World First money transfers review January 2019 |

World First money transfer review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Enjoy competitive exchange rates and $0 fees on transfers of $1,000 or more.’s rating: 4.5 / 5.0


How’d we get our score?

Fees & rates: 4.0 / 5.0
Speed: 5.0 / 5.0
Services: 5.0 / 5.0
User experience: 4.0 / 5.0

World First offers a fast, secure way to send money overseas and award-winning customer service — but you’ll need to send at least $1,000.

Product NameWorld First
Min. Transfer AmountUSD 1,000
Max. Transfer AmountNo limit
Transfer Methods
Online, Phone,
Transfer Options
Regular payments, One off payments, Market orders, Forward contracts, ...
Transfer Speed
Minimum transfer time
1 day
Customer Service
Phone, Chat, Email
Online Transfer FeeUSD 0
Exchange Rate UpdatesReal time


  • Competitive exchange rates.
  • Offers spot contracts, forward contracts and hedging options.
  • Weekly updates on market exchange rates.


  • Small numbers of currencies available.

Our experience transferring money with World First

Here’s what we found when we sent live transfers to Mexico and France through World First:

  • money transfer awards logo-mobileWith World First’s transparent fee structure, we paid a flat $10 fee. But you pay no fee for larger transfers to 56 countries.
  • In addition to low fees, we received exchange rates within 2.14% of the mid-market rate on average, with rates updated multiple times a day.
  • Though we had to call World First for a delivery for our transfer, our funds were deposited into our recipient’s French bank account in a speedy two days.
  • World First’s easy-to-use website allowed us to sign up and initiate a transfer in about 4.5 minutes. You also have the option of initiating a transfer by phone.

We recognize World First as a winner of the Money Transfer Awards 2017 in the category of Most Convenient.

How much will I pay to transfer money with World First?

You won’t pay anything for your first transfer with World First. That’s because World First is one of our trusted partners, and we want to make sure you have the chance to try out this fast, convenient service.

Simply click “Go to site” to take advantage of this exclusive offer.

Normally, World First’s fee structure is $10 for transfers of up to $10,000 and no fee for higher amounts.

Calculate your transfer with World First

Choose your currency and desired transfer amount (minimum $1,000). Exchange rates change frequently, so visit World First’s site to get a final quote.

I want to send


Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1,000 1 day USD 0.00 0.872 EUR 4,360 No maximum limit, no fees and competitive exchange rates for 100+ currencies. Go to site Show details

Compare up to 4 providers

What are World First’s exchange rates?

World First offers customers the opportunity to view live exchange rates and take advantage of rate graphs and economic commentary to better understand developments in the foreign exchange market.

Because World First takes a smaller margin than banks, it is typically able to offer better rates than a bank can. In fact, it backs up its exchange rates with the World First Price Promise.

World First's Price Promise

If you get a better quote from another international transfer service, World First will beat it. You just need to:

  • Register with World First.
  • Inform World First of how much money you’re looking to transfer and the rate you were quoted, including the time of day you received the quote.

Conditions do apply:

  • You must have an active trading account with another provider.
  • You must have the quote in writing or email to send to World First within three hours of receipt.
  • World First cannot give you a rate better than the rate at which they buy the currency.

What types of transfers can you make with World First?

World First only offers bank-to-bank transfers — meaning, funds must be drafted from your bank account, which will then be deposited into your recipient’s bank account. You cannot use cash or a debit or credit card to make the transaction.

While you can’t schedule recurring transfers, World First offers three tools to get the most out of your transfers.

  • Spot contracts. Make a one-time transfer at the time of payment.
  • Forward contracts. Lock in an ideal exchange rate and schedule a transfer now for up to three years later.
  • Limit orders. Use these market orders to execute a money transfer when your ideal exchange rate is met.

Pros and cons of using World First


  • Transparent fee structure. Pay a flat $10 fee for transfers of up to $10,000 and no fee for larger transfers.
  • Strong exchange rates. Especially when compared with your local bank.
  • Easy-to-use website. We signed up and initiated a transfer in about 4.5 minutes.
  • Customer service. World First has a customer satisfaction rating of 98%. You can get help through email, chat, over the phone or through its app.
  • Lock in your rate. If you like the exchange rates on offer now but aren’t ready to make a transfer, World First allows you to lock in an exchange rate now for use on a transaction up to three years into the future.


  • Two-step process. You must first wire your money to World First, which then deposits the money into your recipient’s bank account.
  • Social Security number and government-issued ID required. You’ll need to be a US citizen and provide this information.
  • High minimum transfers. If you need to send less than $1,000, you will need to find another money transfer provider.

Compare World First to other transfer services

I want to send


Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 3 - 5 days USD 0.00 0.872 EUR 4,362 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
USD 1,000 1 day USD 0.00 0.872 EUR 4,360 No maximum limit, no fees and competitive exchange rates for 100+ currencies. Go to site Show details
USD 1 1 - 2 days USD 7.00 0.873 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
USD 1 Within an hour USD 3.99 0.871 EUR 4,352 Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.
Go to site Show details
GBP 5,000 1 - 2 days USD 0.00 0.87 EUR 4,351 Get live quotes on exchange rates and take advantage of no transaction fees with no limits on transfers. Go to site Show details

Compare up to 4 providers

How can I register and transfer money?

The first step is to sign up for an account. You’ll need to provide:

Once you have an account, enter the details of your transaction, including how much money you’re sending, where you’re sending it and who will be receiving the funds. Provide your recipient’s bank account details and the currency you wish to send, and you will be presented with an exchange rate quote.

You can choose to send the money right away or lock in a rate for a future transaction. It’s then a matter of depositing funds with World First from your bank account, and the company will convert the money into your currency of choice and send it to your recipient.

Steps to transfer your money online

Bottom line

World First offers solid exchange rates and no fees, but you must send at least $1,000 in order to use their services. Be sure to compare all of your money transfer options before making a decision.

Shopping for an alternative? Compare competing services to World First.

Frequently asked questions


Our team analyzes money transfer providers offering services in the US — from big names to digital upstarts. We rank rates and fees, speed, services and user experience for:

  • TransferWise
  • World First
  • XE
  • OFX
  • WorldRemit
  • Currencies Direct
  • Western Union
  • RIA Money Transfer
  • MoneyGram
  • Remitly
  • Payoneer
  • Remit2India
  • Xoom
  • PayPal

Learn the details of our methodology and scoring.

Back to top

Adrienne Fuller

Adrienne Fuller leads the publishing team at She has one goal: to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. When she's not helping folks save money, she's hiking with her two Catahoulas around her home in San Diego.

Was this content helpful to you? No  Yes

US International Money Transfers Offers

Important Information*
XE Money Transfer

Transfer up to $500,000 with no minimums and no fees.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First

No maximum limit, no fees and competitive exchange rates for 100+ currencies.


Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

4 Responses

  1. Default Gravatar
    AhmadSeptember 3, 2017

    Dear sir, i want to ask (faq)regarding about my uncle in belgium have cash around 10m euro to transfer to me setup a business and buying property in dubai..can i collect cash at dubai ..if ok i will ask my uncle to send money to (wf)using your money service platform for me to collect cash on dubai..pls advise us how to go about and what is the charges from your company to us?

    • finder Customer Care
      AdrienneSeptember 4, 2017Staff

      Hi Ahmad,

      Unfortunately there is no money transfer service that will allow you to pick up $10M EUR in cash. However, you can deposit this amount into a bank account in Dubai, which can be done within 2-5 business days if you send through World First. Click “Go to site” from this page to initiate your transfer with no fees.

      Best regards,


  2. Default Gravatar
    PotiergMay 1, 2017

    First time user, how can I be sure that the service is legit. and that my personal info is secure?

    • finder Customer Care
      HaroldJuly 4, 2017Staff

      Hi Potierg,

      Thank you for your inquiry.

      Yes it is safe, actually, World First broke the record for fastest international transfer by completing a transaction in 6 minutes and 49 seconds. An established leader in the money transfer business, it takes the duty of protecting your money seriously.
      – Licensed. World First is a licensed money transmitter business that adheres to the rules of the US Office of Foreign Assets Control and Financial Crimes Enforcement Center (FinCen).
      – High credit rating. World First has a 3A2 rating from Dun & Bradstreet, further ensuring that your funds are covered.
      – Segregated client accounts. Your money is kept separate from World First’s money. This makes it easy to identify and protect should anything happen to the company.
      – Award-winning. World First has won several awards for its service, including the 2016 Queen’s Award for Enterprise in International Trade.
      – Years of experience. Founded in 2004, World First has grown from its headquarters in London to include offices in Austin, DC, Hong Kong, Singapore, the Netherlands, and Sydney.

      I hope this information has helped.


Related Posts

Go to site