It's not legit — and you shouldn't provide any personal information.
Bottom line: 100DayLoans is not a legit connection service. Its parent company, Blue Global Media, settled with the Federal Trade Commission (FTC) in 2017 after failing to connect borrowers with lenders. If you’re in the market for a payday loan, compare other lenders and connection services and only work with a company you can verify.
Kellye Guinan is a seasoned financial writer with over 500 articles under her belt spanning all things loans from auto to personal to business and everything in between. With four years in the field and five years of research experience, she's able to make complex personal finance decisions easier for everyday people to tackle. When she's not up to her knees learning about the latest trends in lending, she spends her time improving her own financial literacy and expertise.
Blue Global Media, which owns 100DayLoans, reached a settlement with the FTC for more than $104 million. This is due in large part to its failure to act as a legitimate connection service. Instead, it sold applications — including users’ sensitive personal information — to any buyer without regard to how that information would be used.
It also failed to take consumer complaints seriously after their information was misused. Because of this, both Blue Global Media and its CEO were forced to stop business and file bankruptcy. While the 100DayLoans website is still active, avoid entering any information onto it. Seek a legit lender instead.
Compare other lenders
Browse legit lenders like OppLoans and Check Into Cash to find your next loan.
The Federal Trade Commission (FTC) charged Blue Global, LLC (functioning as Blue Global Media) with unlawfully sharing consumer information. Be wary of a potential scam. If you’re unsure about 100DayLoans, consider another lender or connection service instead.
How does 100DayLoans work?
100DayLoans claims to be a connection service that can help you find a lender. Although it still has its website up, we don’t recommend using it to find a lender. There are other payday loan, installment loan and title loan connection services out there that are much more reputable.
Is this a safe borrowing process?
No. After its parent company was reached a settlement with the FTC, it was unable to continue offering loan services.
What costs are involved?
There is no cost to use a connection service. However, your lender will charge a fee for borrowing that could result in an annual percentage rate (APR) well over 300%.
If you’re interested in borrowing, compare legit payday loan options. Be cautious of providing your information to any connection service or lender you can’t verify.
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