Audi S7 insurance rates
Shedding light on car insurance prices
Average Audi S7 insurance rates
The S7 is a performance version of Audi’s largest and most luxurious sedan, the A7. Its sleek design offers both comfort and power, along with a number of safety and driver assistance features that make it perfect for families. However, its powerful engine and near six-figure price tag could make it expensive to insure. With that being said, there are multiple factors that affect the cost of car insurance, so the best way to find out what you’ll pay is to compare your options.
On average, auto insurance for an Audi S7 costs $191 per month — or $2,292 a year. While this estimate is roughly $1,000 higher than the national average, there are a number of variables that can affect your actual rates. For example, its power may increase premiums, but its great safety features could get you auto insurance discounts to bring the cost back down.
Companies that offer coverage for Audi S7
Liberty Mutual. Liberty Mutual has been around for over 100 years, serving Americans in all 50 states. This provider has a wide range of coverage options for almost any vehicle, along with great discounts and free roadside assistance.
Progressive. Progressive is best known for its quirky commercials and eccentric spokesperson, Flo. It’s also one of the largest providers in the country, with policies available directly through a responsive online platform.
Allstate. Allstate is a popular auto insurance provider that offers flexible coverage and dedicated agents to help you find the right policy. With rewards for safe drivers and free roadside assistance, this provider might be right for your S7.
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How to compare insurance for the Audi S7
Shopping for auto insurance can be daunting since coverage and policy features can vary greatly between providers. But no matter how overwhelming it may be, coverage is mandatory in almost every state. On the plus side, it can provide peace of mind on and off the road and save you a lot of money in the event of an accident. While some vehicles can be expensive to insure, it’s important to get quotes from different providers to find out how much you’ll actually pay. Since prices can differ depending on your choice of provider, creating a sample policy with your desired coverage can help you compare your options more accurately. Here are a few factors you should consider.
- Price. A sample policy can help you compare similar coverage from different providers. Once you have multiple quotes, compare your options by price to find a policy that fits your budget.
- Deductible. Your deductible amount can directly affect the cost of car insurance. When getting quotes, keep in mind that a higher deductible will generally make for lower premiums, whereas a lower deductible will cost more on a monthly basis.
- Minimum coverage. Besides New Hampshire and Virginia, every state has minimum coverage requirements. Before purchasing a policy, ensure that your state’s minimums are met.
- Additional coverage. Uninsured motorist coverage and personal injury protection are two of many ways you can extend your auto insurance coverage. If you need additional coverage, include any options when getting quotes to find the best value.
- Extras. Many providers offer extras like roadside assistance and accident forgiveness, some even at no cost. Find out what features your desired providers offer and whether the extras are worth adding to your policy.
- Restrictions. Before purchasing a policy, find out if there are any restrictions to avoid denied claims or gaps in coverage.
- Manufacturer offer or loyalty discount. Some manufacturers have partnerships with insurance providers. Speak with your dealer to find out if you’re eligible for any special offers or loyalty programs.
- Warranty. Find out what’s covered by your manufacturer or extended warranty to avoid paying for overlapping coverage.
What factors affect car insurance rates for Audi S7?
Outside of driver and location-based factors, insurance providers consider a number of vehicle-specific variables when calculating your premiums. Since every make and model is different, the vehicle you drive can have a significant impact on the price you pay for auto insurance. Between body type, theft rates, repair costs and more, here’s how the S7 compares to other vehicles.
- Body type. The Audi S7 is a four-door sedan that offers a balance between power and luxury. Its design make it great for families, commuting and daily driving, which are considered low-risk. This may help to bring down the cost of insurance.
- Type of car. The S7 is a luxury performance vehicle that could be expensive to maintain or repair. This might increase the cost of car insurance.
- Theft. Sedans are the most frequently stolen type of vehicle. Since the S7 is a sedan, auto insurance rates may be higher.
- Repairs. Considering the S7’s steep price tag and luxurious details, repairs might be expensive. This could increase the cost of auto insurance.
- Safety ratings. Neither the A7 or S7 have official ratings at the time of writing. However, this vehicle has a handful of great safety features that may help reduce auto insurance rates.
How do trim packages and extra build options affect insurance cost?
Providers consider a number of factors when determining the cost of auto insurance, many of which relate to your chance of filing claims and the cost of paying them out. This is why your make an model can directly influence the cost of car insurance. Every vehicle is built differently, meaning that things like performance, collision prevention features and repair costs can vary greatly. Beyond the make and model you drive, the trim and packages on your vehicle can often affect the cost of car insurance. Based on the standard Premium Plus Audi S7, here’s how build options might impact the price you pay for car insurance.
Trim
- Prestige. The Prestige trim adds a heads-up display, corner view camera system and more. The improvement in visibility could help reduce your insurance rates.
Packages
- S Sport package. This package adds dynamic steering, and a rear sport differential, both of which could improve handling. Adding this package could reduce your insurance rates.
- Rear-passenger airbags. This feature could reduce damage and harm in the event of an accident and may lead to reduced premiums.
- Night vision assistant. This system improves vision at night, helping you avoid any unexpected obstacles. Adding it could help you get a better price on auto insurance.
- Driver assistance. The driver assistance package could help prevent accidents and may reduce the cost of insurance.
Audi S7 money-saving safety features
You could save money on car insurance for your Audi S7 if it comes equipped with these safety features.
- Airbags
- Daytime running lights
- Anti-lock brakes
- Anti-theft device
- Surround camera system
- Parking sensors
- Rear back-up sensors
- LED fog lights
- Electronic stability control
- Seatbelt pretensioners
Does the Audi S7 qualify for auto insurance discounts?
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Audi S7:
- New car discount
- Anti-lock brake discount
- Anti-theft discount
- Passive restraint discount (Airbags, motorized seat belts, etc.)
- Emergency roadside assistance discount
How reliable is the Audi S7?
While there are no official reliability ratings for the S7 at this time, there is plenty of information on the A7. The 2018 model received an impressive 4/5 star rating from U.S. News and J.D. Power, better than most cars in its class.
While the S7 has only been in production since 2011, there have been a couple recalls since its release.
- 2015: Some 2015 S7 models were recalled due to incorrect tire label information that listed the wrong maximum weight.
- 2013-2014: A limited number of 2013-2014 S7 vehicles were recalled due to manufacturing tolerance issues which could cause fuel lines to leak.
There aren’t very many common problems with the Audi S7, but some owners report transmission issues at low mileage. Some Audi performance vehicles like the S7 are also known for issues with carbon buildup which could cause reduced power and fuel efficiency,
Audi S7 maintenance
The S7, like most other Audi vehicles, is designed with both comfort and performance in mind. Its powerful engine makes it great for touring and travel, while its luxurious features provide a smooth driving experience wherever you take it. It doesn’t require a great deal of maintenance, but routine service appointments can ensure you get the most out of your vehicle. Here’s what to expect for oil changes, mileage and more.
- Audi recommends an oil change every 10,000 miles or 12 months, whichever comes first. However, if your car is being driven vigorously, you may want to have it changed more frequently.
- An oil change for an Audi A7 costs about $100 to $200, but your actual price may vary depending on how long its been since the last oil change and where you bring it for service.
- According to the 2017 Audi maintenance schedule, your S7 should be brought in for minor maintenance at 10,000 miles and every 20,000 miles after that. Standard maintenance should be done after the first 20,000 miles and every 20,000 after the initial service appointment.
- The 2018 Audi S7 gets an average of 18 miles per gallon, with 16 in the city and 24 on the highway.
- The 2017 Audi S7 comes with a four-year/50,000-mile warranty and four years of 24/7 roadside assistance.
Is an extended warranty worth it for the Audi S7?
The Audi S7 comes with Audi’s four-year, 50-000 mile warranty. This new vehicle warranty covers defects on parts and service, along with free 24/7 roadside assistance. However, Audi also offers an extended warranty program, called The Audi Certified Plus Limited warranty. This option can provide extra coverage after the initial warranty expires, protecting your S7 for two more years or 50,000 more miles. The standard warranty offers great coverage, but the extended option may provide peace of mind and could even increase the resale value of your vehicle.
How safe is the Audi S7?
Unfortunately, neither the A7 or S7 have official safety ratings from the IIHS or NHTSA. However, like most Audi vehicles, the S7 comes packed with a number of great safety features that could mitigate damage and harm in the event of a collision. These features may also help you get discounts on auto insurance.
About the Audi S7
The Audi S7 was originally released in 2012. The Audi S7 is a variant of the company’s A7 model and features a V8 engine. The 2017 model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety.
Insurance companies determine the insurance cost for an Audi S7 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Audi shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Audi S7 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Random Audi Facts
- Audi was originally established in 1910, however, the modern era of Audi began in 1969.
- Audi prices start at $31,000 and can go up to $163,000.
- Audi was the first company to crash-test cars, in 1938. It created a precedent for other automotive companies to crash-test their models.
- The Audi A6 was named the top car out of the ten least stolen used cars by the Highway Loss Data Institute in 2017.
- Audi has nine various locations throughout the world, in which they produce cars.
Audi S7 car insurance rates
A 2017 Audi S7 starts at a base price of $79,900. With the average insurance rate at $2,292 per year, the annual insurance cost–to–base car price ratio is 2.9%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| A3 | $191.00 | $31,200 |
| A4 | $191.00 | $34,900 |
| A4 All Road | $132.00 | $44,000 |
| A5 | $127.00 | $41,200 |
| A6 | $136.00 | $47,600 |
| A7 | $124.00 | $68,800 |
| A8 | $191.00 | $82,500 |
| Q3 | $191.00 | $31,800 |
| Q5 | $138.00 | $40,900 |
| Q7 | $197.00 | $49,000 |
| R8 | $197.00 | $162,900 |
| RS7 | $191 | $110,700 |
| S3 | $132 | $42,900 |
| S5 | $98 | $53,100 |
| S6 | $132 | $70,900 |
| S7 | $191 | $79,900 |
| S8 | $191.00 | $115,900 |
| SQ5 | $132.00 | $53,300 |
| TT | $128.00 | $43,500 |
| TTS | $125.00 | $52,500 |
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Bottom line
The S7 delivers a balance between luxury and performance through its elegant design and powerful 4.0 Quattro engine. Like most Audis, this model comes with a handful of safety and driver assistance features that provide a comfortable and safe driving experience. While this car is best suited for casual use and daily driving, its powerful engine might increase the cost of car insurance. However, there are a number of factors that can affect the price of coverage so it’s important to compare your options to find out exactly how much you’ll pay.
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