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Ford GT insurance rates

How much is GT insurance?


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Ford GT 2019

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The average insurance costs for a Ford GT is $245 a month — or $2,940 a year, more than double the national average. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

The Ford GT has been around since 2005 and the model was redesigned in 2017. The first generation sold over 4,000 models in the United States, from 2005 to 2006. Ford wanted the new GT model to be “one of the best power-to-weight ratios of any production car.”

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Why is insurance so expensive for the Ford GT?

The Ford GT costs more to insure because it’s made for speed and has a much higher crash rate than other vehicles. Also, this car comes with high theft rates which contributes to its steep premiums.

Ford GT insurance rates

Sporty cars like the GT and Mustang typically see higher insurance rates, thanks to high theft rates and risk of crashes. But considering its high pricetag, the GT is only slightly more expensive to insure than similar models in the same price range.

A 2017 Ford GT starts at a base price of $450,000. With the average insurance rate at $2,940 per year, the annual insurance cost–to–base car price ratio is 0.7%. Compared to the Mustang, it’s much more expensive to insure, but it’s also about 18 times the price.

ModelMonthly insurance rateBase car price

Does the GT qualify for car insurance discounts?

You could save money on car insurance for your Ford GT if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the GT?

Similar to many sports car, the 2017 model of the Ford GT has not been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings.

In 2005, there was only one Ford GT models stolen, according to the NHTSA.

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