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Chevrolet Cruze insurance rates

Your Cruzer’s average insurance cost? $161. But cruise through Geico’s quotes to go even lower.

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The average cost of car insurance for a 2019 Chevrolet Cruze is $161.39 a month —or $1,936.68 a year. However, your actual costs depend on your driving history, car model, location and other factors.

We pulled Chevrolet Cruze car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2019 Chevrolet Cruze is $161.39. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Chevrolet Cruze$102.74$95.47$152.84$166.38$129.36
2016 Chevrolet Cruze$116.41$110.68$178.88$180.60$146.64
2019 Chevrolet Cruze$132.58$116.71$200.54$195.73$161.39

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
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About the Chevrolet Cruze

The Chevrolet Cruze has been around since 2009, but the compact car was introduced to the United States in 2011. The car is known for its spacious interior, smooth ride and excellent fuel efficiency. In 2016, there were over 188,000 sales in the United States.

Chevrolet Cruze money-saving safety features

You could save money on car insurance for your Chevrolet Cruze if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How does the Chevrolet Cruze compare to other car models?

From a price standpoint, the Chevrolet Cruze ranks right in the middle of our list of the 360 priciest car models to insure.

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