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Ford GT insurance rates

How much is GT insurance?

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Sporty cars like the GT and Mustang typically see higher insurance rates, thanks to high theft rates and risk of crashes. But considering its high pricetag, the GT is only slightly more expensive to insure than similar models in the same price range.

A 2017 Ford GT starts at a base price of $450,000. With the average insurance rate at $2,940 per year, the annual insurance cost–to–base car price ratio is 0.7%. Compared to the Mustang, it’s much more expensive to insure, but it’s also about 18 times the price.

ModelMonthly insurance rateBase car price
GT$245$450,000
Mustang$166$25,185
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Why is insurance so expensive for the Ford GT?

The Ford GT costs more to insure because it’s made for speed and has a much higher crash rate than other vehicles. Also, this car comes with high theft rates which contributes to its steep premiums.

Does the GT qualify for car insurance discounts?

You could save money on car insurance for your Ford GT if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the GT?

Similar to many sports car, the 2017 model of the Ford GT has not been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings.

In 2005, there was only one Ford GT models stolen, according to the NHTSA.

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Written by

Roslyn McKenna

Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full profile

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