The average insurance costs for a Ford Explorer is $171 a month or $2,052 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Ford Explorer starts at a base price of $31,660. With the average insurance rate at $2,052 per year, the annual insurance cost–to–base car price ratio is 6.5%.
Model
Monthly insurance rate
Base car price
C-Max
$238
$36,620
Edge
$173
$25,905
Escape
$178
$22,405
Expedition
$172
$20,000
Explorer
$171
$55,450
F-150
$157
$16,975
F-250
$167
$23,100
F-350
$245
$30,745
F-450
$166
$27,500
Fiesta
$180
$13,660
Flex
$171
$30,025
Focus
$238
$16,775
Fusion
$178
$22,610
GT
$245
$450,000
Mustang
$166
$25,185
Taurus
$173
$27,345
Transit Connect
$172
$23,010
EcoSport
$130
$20,990
To determine our estimated insurance cost, we aggregated quotes from insurance companies using this profile:
2017 Ford Explorer
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The model year
The vehicle’s trim
The amount of coverage you need
The estimated miles driven per year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
The Ford Explorer has been around since 1991 and became one the most popular SUVs available. The full size SUV is known for its strong twin turbocharged V6 engine. Since the end of 2016, approximately seven million Ford Explorers were sold, with over 216,000 sales in 2016. The Ford Explorer was named the North American Truck of the Year in 2011.
Ford Explorer money-saving safety features
You could save money on car insurance for your Ford Explorer if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Ford Explorer?
The 2017 model of the Ford Explorer was awarded a 5-Star Overall Safety Rating the National Highway Traffic Safety Administration (NHTSA). The Ford Explorer was awarded four stars, out of five, for the rollover crash test by the NHTSA. According to the IIHS, the small overlap front test of the Ford Explorer was rated as acceptable, while the other crash tests were deemed good, the highest rating possible.
The Ford Explorer has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
Bottom line
From an insurance standpoint, the Ford Explorer ranks right in the middle of our list of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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