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Bank of America® Travel Rewards for Students review

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Earn reward points on purchases without paying an annual fee.

  • Get this card if you are a student who wants to earn travel rewards.
  • Pick something else if you want an intro APR period on balance transfers or a cashback card.
  • Apply with a limited credit history or with a fair credit score of 620 or higher.


Points as welcome offer

Up to 1.5x



Annual fee


Intro Purchase APR

for the first 12 billing cycles (then 16.49% to 24.49% variable)


Product NameBank of America® Travel Rewards for Students
Annual fee$0
Purchase APR0% intro for the first 12 billing cycles (then 16.49% to 24.49% variable)
Balance transfer APR16.49% to 24.49% variable
Balance transfer fee$10 or 3% of the transaction, whichever is greater
Cash advance rate19.49% to 26.49% variable
Cash advance fee$10 or 3% of the cash advance amount, whichever is greater
Penalty APR29.99% fixed
Foreign transaction feeNone
Interest free periodUp to 25 days
Late payment feeUp to $39
Returned payment feeUp to $28

Expert review

Kliment Dukovski

Review by

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Bank of America® Travel Rewards for Students is an excellent option for students who often travel, want to earn travel rewards on their purchases and want to build their credit at the same time. Note that this card is completely identical to the Bank of America® Travel Rewards credit card.

Another credit card for students

Petal Cash Back Visa® Card

  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on purchases right away
  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology can help applicants without credit history get approved
  • $500 - $10,000 credit limits
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, member FDIC
Read less
Read more
See Rates & Fees

Card benefits

  • Signup bonus.
    Spend $1,000 in your first 90 days of account opening to earn 25,000 bonus points. That’s worth $250 in statement credit toward travel purchases.
  • Reward points.
    Earn unlimited 1.5x points on everything you buy.
  • Intro APR period on purchases.
    Use your first 12 billing cycles to make interest-free purchases with a 0% intro APR period. After that, your rate reverts to variable 16.49% to 24.49% APR.
  • No foreign transaction fees.
    The card can be a solid traveling companion as you won’t pay any foreign transaction fees on purchases made abroad.
  • No annual fee.
    Earn rewards and use a long intro APR period without paying an annual fee.

What to watch out for

  • No balance transfer intro APR period.
    The card offers a 0% intro APR period on purchases but not on balance transfers. If you’re looking to make a balance transfer, compare 0% intro APR balance transfer credit cards.

How to apply for the Bank of America® Travel Rewards for Students

  1. Visit the Bank of America website and find the Bank of America® Travel Rewards for Students.
  2. Click Apply now and fill out the application form.
  3. Review the form and submit.

What credit score do I need?

Apply with a fair credit of 620 or higher, or with a limited credit history.

Compare credit cards for students

Name Product Filter values Minimum deposit required Purchase APR Annual fee Recommended minimum credit score
Capital One® QuicksilverOne® Cash Rewards Credit Card
26.99% variable
Get unlimited 1.5% cash back on every purchase with no limit on how much you can earn, and no changing categories.
CardMatch™ from creditcards.com
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Journey® Student Rewards from Capital One®
26.99% variable
Earn 1% cash back on all purchases or get 1.25% cash back for months you pay on time.
Petal Cash Back Visa® Card
14.49% to 25.49% variable
Build your credit with no fees: Apply if you're new to credit or have a fair to good score.
Capital One® Platinum Credit Card
26.99% variable
A no-annual-fee card for average credit. Earn a higher credit line after five on-time payments.

Compare up to 4 providers

Bottom line

If you are looking for a student travel credit card to earn rewards and build your credit, the Bank of America® Travel Rewards for Students could be worth considering. The card also comes with a decent signup bonus and a long intro APR period on purchases.

However, if this card doesn’t fit your financial needs, compare other credit cards to find the right one for your wallet.

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