No, Current is not a bank. It's a fintech that offers banking services through its partner banks. Those banks are federally insured by the FDIC.

How much does it cost to use Current?

There is no monthly account fee for the standard Current account. However, some fees may apply, like out-of-network ATM withdrawal fees.

Summer Nevins, Contributor at Finder

Summer Nevins , BS, MBA

Contributor

Summer Nevins is a freelance personal finance writer for Finder. After almost a decade of working in banking and financial services, she quickly realized her true passion is to educate consumers about the complicated facets of all things money. Summer has channeled her passion for personal finance education into writing and since 2020 has written for various clients and publications. She’s recently been working with Influencers like Erika Kullberg and continues to contribute to other finance publications. She holds a BS in Management and Finance and an MBA specializing in Data Analytics from Western Kentucky University.

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Summer Nevins , BS, MBA

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