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Ford Explorer insurance rates

Average Ford Explorer insurance rates

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The average insurance costs for a Ford Explorer is $171 a month or $2,052 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A 2017 Ford Explorer starts at a base price of $31,660. With the average insurance rate at $2,052 per year, the annual insurance cost–to–base car price ratio is 6.5%.

ModelMonthly insurance rateBase car price
C-Max$238$36,620
Edge$173$25,905
Escape$178$22,405
Expedition$172$20,000
Explorer$171$55,450
F-150$157$16,975
F-250$167$23,100
F-350$245$30,745
F-450$166$27,500
Fiesta$180$13,660
Flex$171$30,025
Focus$238$16,775
Fusion$178$22,610
GT$245$450,000
Mustang$166$25,185
Taurus$173$27,345
Transit Connect$172$23,010
EcoSport$130$20,990
Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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About the Ford Explorer

The Ford Explorer has been around since 1991 and became one the most popular SUVs available. The full size SUV is known for its strong twin turbocharged V6 engine. Since the end of 2016, approximately seven million Ford Explorers were sold, with over 216,000 sales in 2016. The Ford Explorer was named the North American Truck of the Year in 2011.

Ford Explorer money-saving safety features

You could save money on car insurance for your Ford Explorer if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Ford Explorer?

The 2017 model of the Ford Explorer was awarded a 5-Star Overall Safety Rating the National Highway Traffic Safety Administration (NHTSA). The Ford Explorer was awarded four stars, out of five, for the rollover crash test by the NHTSA. According to the IIHS, the small overlap front test of the Ford Explorer was rated as acceptable, while the other crash tests were deemed good, the highest rating possible.

The Ford Explorer has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.

Bottom line

From an insurance standpoint, the Ford Explorer ranks right in the middle of our list of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.

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