Cadillac XT5 insurance rates

Why is insurance so expensive for the Cadillac XT5?

The Cadillac XT5 costs more to insure because it’s considered a luxury vehicle and is more expensive to repair or service than a standard vehicle.

Cadillac XT5 car insurance rates

A 2017 Cadillac XT5 starts at a base price of $39,395. With the average insurance rate at $2,856 per year, the annual insurance cost–to–base car price ratio is 7.2%.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Cadillac XT5
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Cadillac XT5’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

About the Cadillac XT5

The Cadillac XT5 has been around since 2016 and is a midsize luxury SUV. The Cadillac XT5 is the company’s top selling model in the United States and in the world. In 2016, there were over 39,000 models sold in the United States. The 2017 model was awarded the Top Safety Pick rating by the Insurance Institute for Highway Safety and given a 5-Star Overall Rating by the National Highway Traffic Safety Administration for safety.

Cadillac XT5 money-saving safety features

You could save money on car insurance for your Cadillac XT5 if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How does the Cadillac XT5 compare to other car models?

From a price standpoint, the Cadillac XT5 ranks right in the middle of our list of the 360 priciest car models to insure.