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Zip19 Payday Loans

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Use Zip19 to connect with lenders and receive an approval for a loan up to $1,000

Zip19 is a loan-connection service that works to find suitable payday loans for you by reviewing the information you provide in your application. Lenders who partner with Zip19 network provide payday loans of up to $1,000.

Read our article to learn more about how Zip19 works.

How do Zip19 Payday Loans compare with other loans?

Rates last updated November 21st, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Max. Loan Amount Turnaround Time Requirements
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
$10,000
As early as 1 business day
Must have a monthly income of $1,000+ after taxes and valid checking account.
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
$5,000
1 business day
Must have direct deposit and meet minimum income requirements.
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
$2,600
1–2 days
Must have an active checking account, regular source of income and email address.
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000
1–2 business days
You must be at least 21 and an American citizen and have a bank account, email address and phone number.
LendYou Short-term Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
$15,000
1 business day
You must be a US citizen or permanent resident, age 18+ and have a regular income.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
ACE Cash Express Short-term Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

Compare up to 4 providers

How does borrowing from Zip19 work?

Because Zip19 is not a lender, you don’t borrow directly from them. Instead, you fill out an online application and they search their database of lenders to find the best fit for you.

If a lender approves your application, you receive a loan contract that you can choose to accept or deny. If you agree to the terms, the lender transfers the money into your bank account as soon as the next business day, then on the due date the lender debits the funds from the same account.

How much you can borrow depends on how much you earn, state laws and the lender’s maximum limit.

Before signing a loan contract, always make sure you have the ability to repay your borrowed funds, including the principal and accrued interest. Payday loans are known to have high APRs, and if you make a late payment or miss one entirely, it could lead to more fees and charges against you.

There’s more you should know about payday loans before you apply

What can you expect from a Zip19 loan?

  • Quick application. Applying online is simple! Simply go to their website and follow the instructions to find lenders who fits your needs.
  • Bad credit is OK. If you don’t have the best credit, that’s okay. Zip19 will connect you with lenders who accept individuals with a less-than-perfect credit history.
  • Variable loan amount. Whether you need a couple hundred dollars or a thousand, you will have the option to search for lenders who can get you the money you need.
  • No collateral. These are unsecured loans so they don’t require collateral of any kind.

Is borrowing from Zip19 safe?

The Zip19 application page uses HTTPS connection to keep your personal information safe.

Once you’re connected with a lender, make sure it’s legit

What fees does Zip19 charge?

Applying for loans through the Zip19 is completely free. However, the loan provider you sign with will likely charge a financing fee on top of high interest rates. Along with the terms of the loan, the loan offer document lists all the fees and charges you might have to pay.

If you find the fees to be too high, you are under no obligation to accept the contract.

How can you get your loan application started?

Completing the online application is quick and simple provided you have the materials you need close at hand.

Eligibility criteria:

  • You are a citizen of the US
  • You are at least 18 years old (varies by state)
  • You earn at least $1,000 per month
  • You have a valid checking or savings bank account


Required documents & information:

  • Your complete name and postal address
  • Your employer’s name, phone number, address and duration of employment
  • Your bank account number, ABA/routing number and bank phone number

Are payday loans available in my state?

Frequently asked questions

Aliyyah Camp

Aliyyah Camp is a publisher for finder.com helping folks compare personal, student, car and business loans. When she's not helping people with their personal finances, you can find her going for runs outdoors.

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US Payday Loans Offers

Important Information*
Slam Dunk Loans

Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

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