Kia Rio insurance rates
Shedding light on car insurance prices
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The average insurance costs for a Kia Rio is $187 a month — or $2,244 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
The Kia Rio has been around since 2000 and is currently in its fourth generation. The subcompact car is known for its powerful engine, luxurious interior and agile handling. In the United States market, there is a hatchback and sedan form available for the Kia Rio.
Insurance companies determine the insurance cost for a Kia Rio based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Kia shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Kia Rio shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Kia Rio starts at a base price of $14,165. With the average insurance rate at $2,244 per year, the annual insurance cost–to–base car price ratio is 15.8%.
The Insurance Institute for Highway Safety (IIHS) awarded the Kia Rio with high scores for the moderate overlap front test, rear crash protection test and roof strength crash test. The Kia Rio was so awarded a marginal score for the small overlap test and an acceptable score for the side impact crash test, by the IIHS. The National Highway Traffic Safety Administration (NHTSA) gave the Kia Rio a 4-Star Overall Safety Rating. The 2017 Kia Rio was awarded four stars, out of five, for the frontal and rollover crash tests, by the NHTSA. The organization also awarded the Kia Rio with five stars for the side crash test.
In 2012, the Kia Rio was ranked number 8 in the top 10 stolen cars in the United States, according to the NHTSA. There are approximately 2.7 thefts per 1,000 Kia Rio models.
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From a price standpoint, the Kia Rio ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
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