World First money transfers review February 2018 |

World First review: International money transfers

Enjoy competitive exchange rates and a $0-fee trial transfer when you send money overseas with World First.

Because World First is a trusted partner of, our readers will pay nothing for all eligible transfers. Simply click “Go to site” to take advantage of this exclusive offer.

World First is an online money transfer company that offers simple and affordable international money transfers. This company takes pride in providing award-winning customer service, with help on hand if you have any questions about a transaction.

World First offers multiple options for making transfers, like forward contracts and recurring payments. Enjoy fee-free transfers when you send $10,000 or more overseas.

Product NameWorld First Foreign Exchange
Min. Transfer AmountUSD 1,000
Max. Transfer AmountNo limit
Transfer Methods
Transfer Options
Regular paymentsOne off paymentsForward contracts
Transfer Speed
Minimum transfer time
1 day
Banking PartnerWorldfirst (US)
Customer Service
Online Transfer FeeUSD 0
Exchange Rate UpdatesReal time


  • Competitive exchange rates.
  • Offers spot contracts, forward contracts and hedging options.
  • Weekly updates on market exchange rates.


  • Small numbers of currencies available.

Make international bank transfers without the fees and delays

Transferring money online used to involve going to your bank and dealing with long transfer times and tons of fees. With its easy online system, World First aims to change the way you think about money transfers.

And World First is betting that after you take advantage of your free trial, you’ll keep coming back to them. That’s because World First has dedicated a lot of effort to improving customer support and simplifying the transfer process.

If you’re looking for a money transfer service that’s designed to get your money from point A to point B almost anywhere in the world without a lot of steps in between, World First should be at the top of your list.

Our experience transferring money with World First

Here’s what we found when we sent live transfers to Mexico and France through World First:

  • money transfer awards logo-mobileWith World First’s transparent fee structure, we paid a flat $10 fee. But you pay no fee for larger transfers to 56 countries.
  • In addition to low fees, we received exchange rates within 2.14% of the mid-market rate on average, with rates updated multiple times a day.
  • Though we had to call World First for a delivery for our transfer, our funds were deposited into our recipient’s French bank account in a speedy two days.
  • World First’s easy-to-use website allowed us to sign up and initiate a transfer in about 4.5 minutes. You also have the option of initiating a transfer by phone.

We recognize World First as a winner of the Money Transfer Awards 2017 in the category of Most Convenient.

How much will I pay to transfer money with World First?

You won’t pay anything for your first transfer with World First. That’s because World First is one of our trusted partners, and we want to make sure you have the chance to try out this fast, convenient service.

Simply click “Go to site” to take advantage of this exclusive offer.

Normally, World First’s fee structure is $10 for transfers of up to $10,000 and no fee for higher amounts.

What are World First’s exchange rates?

World First offers customers the opportunity to view live exchange rates and take advantage of rate graphs and economic commentary to better understand developments in the foreign exchange market.

Because World First takes a smaller margin than banks, it is typically able to offer better rates than a bank can. In fact, it backs up its exchange rates with the World First Price Promise.

World First's Price Promise

If you get a better quote from another international transfer service, World First will beat it. You just need to:

  • Register with World First.
  • Inform World First of how much money you’re looking to transfer and the rate you were quoted, including the time of day you received the quote.

Conditions do apply:

  • You must have an active trading account with another provider.
  • You must have the quote in writing or email to send to World First within three hours of receipt.
  • World First cannot give you a rate better than the rate at which they buy the currency.

Calculate your rates

Choose your currency and transfer amount over $1,000 to see your total transfer cost and amount.

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Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
USD 1,000 1 day USD 0.00 18.583 Online, Phone, Bank Account to Bank Account MXN 92,914 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
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How safe is a World First money transfer?

What types of transfers can you make with World First?

World First only offers bank-to-bank transfers — meaning, funds must be drafted from your bank account, which will then be deposited into your recipient’s bank account. You cannot use cash or a debit or credit card to make the transaction.

While you can’t schedule recurring transfers, World First offers three tools to get the most out of your transfers.

  • Spot contracts. Make a one-time transfer at the time of payment.
  • Forward contracts. Lock in an ideal exchange rate and schedule a transfer now for up to three years later.
  • Limit orders. Use these market orders to execute a money transfer when your ideal exchange rate is met.

Pros and cons of using World First


  • Transparent fee structure. Pay a flat $10 fee for transfers of up to $10,000 and no fee for larger transfers.
  • Strong exchange rates. Especially when compared with your local bank.
  • Easy-to-use website. We signed up and initiated a transfer in about 4.5 minutes.
  • Customer service. World First has a customer satisfaction rating of 98%. You can get help through email, chat, over the phone or through its app.
  • Lock in your rate. If you like the exchange rates on offer now but aren’t ready to make a transfer, World First allows you to lock in an exchange rate now for use on a transaction up to three years into the future.


  • Two-step process. You must first wire your money to World First, which then deposits the money into your recipient’s bank account.
  • Social Security number and government-issued ID required. You’ll need to be a US citizen and provide this information.
  • High minimum transfers. If you need to send less than $1,000, you will need to find another money transfer provider.

Shopping for an alternative? Compare competing services to World First.

How do I send money through World First?

You’ll first need to sign up for a free World First account. In addition to your name and contact information, you’ll also need to upload a copy of your government-issued ID — such as your passport.

For your first transfer, you’ll need to wire money to your World First account (you can use a direct debit from your account for future transfers). World First will then transfer your money to your recipient’s bank account.

To initiate a transfer, you’ll need:

  • Your recipient’s name and contact information.
  • Your recipient’s bank name, SWIFT code and account number.

How can I register and transfer money?

The first step is to sign up for an account. You’ll need to provide:

  • Your full name and contact information, including an email address.
  • Your country of residence.
  • Date of birth and Social Security number.
  • Proof of government-issued ID, like your driver’s license or passport.
  • Details about your money transfer needs.

Once you have an account, enter the details of your transaction, including how much money you’re sending, where you’re sending it and who will be receiving the funds. Provide your recipient’s bank account details and the currency you wish to send, and you will be presented with an exchange rate quote.

You can choose to send the money right away or lock in a rate for a future transaction. It’s then a matter of depositing funds with World First from your bank account, and the company will convert the money into your currency of choice and send it to your recipient.

Steps to transfer your money online

Bottom line

World First offers good exchange rates, but you could find a lower transfer fee elsewhere. And you must send at least $1,000 in order to use their services.

Frequently asked questions

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4 Responses

  1. Default Gravatar
    AhmadSeptember 3, 2017

    Dear sir, i want to ask (faq)regarding about my uncle in belgium have cash around 10m euro to transfer to me setup a business and buying property in dubai..can i collect cash at dubai ..if ok i will ask my uncle to send money to (wf)using your money service platform for me to collect cash on dubai..pls advise us how to go about and what is the charges from your company to us?

    • Staff
      AdrienneSeptember 4, 2017Staff

      Hi Ahmad,

      Unfortunately there is no money transfer service that will allow you to pick up $10M EUR in cash. However, you can deposit this amount into a bank account in Dubai, which can be done within 2-5 business days if you send through World First. Click “Go to site” from this page to initiate your transfer with no fees.

      Best regards,


  2. Default Gravatar
    PotiergMay 1, 2017

    First time user, how can I be sure that the service is legit. and that my personal info is secure?

    • Staff
      HaroldJuly 4, 2017Staff

      Hi Potierg,

      Thank you for your inquiry.

      Yes it is safe, actually, World First broke the record for fastest international transfer by completing a transaction in 6 minutes and 49 seconds. An established leader in the money transfer business, it takes the duty of protecting your money seriously.
      – Licensed. World First is a licensed money transmitter business that adheres to the rules of the US Office of Foreign Assets Control and Financial Crimes Enforcement Center (FinCen).
      – High credit rating. World First has a 3A2 rating from Dun & Bradstreet, further ensuring that your funds are covered.
      – Segregated client accounts. Your money is kept separate from World First’s money. This makes it easy to identify and protect should anything happen to the company.
      – Award-winning. World First has won several awards for its service, including the 2016 Queen’s Award for Enterprise in International Trade.
      – Years of experience. Founded in 2004, World First has grown from its headquarters in London to include offices in Austin, DC, Hong Kong, Singapore, the Netherlands, and Sydney.

      I hope this information has helped.


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