Ford GT insurance rates

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Sporty cars like the GT and Mustang typically see higher insurance rates, thanks to high theft rates and risk of crashes. But considering its high pricetag, the GT is only slightly more expensive to insure than similar models in the same price range.

A 2017 Ford GT starts at a base price of $450,000. With the average insurance rate at $2,940 per year, the annual insurance cost–to–base car price ratio is 0.7%. Compared to the Mustang, it’s much more expensive to insure, but it’s also about 18 times the price.

Model	Monthly insurance rate	Base car price
GT	$245	$450,000
Mustang	$166	$25,185

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Ford GT
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Ford GT’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

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Why is insurance so expensive for the Ford GT?

The Ford GT costs more to insure because it’s made for speed and has a much higher crash rate than other vehicles. Also, this car comes with high theft rates which contributes to its steep premiums.

Does the GT qualify for car insurance discounts?

You could save money on car insurance for your Ford GT if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the GT?

Similar to many sports car, the 2017 model of the Ford GT has not been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings.

In 2005, there was only one Ford GT models stolen, according to the NHTSA.