Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Ford Escape insurance rates

Average insurance cost for your Escape? $149. But you can go even cheaper — see Progressive’s rates.

Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Ford Escape is $148.76 a month — or $1,758.12 a year. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Ford Escape$84.57$90.34$144.66$155.83$118.85
2016 Ford Escape$93.90$100.77$156.65$172.45$130.94
2021 Ford Escape$105.57$112.53$173.77$203.17$148.76

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
loading

Get the cheapest quotes for your Ford Escape

Enter your zip code to compare providers in your area.

Your information is secure

Ford Escape money-saving safety features

You could save money on car insurance for your Ford Escape if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Ford Escape?

The 2017 model of the Ford Escape has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford Escape was awarded four stars, out of five, for the rollover crash test by the NHTSA.

The latest model as awarded a 5-Star Overall Safety Rating by the NHTSA. According to the IIHS, the small overall front test of the Ford Escape was rated as acceptable, while the other crash tests were deemed good, the highest rating possible. The Ford Edge also has basic front-crash prevention, based on the evaluation by IIHS.

The National Insurance Crime Bureau named Ford Edge as the most stolen SUV from 2010 to 2013. There were approximately 1,421 Ford Edge thefts during that time period.

The Ford Escape has been around since 2001 and is currently in its third generation. The compact SUV is known for its agile handling and fuel efficient turbocharged engine. In 2015, there were over 306,000 models sold in the United States.

Bottom line

From a price standpoint, the Ford Escape ranks right in the middle of our list of the 360 priciest car models to insure. Explore insurance rates to find the best deal for you.

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site