for Highway Safety (IIHS) awarded the Kia Rio with high scores for the moderate overlap front test, rear crash protection test and roof strength crash test. The Kia Rio was so awarded a marginal score for the small overlap test and an acceptable score for the side impact crash test, by the IIHS. The National Highway Traffic Safety Administration (NHTSA) gave the Kia Rio a 4-Star Overall Safety Rating. The 2017 Kia Rio was awarded four stars, out of five, for the frontal and rollover crash tests, by the NHTSA. The organization also awarded the Kia Rio with five stars for the side crash test.
In 2012, the Kia Rio was ranked number 8 in the top 10 stolen cars in the United States, according to the NHTSA. There are approximately 2.7 thefts per 1,000 Kia Rio models.
How does the Kia Rio compare to other car models?
From a price standpoint, the Kia Rio ranks right in the middle of our list of the 360 priciest car models to insure.
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