Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Audi E-tron car insurance rates

Expect higher rates for this valuable full-on electric.

Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.

Audi is bringing this high-end electric SUV to the market with possible above-average insurance rates because of its high MSRP and coverage needs. Similar Audi models like the Q7 have brought rates around $197 per month, or $2,364 per year. You can expect similar rates for the E-tron as well. Filter car insurance companies by your state to get a quote.

The E-tron will debut with Audi’s usual flair for electric style charged inside an SUV body. That combination means higher rates due to a higher price tag, specialized parts for repairs and higher coverage needs. A few factors that contribute:

  • Body type. The E-tron is a high-end SUV, which means it has a large body size and high MSRP that could drive up rates.
  • Fuel. You won’t have to worry much about fuel with this car’s fully electric capacity. Plus, you get decent driving range over 200 miles.
  • Theft rates. This model is fresh off the Audi line for 2019, which means no theft rates as of yet. However, Audi isn’t known for high theft.
  • Maintenance. The E-tron’s German make along with electric parts could make maintenance more expensive than the average joe’s SUV.
  • Coverage. Consider a luxury policy for this vehicle to make sure you get high limits and agreed value. Plus, consider gap coverage or underinsured motorist coverage.
  • Insurer options. Almost any insurer will cover an Audi, so no worries finding a policy. But consider luxury insurance for agreed value coverage and higher limits to protect your investment.
  • Warranty. Each Audi comes with a four-year, 50,000-mile warranty that also includes four years of roadside assistance and your first vehicle servicing at no extra cost. In addition, the E-tron comes with a battery pack warranty for eight years or 100,000 miles.
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet -
Quinstreet -
Depends on provider
Depends on provider
Depends on provider
All 50 states
loan/lease coverage
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

Get the cheapest quotes for your Audi E-tron

Enter your zip code to compare providers in your area.

Your information is secure

Does the Audi E-tron qualify for discounts?

This electric SUV includes several safety features that may qualify for discounts. Those include:

  • Antilock brakes
  • Antitheft system
  • Pretensioners
  • Stability control
  • Front impact airbags
  • Side impact airbags
  • Overhead airbags

Why is insurance so expensive for the E-tron?

You’ll find most Audis have above-average insurance rates because of its luxury status. Reasons the E-tron keeps the same tune:

  • High MSRP. This Audi keeps a moderately high pace with other luxury cars starting at $75,000 MSRP, which makes the car more expensive to insure.
  • SUV size. Departing from the small stature of electrics, the E-tron is large and could do more damage during an accident.
  • Imported electric parts. Imported parts already skyrocket repair costs, but electrics also bring the special challenge of expensive tech to go with it.
  • Luxury insurance. You may need high-end insurance to protect your top-of-the-line Audi.
  • More horsepower. This SUV includes a 355-horsepower engine, which is a powerhouse by electric standards that could encourage fast-tracking.

How reliable is the Audi E-tron?

You won’t find ratings for the E-tron yet, although the similar Audi Q8 received applause from a top safety organization. For now, this brand new model needs time to shine its reliability, but it has a robust warranty to help with any kinks.

  • Safety. Because this year is the E-tron’s debut, the SUV doesn’t have safety ratings yet. However, the 2019 Audi Q8 received the IIHS Top Safety Pick award, so expect safety ratings to be similarly stellar for the E-tron.
  • Reliability. Although it doesn’t have any sure reliability ratings, the E-tron received an average predicted reliability from J.D. Power.
  • Recalls. No recalls have been issued for this brand new model. While problems may not be expected, this vehicle is Audi’s first all-electric SUV in production.

Bottom line

The E-tron will probably bring a higher premium to cover its top-end electric parts. However, you may get a break with Audi’s helpful warranty and zero fuel costs for this full-on electric.

Compare providers that offer wide coverage for your stylish electric. Or compare rates for another make or model.

Frequently asked questions about the Audi E-tron

More guides on Finder

Go to site