Apps like Brigit

One of Brigit's biggest advantages is its overdraft protection, but Chime has that too. It's called Chime SpotMe, and if you already use Chime, it's a great option to check out. It offers small, no-fee advances from $20 to $200 to protect you from overdraft fees. However, your limit starts at $20 and may increase to the max $200 over time with regular deposits and a positive account balance.

SpotMe has no obligation to tip, and there are no fees. The only requirement for SpotMe is that you've deposited at least $200 into your Chime account in the last 34 days. In addition to Chime SpotMe, the Chime app offers early paycheck access, no-monthly fee checking accounts, secured credit cards and saving tools. In addition to Chime's banking features and overdraft protection, it gets pretty decent reviews across the app stores, BBB and Trustpilot.

• Available in all states

Albert's cash advances have no fees, and you don't need a paid membership to access its cash advances, unlike Brigit. In fact, most of Albert's features are accessible with the free membership. It offers cash advances up to $250, and depending on your eligibility, you may be able to get multiple cash advances per pay period if you have a good repayment history.

There are no late fees, inactivity fees, interest charges and tipping is optional. Albert also offers a debit card, early paycheck access, budgeting tools and saving features. To access investing options, you'll need the paid membership Genius, which is $8 per month ($96 annually). And the paid membership is still about $2 less than Brigit's.

But know that when you get Albert, you're automatically enrolled in a Genius 30-day trial membership. If you don't cancel the membership before the trial ends, it charges you the $96 yearly fee.

• Available in all states

Cash App is chock-full of mobile banking features. A top-ranked banking app in app stores, Cash App offers free peer-to-peer payment services, a Cash App debit card linked to your account, direct deposit, investing, buying and selling crypto and much more. There's also no membership fee, unlike Brigit's monthly fee.

If you need quick cash, Cash App might offer a solution too. One of its latest features is called Borrow, offering qualified borrowers small loans up to $200. It's still in the early stages and not available to all users, but the loans have a four-week repayment period and a 5% monthly fee (equivalent to 60% APR).

However, Cash App's reviews aren't great. It's received thousands of complaints on its BBB profile, and the vast majority of reviews on Trustpilot are negative. Many users mention issues with refunds, encountering scam profiles and poor customer support.

• Available in all states

MoneyLion doesn't require a monthly membership fee, unlike Brigit, and members of its free membership may be eligible for advances up to $500. Several other paid membership options are available, such as RoarMoney for $1 per month, which may increase your max cash advance to $700 per pay period. Sign up for the Credit Builder Plus program, which costs $19.99 per month, and you can get an advance as high as $1,000. However, qualifying for the highest cash advance amounts can take a few weeks.

On the downside, MoneyLion's multiple membership tiers can be confusing. There may be too many options and too much overlap, making it difficult to choose the right plan.

• Available in: Alabama, Arizona, California, Delaware, Florida, Idaho, Illinois, Kansas, Louisiana, Maryland, Michigan, Mississippi, Missouri, New Mexico, North Dakota, Oklahoma, South Carolina, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming

Dave is a membership-based app, but unlike Brigit, its membership only costs $1 a month. Dave's cash advances also have a higher maximum through its feature called ExtraCash, up to $500 per pay period.

The Dave app also has Dave Banking, offering an account with no overdraft fees or minimum deposit to open the account — a great alternative to Brigit's overdraft protection. Another feature called Side Hustle can help you find local jobs for extra cash.

However, Dave's delivery speed may be slower than Brigit. Getting your funds may take one to three business days. If you want instant delivery, there's a fee from $1.99 to $13.99, depending on the size of your advance. Brigit delivers cash advances as soon as 20 minutes after the request.

• Available in all states

Unlike Brigit or the other alternatives on this list, Possible Finance isn't a cash advance app. Instead, it offers short-term installment loans. One of the biggest advantages with Possible Fiance is that it reports its loans to two of the three credit bureaus, so with timely payments, you may increase your credit score — a perk that doesn't normally come with payday loans or cash advance apps.

There's no credit check, and costs and loan amounts do vary by state. Possible's installment loans are only available in 16 states. Plan on around $15 to $20 per $100 borrowed. But watch out — in some cases, you may face a 460% APR, which is comparable to pricy payday loans.

• Available in: Alabama, California, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Louisiana, Michigan, Missouri, Ohio, Rhode Island, South Carolina, Tennessee, Texas, Utah, Washington