100DayLoans review

It's not legit — and you shouldn't provide any personal information.

Bottom line: 100DayLoans is not a legit connection service. Its parent company, Blue Global Media, settled with the Federal Trade Commission (FTC) in 2017 after failing to connect borrowers with lenders. If you’re in the market for a payday loan, compare other lenders and connection services and only work with a company you can verify.

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$1,000

Max. Amount

Next Business Day

Turnaround time

Details

Product Name100DayLoans Payday Loan
Max. Amount$1,000
Loan TermUp to 100 Days
Turnaround TimeNext Business Day
CostsAPR will depend on your credit score and your state of residency.
RequirementsBe at least 18 years old (varies by state), be citizen or permanent resident of the US, have an active bank account and have a regular source of income.
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Review by


Kellye Guinan is a seasoned financial writer with over 500 articles under her belt spanning all things loans from auto to personal to business and everything in between. With four years in the field and five years of research experience, she's able to make complex personal finance decisions easier for anyone to tackle. When she's not up to her knees learning about the latest trends in lending, she spends her time improving her own financial literacy and expertise — and maintaining a Duolingo streak of over 1,300 days.

Expert review

Blue Global Media, which owns 100DayLoans, reached a settlement with the FTC for more than $104 million. This is due in large part to its failure to act as a legitimate connection service. Instead, it sold applications — including users’ sensitive personal information — to any buyer without regard to how that information would be used.

It also failed to take consumer complaints seriously after their information was misused. Because of this, both Blue Global Media and its CEO were forced to stop business and file bankruptcy. While the 100DayLoans website is still active, avoid entering any information onto it. Seek a legit lender instead.

Compare other lenders

Browse legit lenders like OppLoans and Check Into Cash to find your next loan.

Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
CashNetUSA Loan
Varies by state
As fast as same business day
Regular source of income, bank account, US citizen or permanent resident, age of majority in your state
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
Stilt
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
No green card? You could still qualify for a personal loan.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
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Parent Company Charged by the FTC

The Federal Trade Commission (FTC) charged Blue Global, LLC (functioning as Blue Global Media) with unlawfully sharing consumer information. Be wary of a potential scam. If you’re unsure about 100DayLoans, consider another lender or connection service instead.

How does 100DayLoans work?

100DayLoans claims to be a connection service that can help you find a lender. Although it still has its website up, we don’t recommend using it to find a lender. There are other payday loan, installment loan and title loan connection services out there that are much more reputable.

Is this a safe borrowing process?

No. After its parent company was reached a settlement with the FTC, it was unable to continue offering loan services.

What costs are involved?

There is no cost to use a connection service. However, your lender will charge a fee for borrowing that could result in an annual percentage rate (APR) well over 300%.

Bottom line

If you’re interested in borrowing, compare legit payday loan options. Be cautious of providing your information to any connection service or lender you can’t verify.

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4 Comments

    Default Gravatar
    nasar
    October 11, 2017

    100000 Indian rupees loan

      Avatarfinder Customer Care
      Judith
      October 11, 2017

      Hi Nasar,

      Thanks for contacting finder, a comparison website and general information service.

      Please note that the loan options that we currently feature on our US finder pages are only applicable within the US and the lenders that we feature on our pages could only cater to loan applicants who are either residents or citizens of the US or to US visa holders who are currently residing in the US.

      Please get in touch with your local banks or lenders for possible loan options that you may apply for in your region.

      Best regards,
      Judith

    Default Gravatar
    Infomation
    May 13, 2017

    Hello can I please get a weekend payday loan in need as soon as possible before Monday?

      Avatarfinder Customer Care
      Harold
      June 28, 2017

      Hi Infomation,

      Thank you for your inquiry.

      In most cases you can expect access to funds on the following business day. But please note, it may also very depending on your preferred lender.

      I hope this information has helped.

      Cheers,
      Harold

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