We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Can I add my Bank of America credit card to Apple Pay?
Leave your credit card at home and make in-store purchases with your iPhone.
Add your Bank of America credit card to your iOS device to make in-store purchases without your physical credit card. You can also send money to friends and family as easily as sending a message, and make purchases at the App Store.
However, not all stores accept this payment method.
How to set up Bank of America credit card for Apple Pay
The process of setting up your Bank of America card for Apple Pay depends on the device. But in general, here’s how to do it:
- Open the Wallet app or tap Wallet & Apple Pay.
- Choose to add debit or credit card.
- If you have the card on iTunes, use the card’s security code to add it to your Apple Pay.
- If you’re adding a new card, select Add a different card and enter the card’s details manually or use your iSight camera.
How does my Bank of America credit card work with Apple Pay?
Once you add your card, it’s stored as a virtual card on your iOS device. After you unlock your device with a face or fingerprint ID, make purchases at locations that accept Apple Pay or contactless payments by moving your iOS device close to the POS terminal.
Benefits of using your Bank of America credit card for Apple Pay
If you own an Apple device, adding your Bank of America credit card to Apple Pay can simplify some of your financial transactions. For example, you can:
- Make payments with your smart device.
Use your iPhone, iPad or Apple Watch to make contactless payments everywhere Apple Pay or contactless payments are accepted.
- Send money to friends and family.
Tap the Apple Pay icon when chatting with your close ones and enter the amount you want to send them.
- Purchase apps.
Use your Bank of America card to purchase iOS apps and to make in-app purchases.
Compare Bank of America credit cards
All Bank of America credit cards are compatible with Apple’s digital wallet. If you’re thinking of applying for a card, compare these:
If you own an iPhone and a Bank of America credit card, add it to Apple Pay for in-store purchases at participating locations. It also simplifies sending money to friends and family.
Bank of America isn’t the only card provider that supports digital wallets. Compare other credit cards until you find the right card to use for your purchases.
Frequently asked questions
Ask an Expert