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Hyundai Sonata insurance rates

Average Hyundai Sonata insurance rates

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The average insurance costs for a Hyundai Sonata is $176 a month — or $2,112 a year, about $600 above the national average. With a base price of $21,600, the annual insurance cost–to–base car price ratio is 9.8%, almost double the average of 4%. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
Accent$177.00$14,745
Azera$165.00$34,100
Elantra$220.00$17,150
Elantra GT$177.00$18,800
Ioniq$227.00$22,200
Santa Fe$158.00$30,800
Santa Fe Sport$165.00$25,350
Sonata$176.00$21,600
Tucson$169.00$22,700
Veloster$220.00$18,100
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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Hyundai Sonata money-saving safety features

You could save money on car insurance for your Hyundai Sonata if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Hyundai Sonata?

The 2017 model of the Hyundai Sonata has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The latest model as awarded a 5-Star Overall Safety Rating by the NHTSA.

The Hyundai Sonata was awarded four stars, out of five, for the rollover crash test by the NHTSA. According to the IIHS, the 2017 model was named as a Top Safety Pick for ranking the highest score in all crash tests. There is also superior, the highest standard, frontal crash prevention based on the evaluation by the IIHS.

In 2013, there were 45 models stolen in the United States, reported by the NHTSA. That is a 0.41% theft rate based on the number of models produced that year.

The Hyundai Sonata has been around since 1985 and is currently in its seventh generation. The midsize car was introduced into the United States in 1989. The 2017 model is known for its excellent fuel economy, large cargo space and smooth ride. In 2016, there were approximately 200,000 sales in the United States.

How does the Hyundai Sonata compare to other car models?

From a price standpoint, the Hyundai Sonata ranks right in the middle of our list of the 360 priciest car models to insure.

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