Audi E-Tron car insurance rates | finder.com

Audi E-tron car insurance rates

Expect higher rates for this valuable full-on electric.

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Audi is bringing this high-end electric SUV to the market with possible above-average insurance rates because of its high MSRP and coverage needs. Similar Audi models like the Q7 have brought rates around $197 per month, or $2,364 per year. You can expect similar rates for the E-tron as well.

Compare car insurance for your Audi E-tron

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
52%
AZ, AR, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All 50 states
Drivers over 50 and AARP members enjoy special car insurance pricing and benefits.

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How do I compare insurance for the E-tron?

The E-tron will debut with Audi’s usual flair for electric style charged inside an SUV body. That combination means higher rates due to a higher price tag, specialized parts for repairs and higher coverage needs. A few factors that contribute:

  • Body type. The E-tron is a high-end SUV, which means it has a large body size and high MSRP that could drive up rates.
  • Fuel. You won’t have to worry much about fuel with this car’s fully electric capacity. Plus, you get decent driving range over 200 miles.
  • Theft rates. This model is fresh off the Audi line for 2019, which means no theft rates as of yet. However, Audi isn’t known for high theft.
  • Maintenance. The E-tron’s German make along with electric parts could make maintenance more expensive than the average joe’s SUV.
  • Coverage. Consider a luxury policy for this vehicle to make sure you get high limits and agreed value. Plus, consider gap coverage or underinsured motorist coverage.
  • Insurer options. Almost any insurer will cover an Audi, so no worries finding a policy. But consider luxury insurance for agreed value coverage and higher limits to protect your investment.
  • Warranty. Each Audi comes with a four-year, 50,000-mile warranty that also includes four years of roadside assistance and your first vehicle servicing at no extra cost. In addition, the E-tron comes with a battery pack warranty for eight years or 100,000 miles.

Does the Audi E-tron qualify for discounts?

This electric SUV includes several safety features that may qualify for discounts. Those include:

  • Antilock brakes
  • Antitheft system
  • Pretensioners
  • Stability control
  • Front impact airbags
  • Side impact airbags
  • Overhead airbags

Why is insurance so expensive for the E-tron?

You’ll find most Audis have above-average insurance rates because of its luxury status. Reasons the E-tron keeps the same tune:

  • High MSRP. This Audi keeps a moderately high pace with other luxury cars starting at $75,000 MSRP, which makes the car more expensive to insure.
  • SUV size. Departing from the small stature of electrics, the E-tron is large and could do more damage during an accident.
  • Imported electric parts. Imported parts already skyrocket repair costs, but electrics also bring the special challenge of expensive tech to go with it.
  • Luxury insurance. You may need high-end insurance to protect your top-of-the-line Audi.
  • More horsepower. This SUV includes a 355-horsepower engine, which is a powerhouse by electric standards that could encourage fast-tracking.

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How reliable is the Audi E-tron?

You won’t find ratings for the E-tron yet, although the similar Audi Q8 received applause from a top safety organization. For now, this brand new model needs time to shine its reliability, but it has a robust warranty to help with any kinks.

  • Safety. Because this year is the E-tron’s debut, the SUV doesn’t have safety ratings yet. However, the 2019 Audi Q8 received the IIHS Top Safety Pick award, so expect safety ratings to be similarly stellar for the E-tron.
  • Reliability. Although it doesn’t have any sure reliability ratings, the E-tron received an average predicted reliability from J.D. Power.
  • Recalls. No recalls have been issued for this brand new model. While problems may not be expected, this vehicle is Audi’s first all-electric SUV in production.

Bottom line

The E-tron will probably bring a higher premium to cover its top-end electric parts. However, you may get a break with Audi’s helpful warranty and zero fuel costs for this full-on electric.

Compare providers that offer wide coverage for your stylish electric. Or compare rates for another make or model.

Frequently asked questions about the Audi E-tron

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