Average Ford Explorer insurance rates
The average insurance costs for a Ford Explorer is $171 a month or $2,052 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
About the Ford Explorer
The Ford Explorer has been around since 1991 and became one the most popular SUVs available. The full size SUV is known for its strong twin turbocharged V6 engine. Since the end of 2016, approximately seven million Ford Explorers were sold, with over 216,000 sales in 2016. The Ford Explorer was named the North American Truck of the Year in 2011.
Insurance companies determine the insurance cost for a Ford Explorer based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford Explorer shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Ford Explorer money-saving safety features
You could save money on car insurance for your Ford Explorer if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Seatbelt pretensioners
- Anti theft system
- Ford was founded in 1903 and sells the most luxury cars under the Lincoln brand. The first model was sold that same year for $850.
- Ford prices start at $14,000 and can go up to $450,000.
- Ford is the second largest automotive company, after General Motors, in the United States. Ford is the fifth largest automotive company in the world.
- Ford is the second largest family owned company in the world. Currently, a descendent of Henry Ford is the executive chairman of the company.
- In 2015, there were over 2.6 million Ford models sold in the United States. Ford sales took up approximately 15% market share of all American cars sold.
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Ford Explorer price
A 2017 Ford Explorer starts at a base price of $31,660. With the average insurance rate at $2,052 per year, the annual insurance cost–to–base car price ratio is 6.5%.
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How safe is the Ford Explorer?
The 2017 model of the Ford Explorer was awarded a 5-Star Overall Safety Rating the National Highway Traffic Safety Administration (NHTSA). The Ford Explorer was awarded four stars, out of five, for the rollover crash test by the NHTSA. According to the IIHS, the small overlap front test of the Ford Explorer was rated as acceptable, while the other crash tests were deemed good, the highest rating possible.
The Ford Explorer has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
From an insurance standpoint, the Ford Explorer ranks right in the middle of our list of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.
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