Our verdict
BHG Money is a direct lender, offering loans up to $200,000 and $500,000 — much higher than most — with terms ranging from three to 12 years. But unlike some lenders, BHG charges an origination fee, and prepayment penalties may apply based on the loan type. And while many customer reviews are positive, there are plenty of negative ones, too.Best for: Good credit borrowers looking for a high loan amount.
- Loans up to $200,000
- US-based phone service
- No minimum credit score
- Mixed customer reviews
- Not transparent about fees
- Must work with a loan officer