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finder.com’s rating: 4.3 / 5.0
★★★★★
The Alliant Credit Union High-Rate Savings account is an online account designed to help you reach your financial goals. It offers a competitive 0.55% APY and easy online access with no monthly fees or initial deposit. But you’ll need to maintain a $100 minimum balance to earn interest.
0.55%
APY
$1 per month
Fee
$5
Minimum deposit to open
Review by
Kelly Waggoner is the US editor-in-chief at Finder. She's worked with publishers, magazines and nonprofits throughout New York City, including ghostwriting a how-to on copyediting for the Dummies series. Between projects, she toys with words, flips through style guides and fantasizes about the serial comma's world domination.
The Alliant Credit Union High-Rate Savings account is best for those who are members of Alliant. The account boasts a high 0.55% APY alongside a comprehensive ATM network to access your funds. Plus, Alliant will cover the initial $5 deposit and you can avoid any monthly fees by enrolling in e-statements.
However, you should watch out for withdrawal limits, the minimum balance to earn interest and the lack of branch locations.
Open the Alliant High-Rate Savings account in six steps:
Open an Alliant High-Rate Savings account if you meet these requirements:
You’ll be asked for the following information when you apply for an account:
You’ll need to meet at least one of these requirements to become an Alliant member and open a High-Rate Savings account:
The Alliant Credit Union High-Rate Savings account gives you easy access to your money and has a number of features that make it stand out:
As with most savings accounts, the Alliant Credit Union High-Rate Savings account is limited to six monthly withdrawals and has the following drawbacks:
If you plan on making large withdrawals, you’ll want to keep looking. As always, compare your options when choosing a savings account.
There are a number of ways to manage money in your Alliant High-Rate Savings account:
There are a number of ways you can get in touch with Alliant customer service:
Alliant Credit Union offers a range of savings accounts to meet you where you are in life.
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