Audi S8 insurance rates
Shedding light on car insurance prices
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Introduced in 1996, the S8 is a performance version of Audi’s most luxurious sedan, the A8. The S8 comes equipped with a 4.0-liter V8 that pumps out an impressive 605 horsepower alongside a number of world class details. Despite its great safety features, insuring an S8 might be expensive as there are a number of factors that influence the cost of coverage.
On average, auto insurance for an Audi S8 costs $191 a month — or $2,292 a year, almost $1,000 higher than the national average. However, your actual cost could be different depending on your driving record, annual mileage and other factors. For example, the average cost of insurance in Idaho is $1,053 compared to a much steeper $2,551 in Michigan. This is why it’s important to compare your options and get an accurate estimate for your situation.
Liberty Mutual. Liberty Mutual is one of the largest insurance providers in the country with coverage available in all 50 states. It offers a wide range of auto insurance with great perks like free roadside assistance and more.
Progressive. Progressive is an established provider that takes an innovative approach to auto insurance. Multiple discounts, comprehensive comparison tools and an efficient online platform are a few of its many great perks.
Allstate. Allstate is an established auto insurance provider that has been serving Americans since 1931. It’s best known for customizable coverage, rewards for safe drivers and personalized service through a network of dedicated agents.
If you live outside of New Hampshire or Virginia, auto insurance is mandatory before you can legally drive on public roads. Coverage is a mandatory purchase that almost all drivers need but nobody hopes to use. With that being said, the right coverage can provide peace of mind and save you a lot of money in the event of an accident. Shopping for coverage can be tough if you don’t know what you’re looking for, which is why creating a sample policy can help you compare your options more accurately. Here are a few factors to consider when getting quotes:
When calculating your premiums, insurance providers consider a number of factors that influence your risk of filing claims and the cost to pay them out. While your driving history and location can certainly make an impact, the vehicle you drive plays a much larger role. Each car has different repair costs, theft rates, safety features, and other variables, meaning that the vehicle you drive can directly affect the cost of car insurance. Here’s how the Audi S8’s design may influence your premiums:
Since your vehicle’s design can directly affect your chances of getting into an accident, the make and model you drive can impact the cost of insurance. But beyond your choice of vehicle, the build options on your specific car can influence performance and crash test results. This is why many providers consider your vehicle’s trim and packages when calculating your premiums. Here’s how various build options might affect the cost of car insurance on an Audi S8.
You could save money on car insurance for your Audi S8 if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Audi S8:
While the S8 itself doesn’t have any official reliability ratings, the A8 does. According to U.S. News and J.D. Power, the 2018 A8 holds a 3.5/5 star reliability rating, which is better than most vehicles in its class. Considering that the S8 is a step up in price and design, it might also be more reliable.
Despite S8 production spanning multiple decades, there are very few recalls on this vehicle. Audi recalled a limited number of 2007-2009 and 2013-2014 S8s with sunroofs due to an issue that could cause the sunroof glass to break or detach while driving. However, there have also been a few recalls on the A8:
While the S8 has been in production since 1996 and has undergone multiple overhauls, there are very few common problems across all model years. With that being said, some owners have had issues with the memory seat adjustment switch not working, premature wear on suspension, and fluid leaks from the transmission output shaft seal. Like many other Audi vehicles, the S8 may also encounter carbon buildup which could cause reduced power and fuel efficiency.
The S8 is Audi’s most luxurious sedan that comes packed with an assortment of high-tech safety and driver assistance features to ensure a comfortable and hassle-free driving experience. It was designed to be safe and reliable so that owners can spend more time on the road and less time in the shop. But like any other vehicle, routine service appointments can ensure that the car operates at full capacity for as long as possible. Here’s what to expect for oil changes, mileage and other maintenance-related details.
The already reliable SQ5 comes standard with Audi’s four-year, 50,000 mile new car warranty, which covers malfunctions from both parts and service, along with free 24/7 roadside assistance. However, Audi also offers an extended warranty option with different terms, called the Audi Certified Plus Limited warranty. If purchased, this coverage becomes active after the initial warranty expires and provides two more years or up to a total of 100,000 miles of protection. While the S8 is considered a reliable vehicle, adding the extended warranty can provide peace of mind and even increase resale value if you ever choose to sell it.
Neither the A8 or S8 have official safety ratings according to the NHTSA or the IIHS. However, like most Audi vehicles, the S8 comes standard with a number of great safety features that could mitigate damage and harm in the event of an accident. Audi is known for its safe vehicles, which may help you save on auto insurance.
The S8 is a performance version of Audi’s most luxurious sedan, adding a handful of high-tech details beyond the A8’s already-impressive suite of driver assistance and safety features. Its powerful engine and sport tuning could make it more expensive to insure, but since so many factors can influence the cost of insurance, you should compare your options to get an accurate estimate based on your actual situation.
The Audi S8 was originally released in 1996 in the European market. The newest model features road noise isolation, stylish interior and effortless performance. The 2017 model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety.
Insurance companies determine the insurance cost for an Audi S8 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Audi shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Audi S8 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Audi S8 starts at a base price of $115,900. With the average insurance rate at $2,292 per year, the annual insurance cost–to–base car price ratio is 2.0%.
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