What information do I need to provide?
When you fill out the online form, you’ll need to provide the following information:
- Driver’s license or state ID number
- Social Security number
- Estimated gross monthly income
- Bank account numbers
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BadCreditLoans.com short-term loans review
Compare potential offers from multiple lenders by submitting one online form.
finder.com’s rating: 2.3 / 5.0
★★★★★
- Best for borrowers looking to compare multiple short-term loan options.
- Pick something else if you don’t want your information shared with multiple companies.
$500
Min. Amount
$10,000
Max. Amount
Varies
Turnaround time
Details
| Product Name | BadCreditLoans.com |
|---|---|
| Min. Amount | $500 |
| Max. Amount | $10,000 |
| Loan Term | 3 to 36 months |
| Turnaround Time | Varies |
| Requirements | Depending on lender requirements, people from all 50 states may not be eligible for a personal loan. |
Review by
Aliyyah Camp
aliyyah.camp@finder.comAliyyah Camp is a writer and personal finance blogger who helps readers compare personal, student, car and business loans. Aliyyah earned a BA in communication from the University of Pennsylvania and is based in New York, where she enjoys movies and running outdoors.
Expert review
BadCreditLoans.com may be a good option if you don’t have the best credit and aren’t sure where to turn to for a loan you might qualify for. It makes things easier by allowing you to fill out one online form to potentially get connected with lenders who may be willing to help.
However, it’s not up front about what rates you might qualify for — though most short-term loans come with APRs in the triple digits. And it gets an F rating from the Better Business Bureau.
If you want more transparent terms or a lender with better reviews, you may be better off comparing your direct loan options instead.
First, am I eligible?
- Be at least 18 years old.
- Provide proof of citizenship, such as a Social Security number, or legal residency.
- Have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits.
- Have a checking account in your name.
- Provide work and home telephone numbers.
- Provide a valid email address.
Pros
- Quick application for multiple lenders
- No fee to apply
- Lenders offer up to $5,000
Cons
- Not up front about potential rates
- Reviews are mainly negative
- Your personal information may be sold as a “lead”
See how BadCreditLoans.com compares to other lenders
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What do customers say about BadCreditLoans.com?
| BBB accredited | No |
|---|---|
| BBB rating | F |
| BBB customer reviews | 1 out of 5 stars, based on 2 customer reviews |
| Trustpilot score | 2.3 out of 5, based on 7 customer reviews |
| Customer reviews verified as of | 08 November 2019 |
How do I get started?
Follow these steps to get connected with a lender:
- Scroll to the top of this page and click Go to site to be redirected to BadCreditLoans.com.
- Select your requested loan amount and enter your email, then click Get Started.
- Select your general credit range and the reason for your loan.
- Enter your full name, date of birth and select if you’re active-duty military. Click Continue to Step 2.
- Enter your contact information, employment details and bank account information. Click Continue to Step 3.
- Enter your bank’s routing number and your bank account number.
- Read over the privacy policy, terms of use and e-consent documents. Click Submit Information.
What happens after I submit the form?
If BadCreditLoans.com is able to connect you with lenders in its network, you can select the one that best suits your needs. BadCreditLoans.com will then redirect you to the lender’s website where you can complete a full application.
How do repayments work with BadCreditLoans.com?
Because BadCreditLoans.com isn’t a direct lender, you won’t make any loan payments to it. Read your loan contract or get in touch with your lender for more information on how to make payments.
Not sure BadCreditLoans.com is right for you? Compare your other options with our guide to short-term loans.
Frequently asked questions
Short-term loan ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze short-term loan providers and similar services to help you weed out predatory lenders and find a company you can trust. We rate providers on a scale of one to five stars. Our ratings are based on factors that are most important to you, which include: loan amount, application process, fees, customer reviews and borrower experience.
Read the full methodology of how we rate short-term loan providers and similar services.
