Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Chevrolet Cruze insurance rates

Your Cruzer’s average insurance cost? $161. But cruise through Geico’s quotes to go even lower.

Compare and save on car insurance

Enter your ZIP code to see insurers near you.

Your information is secure.

Prefer to speak to an agent? Call for rates: 877-643-1017


The average cost of car insurance for a 2019 Chevrolet Cruze is $161.39 a month —or $1,936.68 a year. However, your actual costs depend on your driving history, car model, location and other factors.

We pulled Chevrolet Cruze car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2019 Chevrolet Cruze is $161.39. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Chevrolet Cruze$102.74$95.47$152.84$166.38$129.36
2016 Chevrolet Cruze$116.41$110.68$178.88$180.60$146.64
2019 Chevrolet Cruze$132.58$116.71$200.54$195.73$161.39

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
loading

Compare up to 4 providers

Get the cheapest quotes for your Chevrolet Cruze

Enter your zip code to compare providers in your area.

Your information is secure

About the Chevrolet Cruze

The Chevrolet Cruze has been around since 2009, but the compact car was introduced to the United States in 2011. The car is known for its spacious interior, smooth ride and excellent fuel efficiency. In 2016, there were over 188,000 sales in the United States.

Chevrolet Cruze money-saving safety features

You could save money on car insurance for your Chevrolet Cruze if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How does the Chevrolet Cruze compare to other car models?

From a price standpoint, the Chevrolet Cruze ranks right in the middle of our list of the 360 priciest car models to insure.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site