Audi S5 insurance rates
Shedding light on car insurance prices
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The Audi S5 is a performance sports car that’s available as a coupe, sportback or cabriolet. While its sleek design and powerful 354-horsepower engine may allude to expensive coverage, auto insurance for an S5 is more affordable than you might think.
On average, car insurance for an Audi S5 costs $98 a month — or $1,176 a year. While this estimate is about $150 under the national average of $1,318, your actual price may vary. Your location, along with a number of other variables, can influence the cost of car insurance. For example, residents of Rhode Island spend an average of $2,020 per year on coverage, while those living in Ohio pay a much more reasonable $926. This gap highlights the importance of getting multiple quotes before choosing a policy.
Liberty Mutual. Founded over 100 years ago, Liberty Mutual has grown to become one of the largest auto insurance providers in the country. It wide range of coverage options are available in all 50 states and can even be purchased online.
Progressive. Progressive is best known for its quirky commercials and innovative approach to auto insurance. This provider offers a handy online platform and a suite of comparison tools to help you find the best auto insurance for your Audi S5.
Allstate. Allstate offers customizable coverage through a network of dedicated agents. Policies are available in person, online, and by phone, and benefits include free roadside assistance and a rewards program for safe drivers.
Auto insurance is something that every driver needs but nobody hopes to use. Besides the fact that its mandatory, having the right coverage can save you time and money in the event of an accident. While the S5 is considered a performance vehicle, you should have no trouble finding coverage from any major provider. The main difficulty is in finding the right policy for your vehicle and budget. The best way to do this is to create a sample policy with the coverage and features you need. Doing so, you’ll be able to get quotes from different providers to determine which offers the best value.
Insurance providers calculate your premiums based on your risk of being in an accident and the cost to pay claims if something were to happen. While your driving history and location may contibute to the outcome, the vehicle you drive plays a much more important role.
Every vehicle is different in terms of performance, repair costs, theft rates, safety features and other variables, which is why rates can vary so much depending on the model you drive. Audi is well known for great safety ratings, one of the many factors that may help to reduce the cost of insurance. Here are a few elements that providers may consider when evaluating the cost of insurance fo an S5.
As much as your driving history and location may affect your risk of getting into a collision, the vehicle you drive has a much greater impact. Every vehicle performs differently in terms of engine power, handling, safety & driver assistance features, and more. While providers put a lot of emphasis on the model you drive, the trim and packages you choose may also affect your rates. Here are some of the available options for the Audi S5 and how they might affect your insurance rates.
You could save money on car insurance for your Audi S5 if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Audi S5:
At the time of writing, there are no official Audi S5 reliability ratings from major sources like the IIHS, U.S. News, or J.D. Power. However, the A5, which the S5 is based on, holds an impressive 4/5 star rating from U.S News and J.D Power. While your experience may vary, these vehicles use the same chassis, similar engines, and many of the same safety features. Because of this, the A5’s score should be an accurate reflection of the S5’s reliability, provided that they are driven under similar conditions.
Despite being in production since 2007, there have been no recalls on the Audi S5. However, there have been a number of recalls on the A5:
The latest models of the Audi S5 have almost no common problems. While there are a few reported issues for the 2011 and 2013 model years, this vehicle is generally quite reliable. Some users report issues with carbon buildup which could lead to decreased power, but this could be avoided with routine maintenance and regular service appointments.
The S5, like many Audi vehicles, offers a comfortable and exciting driving experience that makes it a great daily driver. Despite it being a performance vehicle, the S5 requires little maintenance to keep it on the road. However, routine oil changes and service appointments can ensure your S5 lasts longer and performs at its best. Here’s what to expect in terms of oil changes, mileage and other maintenance.
The S5 comes equipped with Audi’s standard four-year, 50-000 mile warranty. It covers defects on parts and service and comes with free 24/7 roadside assistance. However, if you’re looking for extended coverage, the Audi Certified Plus Limited warranty can be purchased on top of the initial warranty. It provides two years or 50,000 more miles of protection, though coverage is different than the new vehicle warranty. While Audi’s new vehicle warranty is quite comprehensive, an extended warranty can provide peace of mind and even increase the resale value of your S5.
Unfortunately, the S5 doesn’t have official safety ratings from the IIHS or NHSTA. However, the A5, which the S5 is based on, holds an impressive 9.6/10 safety rating according to U.S. News and J.D. Power. Considering Audi’s history of safe vehicles and the fact that that the S5 has many of the same safety & driver assistance features, it’s likely that the S5 would have a similar rating.
The Audi S5 has been in production since 2007. The S5 model is a high-performance alternative of the Audi A5 model. The 2017 model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration.
Insurance companies determine the insurance cost for an Audi S5 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Audi shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Audi S5 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Audi S5 starts at a base price of $53,100. With the average insurance rate at $1,176 per year, the annual insurance cost–to–base car price ratio is 2.2%.
|Model||Monthly insurance rate||Base car price|
|A4 All Road||$132.00||$44,000|
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The Audi S5 offers a balance between luxury and performance while maintaining great reliability and safety ratings that Audi is known for. It’s available in three different styles, each packed with safety and driver assistance features that make it a great choice for commuting, errands, daily driving or anything else. Depending on the model and options you choose, your insurance rates may vary, so it’s important to compare your options to find the right policy and provider for your situation.
Explore Audi’s lineup to compare similar options or find out what other manufacturers have to offer.
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