Bank of America mobile app review

Monitor your account and make payments whenever you want.

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If you have a smartphone, getting the Bank of America mobile app is a no-brainer. It costs nothing to download, and it lets you do your credit card banking at the palm of your hand.

Benefits of the Bank of America mobile app

The Bank of America mobile app is a convenient way of running your online banking. The app allows you to:

  • Monitor your account.
    Review your accounts and balances in checking, savings and credit card accounts.
  • Make payments.
    Pay your bills or send and receive money with Zelle. You can also automate your payments.
  • BankAmeriDeals.
    Earn cash back or save money with BankAmeriDeals available through the app.
  • Track your rewards.
    Monitor the rewards and cash back you earn.
  • Virtual assistant.
    Ask Erica to help you with transactions, paying your bills and more.
  • Bank of America customer support.
    Reach customer service representative through the app.

Drawbacks of the Bank of America mobile app

Using the Bank of America mobile app has no drawbacks. If you own a smartphone, downloading the app can save you time and will simplify your online banking.

Customer reviews

Most Bank of America mobile app customers love the app and its perks. They love the user interface, the app’s simplicity and the app’s functionality.

And unlike most online banking apps, you’ll likely get a response from a customer service representative if you review the app online. Of course, some users report bugs, but any issues can usually be resolved with an app update.

The J.D. Power’s credit card mobile app satisfactory study from 2019 rates Bank of America mobile app with four power circles out of five. This is a one circle jump from last year when it was rated with three circles.

Compare Bank of America credit cards

If you own a Bank of America card, or if you’re considering to apply for one, know that the mobile app can simplify your finances even if you have multiple credit cards.

Name Product Filter values Rewards Purchase APR Annual fee
2x points on travel and dining and 1.5x points on all other purchases
17.74% to 24.74% variable
$95
Earn 2x points on travel and dining and 1.5x points on all other purchases.
1.5x points on all purchases
0% intro for the first 12 statement closing dates (then 16.74% to 24.74% variable)
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 each quarter combined, then 1% after that and on everything else
0% intro for the first 12 statement closing dates (then 16.24% to 25.74% variable)
$0
Earn $200 after spending $1,000 in the first 90 days form account opening.
N/A
0% intro for the first 15 statement closing dates (then 14.74% to 24.74% variable)
$0
Enjoy a 0% intro balance transfer APR for the first 15 statement closing dates, then variable.
N/A
24.74% variable
$39
Helps establish, strengthen and even rebuild your credit.

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Bottom line

Getting the Bank of America mobile app can make managing your card’s finances easy. You can track your accounts or make payments with a few finger taps on your smartphone.

If you don’t have a credit card yet, or if you’re looking for another to complement your wallet, compare credit cards until you find one that works for you.

Frequently asked questions

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