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Compare Bank of America student credit cards

Earn rewards, save money on interest and build your credit.

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Bank of American offers some of the best credit cards for students out there. Using one of these cards, you can either earn accelerated cash back on select categories — such as online shopping, dining and gas — or you can earn rewards on travel purchases. A third option lets you save money on interest as this card has one of the longest 0% intro APR periods on purchases and balance transfers offered to students. And you get all this without paying an annual fee.

Compare Bank of America cards for students

Name Product Filter values Rewards Purchase APR Annual fee
Bank of America® Cash Rewards for Students
3% and 2% cash back on the first $2,500 in combined choice category, grocery and wholesale club purchases each quarter, then 1%
0% intro for the first 15 statement closing dates (then 13.99% to 23.99% variable)
$0
Earn $200 after spending $1,000 in the first 90 days from account opening.
Bank of America® Travel Rewards for Students
1.5x points on all purchases
0% intro for the first 12 billing cycles (then 14.99% to 22.99% variable)
$0
Earn 25,000 points after spending $1,000 on purchases in the first 90 days from account opening. This can be redeemed for a $250 statement credit toward travel purchases.
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Quick look at Bank of America student cards

Bank of America® Cash Rewards for StudentsBank of America® Travel Rewards for StudentsBankAmericard® Credit Card for Students
Rewards
  • 3% cash back on a category you choose
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on everything else
1.5x points on all purchasesN/A
Signup bonusEarn $200 online cash bonus once you spend $1,000 in your first 90 daysEarn 25,000 bonus points, worth $250 toward travel purchases, once you spend $1,000 in your first 90 daysN/A
Intro APR period0% for 15 billing cycles on balance transfers and purchases, variable 13.99% – 23.99% thereafter0% for 12 billing cycles cycles only on purchases, variable 14.99% – 22.99% thereafter0% for 15 statement closing dates on balance transfers and purchases, variable 12.99% – 22.99% thereafter
Foreign transaction fees3%None3%
Annual feeNoneNoneNone

Overview of Bank of America student credit cards

Bank of America® Cash Rewards for Students

Bank of America® Cash Rewards for Students logo
Credit recommended (580-850)
Read review
580
Min. credit score
$0
Annual fee
Up to 3%
Cash back
$200
Welcome offer
Students who want to earn cash back on categories such as online shopping, off-campus dining, gas, travel and grocery stores should consider this card. Not only will you earn rewards on your purchases, but you can save money on interest with a long intro APR period on purchases and balance transfers.
  • Cash back.
    Earn 3 cash back on the category of your choice: gas, online shopping, dining, travel, drug stores or home improvements. Earn 2 cash back at grocery stores and wholesale clubs. Earn these two cashback rates for your first 2,500 spent in combined purchases each quarter. After that, and for all other purchases, earn 1 cash back.
  • Signup bonus.
    Earn $200 online cash rewards bonus after you spend $1,000 in your first 90 days of card membership.
  • Intro APR period.
    Use a 0% intro APR period on purchases and balance transfers made during your first 60 days for a long 15 billing cycles. After that, a variable APR of 13.99% to 23.99% applies.
Annual Fee $0
Purchase APR 0% intro for the first 15 statement closing dates (then 13.99% to 23.99% variable)
Balance transfer APR 0% intro for the first 15 billing cycles (then 13.99% to 23.99% variable)
Welcome offer $200 after spending $1,000 in the first 90 days
Rewards 3% and 2% cash back on the first $2,500 in combined choice category, grocery and wholesale club purchases each quarter, then 1%

Bank of America® Travel Rewards for Students

Bank of America® Travel Rewards for Students logo
Credit recommended (580-850)
Read review
580
Min. credit score
$0
Annual fee
1.5x
Points
25,000
Points welcome offer
Students who often travel internationally could use this card's rewards program and the no-foreign-transaction fee perk. You can also enjoy a long intro APR period on purchases and a generous signup bonus you can use toward travel purchases.
  • Reward points.
    Earn 1.5x points on all purchases made with this credit card.
  • Signup bonus.
    Earn 25,000 bonus points once you spend $1,000 in your first 90 days when you open your account. This is worth $250 in statement credit toward travel purchases.
  • Intro APR period.
    Use a 0% intro APR period on purchases for your first 12 billing cycles. A variable APR of 14.99% to 22.99% applies thereafter.
Annual Fee $0
Purchase APR 0% intro for the first 12 billing cycles (then 14.99% to 22.99% variable)
Balance transfer APR 14.99% to 22.99% variable
Welcome offer 25,000 points after spending $1,000 in the first 90 days
Rewards 1.5x points on all purchases

Typical features of a Bank of America student credit card

Each of the three Bank of America student credit cards come with its own perks and features. But some of the features are shared by all three cards. This includes:

  • No annual fee.
    You can save money and enjoy the cards’ perks without paying an annual fee.
  • Build your credit.
    Pay off your balance before the due date and use your card responsibly to build your credit score.
  • FICO score access.
    Monitor your credit-building progress with access to your FICO score either online or through the Bank of America mobile app.

Our pick for a student card from another brand

Deserve® Edu Card

  • Amazon Prime Student on us for a year (Lifetime Value worth $59)
  • 1% cash back on all purchases
  • Cellphone protection
  • Mastercard Platinum benefits
  • $0 annual fee
  • No international transaction fees
  • 20.24% variable APR (Prime + 15.49%)
Read less
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Bottom line

Bank of America offers three credit cards to students, each with its own features. Depending on your needs, you can earn cash back, travel rewards points or you can save money on interest.

But if you think there could be a better credit card for you, make sure you compare other credit card options.

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