Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Compare Bank of America student credit cards
Earn rewards, save money on interest and build your credit.
Compare Bank of America cards for students
Quick look at Bank of America student cards
|Bank of America® Cash Rewards for Students||Bank of America® Travel Rewards for Students||BankAmericard® Credit Card for Students|
||1.5x points on all purchases||N/A|
|Signup bonus||Earn $200 online cash bonus once you spend $1,000 in your first 90 days||Earn 25,000 bonus points, worth $250 toward travel purchases, once you spend $1,000 in your first 90 days||N/A|
|Intro APR period||0% for 12 billing cycles on balance transfers and purchases, variable 13.99% – 23.99% thereafter||0% for 12 billing cycles cycles only on purchases, variable 14.99% – 22.99% thereafter||0% for 15 statement closing dates on balance transfers and purchases, variable 12.99% – 22.99% thereafter|
|Foreign transaction fees||3%||None||3%|
Overview of Bank of America student credit cards
Bank of America® Cash Rewards for Students
Min. credit score
Earn 3 cash back on the category of your choice: gas, online shopping, dining, travel, drug stores or home improvements. Earn 2 cash back at grocery stores and wholesale clubs. Earn these two cashback rates for your first 2,500 spent in combined purchases each quarter. After that, and for all other purchases, earn 1 cash back.
Earn $200 online cash rewards bonus after you spend $1,000 in your first 90 days of card membership.
Intro APR period.
Use a 0% intro APR period on purchases and balance transfers made during your first 60 days for a long 12 billing cycles. After that, a variable APR of 13.99% to 23.99% applies.
|Purchase APR||0% intro for the first 12 statement closing dates (then 13.99% to 23.99% variable)|
|Balance transfer APR||0% intro for the first 12 billing cycles (then 13.99% to 23.99% variable)|
|Welcome offer||$200 after spending $1,000 in the first 90 days|
|Rewards||3% and 2% cash back on the first $2,500 in combined choice category, grocery and wholesale club purchases each quarter, then 1%|
Bank of America® Travel Rewards for Students
Min. credit score
Points welcome offer
Earn 1.5x points on all purchases made with this credit card.
Earn 25,000 bonus points once you spend $1,000 in your first 90 days when you open your account. This is worth $250 in statement credit toward travel purchases.
Intro APR period.
Use a 0% intro APR period on purchases for your first 12 billing cycles. A variable APR of 14.99% to 22.99% applies thereafter.
|Purchase APR||0% intro for the first 12 billing cycles (then 14.99% to 22.99% variable)|
|Balance transfer APR||14.99% to 22.99% variable|
|Welcome offer||25,000 points after spending $1,000 in the first 90 days|
|Rewards||1.5x points on all purchases|
Typical features of a Bank of America student credit card
Each of the three Bank of America student credit cards come with its own perks and features. But some of the features are shared by all three cards. This includes:
No annual fee.
You can save money and enjoy the cards’ perks without paying an annual fee.
Build your credit.
Pay off your balance before the due date and use your card responsibly to build your credit score.
FICO score access.
Monitor your credit-building progress with access to your FICO score either online or through the Bank of America mobile app.
Our pick for a student card from another brand
Deserve® Edu CardRead more
Bank of America offers three credit cards to students, each with its own features. Depending on your needs, you can earn cash back, travel rewards points or you can save money on interest.
But if you think there could be a better credit card for you, make sure you compare other credit card options.
Frequently asked questions
More guides on Finder
Think twice before applying for a store credit card this holiday season
Store cards sound appealing, but aren’t often your best choice.
Grand Reserve™ World Mastercard® review
Earn accelerated rewards at wineries and enjoy special benefits.
Bellwether Smart Cash Card review
Earn flat 1.5% cashback on all purchases or save money with balance transfers.
Tree removal financing with credit cards
If you need to remove a tree from your property, consider paying with plastic.
Wyndham Rewards® Earner℠ Plus Card review
Earn rewards on your Wyndham purchases and get complimentary elite status.
Best credit cards for young professionals
Earn rewards on travel, dining, public transportation and other categories you spend the most in.
Wyndham Rewards® Earner℠ Business Card review
Earn rewards on your Wyndham purchases and get Wyndham benefits with elite status.
Bellwether Smart Rewards Card review
Earn flat 1.5x points on everything you buy or save money with a balance transfer.
Sally Beauty Rewards Credit Card review
Earn rewards on your Sally Beauty purchases and redeem them for store coupons.
Bank of America® Cash Rewards Secured review
Earn cash back on your purchases and build your credit.
Ask an Expert